JUMICE
ActiveJUMICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €88.22M and a net result of €1.74M. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 2382 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
28 d late
2023
27 d late
2022
7 d early
2021
61 d early
2020
5 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€88.22M▲ 2.0%
2024 · €86.48M
2018: €34.82M
2019: €61.05M
2020: €61.96M
2021: €68.73M
2022: €74.38M
2023: €80.23M
2024: €86.48M
2018 → 2025
Net result
€1.74M▼ 72.1%
2024 · €6.25M
2018: €6.82M
2019: €26.23M
2020: €904k
2021: €6.77M
2022: €5.64M
2023: €5.85M
2024: €6.25M
2018 → 2025
Total assets
€91.58M▲ 1.7%
2024 · €90.07M
2018: €55.38M
2019: €81.44M
2020: €81.30M
2021: €87.94M
2022: €78.67M
2023: €83.59M
2024: €90.07M
2018 → 2025
Solvency
96.3%▲ 0.3pp
2024 · 96.0%
2018: 62.9%
2019: 75.0%
2020: 76.2%
2021: 78.2%
2022: 94.5%
2023: 96.0%
2024: 96.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.91M-€1.61M▼ 15.7%€1.61M=€2.34M▲ 45.7%€1.67M▼ 28.8%
Equity€68.73M-€74.38M▲ 8.2%€80.23M▲ 7.9%€86.48M▲ 7.8%€88.22M▲ 2.0%
Operating result€737k-€1.98M▲ 169%€331k▼ 83.3%€753k▲ 127%€-92k
Net result€6.77M-€5.64M▼ 16.7%€5.85M▲ 3.7%€6.25M▲ 6.8%€1.74M▼ 72.1%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €92k after €753k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91.58M
Fixed assets
€31.60M=
Current assets
€59.98M▲ 2.6%
Equity and liabilities €91.58M
Equity
€88.22M▲ 2.0%
Debt
€3.36M▼ 6.4%
The debt ratio falls from 4.0% to 3.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.3%▲
2024 · 96.0%
ROE
2.0%▼
2024 · 7.2%
ROA
1.9%▼
2024 · 6.9%
Debt
€3.36M▼
2024 · €3.59M
Debt ≤ 1 year
€384k▼
2024 · €524k
Debt > 1 year
€2.96M▼
2024 · €3.05M
Income taxes
€303k▼
2024 · €482k
Staff costs
€276k▲
2024 · €219k
A ratio outside any meaningful range has been withheld (balance sheet total €91.58M, equity €88.22M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90.07M€91.58M▲
Fixed assets21/28€31.60M€31.60M=
Financial fixed assets28€31.60M€31.60M=
Affiliated companies280/1€31.60M€31.60M=
Participating interests280€31.60M€31.60M=
Current assets29/58€58.46M€59.98M▲
Amounts receivable after more than one year29€9.92M€10.38M▲
Other amounts receivable291€9.92M€10.38M▲
Amounts receivable within one year40/41€982k€1.51M▲
Trade receivables40€868k€15k▼
Other amounts receivable41€114k€1.49M▲
Current investments50/53€41.85M€45.27M▲
Other investments51/53€41.85M€45.27M▲
Cash at bank and in hand54/58€5.71M€2.77M▼
Deferred charges and accrued income490/1€3k€45k▲
Equity and liabilities
Total equity and liabilities10/49€90.07M€91.58M▲
Equity10/15€86.48M€88.22M▲
Contributions10/11€27.31M€27.31M=
Capital10€27.31M€27.31M=
Issued capital100€27.31M€27.31M=
Reserves13€59.14M€60.88M▲
Non-distributable reserves130/1€2.73M€2.73M=
Legal reserve130€2.73M€2.73M=
Tax-exempt reserves132€998k€1.99M▲
Distributable reserves133€55.42M€56.17M▲
Profit (loss) carried forward14€27k€31k▲
Amounts payable17/49€3.59M€3.36M▼
Amounts payable after more than one year17€3.05M€2.96M▼
Other amounts payable178/9€3.05M€2.96M▼
Amounts payable within one year42/48€524k€384k▼
Trade debts44€239k€213k▼
Suppliers440/4€239k€213k▼
Taxes, remuneration and social security45€285k€171k▼
Taxes450/3€260k€139k▼
Remuneration and social security454/9€24k€32k▲
Accrued charges and deferred income492/3€15k€15k▼
Income statement
Code20242025
Operating income70/76A€2.35M€1.68M▼
Turnover70€2.34M€1.67M▼
Other operating income74€10k€11k▲
Operating charges60/66A€1.60M€1.77M▲
Services and other goods61€1.38M€1.49M▲
Remuneration, social security and pensions62€219k€276k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1-
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€753k€-92k▼
Financial income75/76B€6.10M€2.32M▼
Recurring financial income75€6.10M€2.32M▼
Income from financial fixed assets750€5.15M€779k▼
Income from current assets751€946k€1.54M▲
Financial charges65/66B€120k€178k▲
Recurring financial charges65€120k€178k▲
Debt charges650€62k€72k▲
Other financial charges652/9€58k€106k▲
Profit (loss) for the period before taxes9903€6.73M€2.05M▼
Income taxes67/77€482k€303k▼
Taxes670/3€482k€317k▼
Tax adjustments and reversals of tax provisions77-€14k
Profit (loss) for the period9904€6.25M€1.74M▼
Transfer from tax-exempt reserves789€211k-
Transfer to tax-exempt reserves689€998k€989k▼
Profit (loss) for the period to be appropriated9905€5.46M€754k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5.49M€781k▼
Profit (loss) brought forward from the previous period14P€25k€27k▲
Transfer to equity691/2€5.46M€750k▼
To other reserves6921€5.46M€750k▼
Social balance
Average headcount (FTE)90872.02.6▲
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 20 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity doublescurrent ratio 145.59
Current ratio from 72.21 to 145.59; short-term debt falls from €547k to €323k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €904k ▼96.6%
Net result drops to €904k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €26.23M ▲285%
Net result €26.23M, the highest in the series.
31-12
Financial
Liquidity times 5current ratio 58.90
Current ratio from 12.34 to 58.90; short-term debt falls from €565k to €561k.
31-12
Financial
Equity above €50MEq €61.05M ▲75.3%
2 profitable years in a row build equity to €61.05M.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wevelgem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidslaan 628560 WevelgemGround area
2.6 ha
Building footprint
1.1 ha
Volume, LiDAR
175,934 m³
Parcel 34012A0341/00D000, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JUMICE
since 20142.230.612.691
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34012A0341/00D000 | Flanders | 2.6 ha | 1 · 1.1 ha | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493005R3QVHEM8WLD64
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 1,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-04-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.