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Jumelé

Active
Private limited company (pre-2019)founded 199729 yrs activePetites-Tailles 14, 6690 Vielsalm, BelgiumKBO/BCE: BE 0460.319.141
Summary

The annual accounts of Jumelé for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €10,911 and a net result of -€18,837. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 30% of 748 sector peers (fiscal year 2025). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Hotels and similar accommodation
NACE 55100Hotels NACE 55101
1 site
Size
€149,353total assets 2025
Equity
€10,911
Loss
-€18,837
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.7%
Structure
Accounts filed 26 d late0 of 1 deed read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €18,837, the second in a row (FY 2025)- Equity €10,911 (7.3% of total assets)+ Size: total assets €149,353+ Founded in 1997Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 32-10
equity 7.3% of total assets
Liquidity 3-2
short-term debt 92.7% · cash 2.7%
Profitability 53+3
return on assets -12.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,484 companies)
Last 15 months 08-2025: 2.0% 09-2025: 2.1%▲ +8.2% vs 08-2025highest value 10-2025: 1.3%▼ -38.1% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%▼ -2.7% vs 11-2025 01-2026: 1.3%● 0.0% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%● 0.0% vs 02-2026 04-2026: 1.3%▼ -0.5% vs 03-2026 05-2026: 1.3%▼ -0.1% vs 04-2026 06-2026: 1.2%▼ -3.0% vs 05-2026 07-2026: 1.3%▲ +5.4% vs 06-2026 08-2026: 2.0%▲ +52.5% vs 07-2026 09-2026: 0.7%▼ -65.9% vs 08-2026lowest value 10-2026: 0.7%● 0.0% vs 09-2026lowest value
  • Size: total assets €149,353 lowers the probability for this profile
  • Loss of €18,837, the second in a row (FY 2025) raises the probability
  • Founded in 1997 lowers the probability for this profile
  • Equity €10,911 (7.3% of total assets) raises the probability
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 92.7% and cash: 2.7% of total assets), and 92.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 37%, liquidity 7%, profitability 41%, growth against the median 10%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €149,353
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €18,837, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1997
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €10,911 (7.3% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
18192122232425
2018 to 2025 · latest year -€18,837
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
26 d late
2024
25 d late
2023
9 d early
2022
58 d late
2021
31 d late
2019
122 d late
2018
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€18,837 View
  • Active since 1997founded 28-03-1997 29 years View
  • Total assets 20256 fiscal years filed €149,353 View

By topic

Financials

Fiscal year
2025
Total assets
€149,353
Loss
-€18,837
Solvency
7.3%
Total assets▼ 12.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 31-07-2027
  1. 26-08-2026Annual accounts filed
  2. 25-08-2025Annual accounts filed
  3. 22-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Hotels and similar accommodationNACE 55100
Founded
28-03-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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