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Jumeau

Active
Private limited companyfounded 199431 yrs activeJosé Bornystraat 7, 8420 De Haan, BelgiumKBO/BCE: BE 0453.431.844

Jumeau has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318k and a net result of €57k. Equity is growing by ~11.4% per year across the filed fiscal years. Its solvency ranks better than 69% of 911 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+1
Solvency85▼-14
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.05 against 3.14 in 2024; short-term debt: 31.5% and cash: 23.8% of total assets), and 40.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.9%
Return on assets
10.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
17 d early
2024
1 d early
2023
39 d early
2022
5 d early
2021
22 d early
2020
63 d early
2019
64 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€318k▼ 20.5%
2024 · €400k
2018: €198k 2019: €250k 2020: €280k 2021: €331k 2022: €381k 2023: €425k 2024: €400k
2018 → 2025
Total assets
€531k▼ 1.5%
2024 · €538k
2018: €485k 2019: €516k 2020: €502k 2021: €496k 2022: €656k 2023: €642k 2024: €538k
2018 → 2025
Net result
€57k▲ 10.7%
2024 · €51k
2018: €68k 2019: €51k 2020: €33k 2021: €54k 2022: €74k 2023: €44k 2024: €51k
2018 → 2025
Working capital
€175k▼ 24.2%
2024 · €231k
2018: €47k 2019: €140k 2020: €93k 2021: €191k 2022: €183k 2023: €224k 2024: €231k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€331k-€381k▲ 15.2%€425k▲ 11.6%€400k▼ 5.9%€318k▼ 20.5%
Operating result€78k-€90k▲ 15.6%€77k▼ 14.0%€75k▼ 2.5%€84k▲ 11.1%
Net result€54k-€74k▲ 35.9%€44k▼ 40.0%€51k▲ 15.9%€57k▲ 10.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €78k€78kNet result 2021: €54k€54kOperating result 2022: €90k€90kNet result 2022: €74k€74kOperating result 2023: €77k€77kNet result 2023: €44k€44kOperating result 2024: €75k€75kNet result 2024: €51k€51kOperating result 2025: €84k€84kNet result 2025: €57k€57k20212022202320242025
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €531k
Fixed assets €188k▼ 5.5%
Current assets €343k▲ 0.9%
Equity and liabilities €531k
Equity €318k▼ 20.5%
Debt €213k▲ 53.8%
The debt ratio rises from 25.7% to 40.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€177k
2024 · €193k
Cash flow
€149k
2024 · €168k
Solvency
59.9%
2024 · 74.3%
Current ratio
2.05
2024 · 3.14
Quick ratio
2.05
2024 · 3.14
Debt / equity
0.67
2024 · 0.35
ROE
17.8%
2024 · 12.8%
ROA
10.7%
2024 · 9.5%
Interest coverage
26.55
2024 · 24.17
Debt
€213k
2024 · €138k
Debt ≤ 1 year
€167k
2024 · €108k
Debt > 1 year
€45k
2024 · €30k
Income taxes
€21k
2024 · €21k
Staff costs
€392k
2024 · €349k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€538k€531k
Fixed assets21/28€199k€188k
Tangible fixed assets22/27€198k€187k
Land and buildings22€35k€76k
Plant, machinery and equipment23€102k€37k
Furniture and vehicles24€61k€74k
Financial fixed assets28€520€520=
Current assets29/58€340k€343k
Amounts receivable within one year40/41€250k€210k
Trade receivables40€167k€185k
Other amounts receivable41€83k€24k
Cash at bank and in hand54/58€86k€126k
Deferred charges and accrued income490/1€4k€7k
Equity and liabilities
Total equity and liabilities10/49€538k€531k
Equity10/15€400k€318k
Contributions10/11€48k€48k=
Reserves13€353k€270k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€353k€270k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€138k€213k
Amounts payable after more than one year17€30k€45k
Financial debts170/4€30k€45k
Amounts payable within one year42/48€108k€167k
Current portion of amounts payable after more than one year42€39k€39k
Trade debts44€18k€57k
Suppliers440/4€18k€57k
Taxes, remuneration and social security45€51k€62k
Taxes450/3€30k€37k
Remuneration and social security454/9€21k€26k
Other amounts payable47/48-€9k
Income statement Code20242025
Remuneration, social security and pensions62€349k€392k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€93k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€16k
Other operating charges640/8€7k€7k
Gross operating margin9900€548k€592k
Operating profit (loss)9901€75k€84k
Financial income75/76B€4k€526
Recurring financial income75€4k€526
Financial charges65/66B€8k€7k
Recurring financial charges65€8k€7k
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€72k€78k
Income taxes67/77€21k€21k
Profit (loss) for the period9904€51k€57k
Profit (loss) for the period to be appropriated9905€51k€57k
Appropriation of the result
Profit (loss) to be appropriated9906€51k€57k
Transfer from equity791/2€76k€139k
Transfer to equity691/2€51k€57k
To other reserves6921€51k€57k
Profit to be distributed694/7€76k€139k
Return on contributions (dividend)694€76k€139k
Social balance
Average headcount (FTE)90875.05.0=

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
13-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Highest result since 2018net €74k ▲35.9%
Net result €74k, the highest in the series.
08-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-02
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Weakest financial yearnet €33k ▼35.4%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
26-02
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Equity above €200kEq €250k ▲25.9%
2 profitable years in a row build equity to €250k.
23-05
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
23-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 1994
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

José Bornystraat 78420 De Haan
Ground area
736 m²
Building footprint
189 m²
Volume, LiDAR
778 m³
Parcel 35007D0052/00H004, Flanders · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JUMEAU
José Bornystraat 7, 8420 De HaanNACE 17520
since 19942.068.385.735
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35007D0052/00H004 Flanders 736 m² 1 · 189 m² 7.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 976 companies in sector 77210 we hold annual accounts for 217. 145 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-09-1994
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
45250
71406
77210Renting and leasing of sports and recreation goods
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.