JUMEXA

Active

Private limited companyfounded 20197 yrs activeSint-Elooisstraat 1, 8020 Oostkamp, BelgiumKBO/BCE: BE 0734.501.618

The computed 12-month bankruptcy probability of JUMEXA is 2.2% (moderate). The 2024 annual accounts show equity of €105k and a net result of €-97k. Equity is growing by ~20.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 9623 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

34 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-75

Solvency41▼-8

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €3.5k at 30 days only on tighter terms

Liquidity ample (current ratio 1.69 against 2.04 in 2023; short-term debt: 35.8% and cash: 7.9% of total assets), but 83.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

16.3%

Return on assets

-14.9%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9623 sector peers (2024).

NBB · sector comparison

Position among 9623 sector peers

Solvency

better than 24%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

28 d late

2023

29 d late

2022

6 d early

2021

18 d early

2020

17 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€105k▼ 47.8%

2023 · €202k

2020: €30k 2021: €132k 2022: €190k 2023: €202k

2020 → 2024

Total assets

€647k▼ 24.3%

2023 · €854k

2020: €447k 2021: €956k 2022: €924k 2023: €854k

2020 → 2024

Net result

€-97k

2023 · €42k

2020: €15k 2021: €107k 2022: €58k 2023: €42k

2020 → 2024

Working capital

€161k▼ 42.1%

2023 · €278k

2020: €273k 2021: €297k 2022: €308k 2023: €278k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€30k-€132k▲ 339%€190k▲ 43.7%€202k▲ 6.6%€105k▼ 47.8%

Operating result€34k-€154k▲ 358%€92k▼ 40.5%€71k▼ 23.0%€-79k

Net result€15k-€107k▲ 609%€58k▼ 46.1%€42k▼ 26.4%€-97k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €79k after €71k in 2023, the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €647k

39.3%

60.7%

Fixed assets €254k▼ 17.4%

Current assets €393k▼ 28.1%

Equity and liabilities €647k

16.3%

83.7%

Equity €105k▼ 47.8%

Debt €541k▼ 17.0%

The debt ratio rises from 76.4% to 83.7%. Equity and debt are lower.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-16k▼

2023 · €132k

Cash flow

€-33k▼

2023 · €103k

Solvency

16.3%▼

2023 · 23.6%

Current ratio

1.69▼

2023 · 2.04

Quick ratio

0.49▼

2023 · 0.98

Debt / equity

5.14▲

2023 · 3.23

ROE

-91.7%▼

2023 · 21.0%

ROA

-14.9%▼

2023 · 5.0%

Interest coverage

-0.94▼

2023 · 6.47

Debt

€541k▼

2023 · €652k

Debt ≤ 1 year

€232k▼

2023 · €268k

Debt > 1 year

€310k▼

2023 · €384k

Income taxes

€193▼

2023 · €11k

Staff costs

€277k▲

2023 · €274k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€854k€647k▼

Formation expenses20€654-

Fixed assets21/28€307k€254k▼

Intangible fixed assets21€77k€67k▼

Tangible fixed assets22/27€230k€187k▼

Plant, machinery and equipment23€216k€180k▼

Furniture and vehicles24€7k€5k▼

Leasing and similar rights25€5k-

Other tangible fixed assets26€2k€2k▼

Financial fixed assets28€589€589=

Current assets29/58€547k€393k▼

Stocks and contracts in progress3€282k€279k▼

Stocks30/36€282k€279k▼

Amounts receivable within one year40/41€206k€62k▼

Trade receivables40€73k€39k▼

Other amounts receivable41€133k€23k▼

Cash at bank and in hand54/58€54k€51k▼

Deferred charges and accrued income490/1€4k€1k▼

Equity and liabilities

Total equity and liabilities10/49€854k€647k▼

Equity10/15€202k€105k▼

Contributions10/11€15k€15k=

Reserves13€187k€187k=

Distributable reserves133€187k€187k=

Profit (loss) carried forward14-€-97k

Amounts payable17/49€652k€541k▼

Amounts payable after more than one year17€384k€310k▼

Financial debts170/4€124k€66k▼

Trade debts175€260k€244k▼

Amounts payable within one year42/48€268k€232k▼

Current portion of amounts payable after more than one year42€72k€67k▼

Trade debts44€159k€143k▼

Suppliers440/4€159k€143k▼

Taxes, remuneration and social security45€37k€22k▼

Taxes450/3€14k€193▼

Remuneration and social security454/9€23k€22k▼

Income statement Code20232024

Non-recurring operating income76A-€3k

Remuneration, social security and pensions62€274k€277k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€63k▲

Other operating charges640/8€3k€3k▼

Gross operating margin9900€409k€263k▼

Operating profit (loss)9901€71k€-79k▼

Financial income75/76B€3k€259▼

Recurring financial income75€3k€259▼

Financial charges65/66B€20k€17k▼

Recurring financial charges65€20k€17k▼

Profit (loss) for the period before taxes9903€53k€-96k▼

Income taxes67/77€11k€193▼

Profit (loss) for the period9904€42k€-97k▼

Profit (loss) for the period to be appropriated9905€42k€-97k▼

Appropriation of the result

Profit (loss) to be appropriated9906€42k€-97k▼

Transfer from equity791/2€30k-

Transfer to equity691/2€42k-

To other reserves6921€42k-

Profit to be distributed694/7€30k-

Return on contributions (dividend)694€30k-

Social balance

Average headcount (FTE)90877.86.3▼

The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 5Filings 5

2025

28-08

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 28 days late

2024

31-12

Financial Weakest financial yearnet €-97k ▼328%

Net result drops to €-97k, the lowest in the series.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 29 days late

2023

31-12

Financial Equity above €200kEq €202k ▲6.6%

4 profitable years in a row build equity to €202k.

25-07

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2022

31-12

Financial Equity above €150kEq €190k ▲43.7%

3 profitable years in a row build equity to €190k.

13-07

NBB filing Annual accounts filed

fiscal year 2021 · abbreviated schema

2021

31-12

Financial Highest result since 2020net €107k ▲609%

Operating result €154k, net result €107k, both a record.

31-12

Financial Equity above €100kEq €132k ▲339%

2 profitable years in a row build equity to €132k.

17-08

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

01-06-2025 Resigned as Director

Location & real-estate footprint

Registered office, Oostkamp · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Elooisstraat 18020 Oostkamp

Ground area

1,251 m²

Building footprint

1,099 m²

Volume, LiDAR