JUMAX
ActiveSummary
JUMAX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €12k. Equity is growing by ~59.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 4486 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-6
Solvency86▲+21
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.6 in 2024; short-term debt: 39% of total assets), and 39% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
171 d late
2023
30 d late
2022
5 d early
2021
121 d late
2020
125 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 32.6%
2024 · €38k
2018: €-21k
2019: €-27k
2020: €-20k
2021: €-7k
2022: €-8k
2023: €19k
2024: €38k
2018 → 2025
Total assets
€82k▼ 12.3%
2024 · €94k
2018: €224k
2019: €245k
2020: €296k
2021: €341k
2022: €380k
2023: €389k
2024: €94k
2018 → 2025
Net result
€12k▼ 35.4%
2024 · €19k
2018: €175k
2019: €-6k
2020: €8k
2021: €12k
2022: €-447
2023: €26k
2024: €19k
2018 → 2025
Working capital
€50k▲ 49.8%
2024 · €33k
2018: €-56k
2019: €-55k
2020: €-41k
2021: €-25k
2022: €-21k
2023: €10k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-8k▼ 6.0%€19k€38k▲ 102%€50k▲ 32.6%
Operating result€18k-€5k▼ 71.7%€29k▲ 486%€22k▼ 24.1%€20k▼ 7.2%
Net result€12k-€-447€26k€19k▼ 28.0%€12k▼ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €82k
Equity
€50k ▲ 32.6%
Debt
€32k ▼ 42.6%
Debt's share of the balance-sheet total falls from 59.6% to 39.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €26k
Cash flow
€17k▼
2024 · €23k
Current ratio
2.56▲
2024 · 1.60
Debt to equity
0.64▼
2024 · 1.48
ROE
24.6%▼
2024 · 50.6%
ROA
15.0%▼
2024 · 20.4%
Interest coverage
11.58▲
2024 · 8.88
Debt ≤ 1 year
€32k▼
2024 · €56k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€94k€82k▼
Fixed assets21/28€4k€0▼
Tangible fixed assets22/27€4k€0▼
Plant, machinery and equipment23€4k€0▼
Current assets29/58€89k€82k▼
Amounts receivable within one year40/41€89k€82k▼
Trade receivables40€63k€23k▼
Other amounts receivable41€26k€60k▲
Equity and liabilities
Total equity and liabilities10/49€94k€82k▼
Equity10/15€38k€50k▲
Contributions10/11€8k€8k=
Reserves13€25k€25k=
Distributable reserves133€25k€25k=
Profit (loss) carried forward14€5k€17k▲
Amounts payable17/49€56k€32k▼
Amounts payable within one year42/48€56k€32k▼
Financial debts43€19k€19k▼
Credit institutions430/8€19k€19k▼
Trade debts44-€7k
Suppliers440/4-€7k
Taxes, remuneration and social security45-€6k
Taxes450/3-€6k
Other amounts payable47/48€37k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8-€5k
Gross operating margin9900€26k€30k▲
Operating profit (loss)9901€22k€20k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€19k€18k▼
Income taxes67/77-€6k
Profit (loss) for the period9904€19k€12k▼
Profit (loss) for the period to be appropriated9905€19k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€17k▲
Profit (loss) brought forward from the previous period14P€-15k€5k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 171 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Weakest financial yearnet €-6k ▼103%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rovershoek(WAO) 59988 Sint-LaureinsGround area
2.1 ha
Building footprint
188 m²
Volume, LiDAR
1,102 m³
Parcel 43016A0048/00K000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rovershoek(WAO) 5, 9988 Sint-Laureins
since 20012.093.346.310
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43016A0048/00K000 | Flanders | 2.1 ha | 1 · 188 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JDS Tuinen
BE 1003.477.668
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HadHof Services
BE 0686.616.775
Genappe · Eq €50,040
COWEZ GAETAN
BE 0791.350.744
Genappe · Eq €50,136
La Rimière
BE 0762.676.455
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Desmedt Putboringen
BE 0787.367.509
Anzegem · Eq €50,007
Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,603 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-07-2001
Fiscal year end31-12
Activities, NACEBEL 2025
01410Raising of dairy cattle
81300Landscape service activities
01110Growing of cereals (except rice), leguminous crops and oil seeds
01250Crop and animal production, hunting and related service activities
46140Agents in the wholesale of industrial machinery, ships and aircraft
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.