Jumatec
ActiveSummary
Jumatec has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €41k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+3
Solvency66=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 2.81 in 2024; short-term debt: 23.8% and cash: 39.3% of total assets), but 59% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 d early
2024
128 d early
2023
43 d early
2022
17 d early
2021
23 d early
2020
9 d late
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 3.9%
2024 · €93k
2018: €43klowest in 8 years
2019: €56k▲ +29.9% vs 2018
2020: €57k▲ +1.9% vs 2019
2021: €67k▲ +17.5% vs 2020
2022: €63k▼ -5.5% vs 2021
2023: €75k▲ +18.6% vs 2022
2024: €93k▲ +23.1% vs 2023
2025: €96k▲ +3.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€234k▲ 3.9%
2024 · €226k
2018: €294khighest in 8 years
2019: €282k▼ -4.1% vs 2018
2020: €264k▼ -6.4% vs 2019
2021: €269k▲ +2.1% vs 2020
2022: €263k▼ -2.3% vs 2021
2023: €227k▼ -13.7% vs 2022
2024: €226k▼ -0.6% vs 2023lowest in 8 years
2025: €234k▲ +3.9% vs 2024
2018 → 2025
Net result
€41k▲ 18.8%
2024 · €35k
2018: €30k
2019: €31k▲ +3.2% vs 2018
2020: €16k▼ -48.0% vs 2019
2021: €35k▲ +118% vs 2020
2022: €20k▼ -42.0% vs 2021
2023: €12k▼ -41.8% vs 2022lowest in 8 years
2024: €35k▲ +195% vs 2023
2025: €41k▲ +18.8% vs 2024highest in 8 years
2018 → 2025
Working capital
€62k▲ 0.8%
2024 · €62k
2018: €17klowest in 8 years
2019: €38k▲ +118% vs 2018
2020: €38k▼ -0.6% vs 2019
2021: €48k▲ +25.9% vs 2020
2022: €39k▼ -18.0% vs 2021
2023: €50k▲ +26.9% vs 2022
2024: €62k▲ +24.3% vs 2023
2025: €62k▲ +0.8% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€63k▼ 5.5%€75k▲ 18.6%€93k▲ 23.1%€96k▲ 3.9%
2021: €67k
2022: €63k▼ -5.5% vs 2021lowest in 5 years
2023: €75k▲ +18.6% vs 2022
2024: €93k▲ +23.1% vs 2023
2025: €96k▲ +3.9% vs 2024highest in 5 years
Operating result€57k-€36k▼ 36.1%€23k▼ 37.2%€56k▲ 143%€63k▲ 12.2%
2021: €57k
2022: €36k▼ -36.1% vs 2021
2023: €23k▼ -37.2% vs 2022lowest in 5 years
2024: €56k▲ +143% vs 2023
2025: €63k▲ +12.2% vs 2024highest in 5 years
Net result€35k-€20k▼ 42.0%€12k▼ 41.8%€35k▲ 195%€41k▲ 18.8%
2021: €35k
2022: €20k▼ -42.0% vs 2021
2023: €12k▼ -41.8% vs 2022lowest in 5 years
2024: €35k▲ +195% vs 2023
2025: €41k▲ +18.8% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €234k
Fixed assets
€117k ▼ 10.3%
Current assets
€118k ▲ 23.2%
Equity and liabilities €234k
Equity
€96k ▲ 3.9%
Debt
€138k ▲ 3.9%
Debt's share of the balance-sheet total stays at 59.0%.
Key figures and ratios
EBITDA
€86k▲
2024 · €77k
Cash flow
€65k▲
2024 · €56k
Current ratio
2.11▼
2024 · 2.81
Debt to equity
1.44▼
2024 · 1.44
ROE
43.1%▲
2024 · 37.7%
ROA
17.7%▲
2024 · 15.5%
Interest coverage
17.42▲
2024 · 12.78
Debt ≤ 1 year
€56k▲
2024 · €34k
Debt > 1 year
€83k▼
2024 · €99k
Income taxes
€18k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€226k€234k▲
Fixed assets21/28€130k€117k▼
Tangible fixed assets22/27€130k€117k▼
Land and buildings22€114k€98k▼
Plant, machinery and equipment23€10k€5k▼
Furniture and vehicles24€6k€14k▲
Current assets29/58€96k€118k▲
Amounts receivable within one year40/41€42k€19k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€23k€0▼
Cash at bank and in hand54/58€46k€92k▲
Deferred charges and accrued income490/1€8k€6k▼
Equity and liabilities
Total equity and liabilities10/49€226k€234k▲
Equity10/15€93k€96k▲
Contributions10/11€6k€6k=
Reserves13€86k€90k▲
Distributable reserves133€86k€90k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€133k€138k▲
Amounts payable after more than one year17€99k€83k▼
Financial debts170/4€99k€83k▼
Amounts payable within one year42/48€34k€56k▲
Current portion of amounts payable after more than one year42€20k€17k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€1k€8k▲
Suppliers440/4€1k€8k▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€11k€16k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48-€12k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€306€0▼
Gross operating margin9900€80k€89k▲
Operating profit (loss)9901€56k€63k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€52k€59k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€35k€41k▲
Profit (loss) for the period to be appropriated9905€35k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€41k▲
Transfer from equity791/2€18k€38k▲
Transfer to equity691/2€35k€41k▲
To other reserves6921€35k€41k▲
Profit to be distributed694/7€18k€38k▲
Return on contributions (dividend)694€18k€38k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €11k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €19k | €22k | €21k | €24k | ▲ 13.4% |
| Other operating charges640/8 | €3k | €3k | €13k | €3k | €3k | ▲ 0.5% |
| Non-recurring operating charges66A | - | - | €119 | €306 | €0 | ▼ 100% |
| Gross operating margin9900 | €78k | €58k | €57k | €80k | €89k | ▲ 11.7% |
| Operating profit (loss)9901 | €57k | €36k | €23k | €56k | €63k | ▲ 12.2% |
| Financial income75/76B | €3k | €3k | €2k | €2k | €1k | ▼ 21.5% |
| Recurring financial income75 | €3k | €3k | €2k | €2k | €1k | ▼ 21.5% |
| Financial charges65/66B | €8k | €8k | €7k | €6k | €5k | ▼ 17.5% |
| Recurring financial charges65 | €8k | €8k | €7k | €6k | €5k | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | €52k | €32k | €18k | €52k | €59k | ▲ 14.4% |
| Income taxes67/77 | €17k | €11k | €6k | €17k | €18k | ▲ 5.2% |
| Profit (loss) for the period9904 | €35k | €20k | €12k | €35k | €41k | ▲ 18.8% |
| Profit (loss) for the period to be appropriated9905 | €35k | €20k | €12k | €35k | €41k | ▲ 18.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €269k | €263k | €227k | €226k | €234k | ▲ 3.9% |
| Fixed assets21/28 | €168k | €156k | €141k | €130k | €117k | ▼ 10.3% |
| Tangible fixed assets22/27 | €168k | €156k | €141k | €130k | €117k | ▼ 10.3% |
| Land and buildings22 | €164k | €147k | €131k | €114k | €98k | ▼ 14.5% |
| Plant, machinery and equipment23 | €3k | €3k | €6k | €10k | €5k | ▼ 51.2% |
| Furniture and vehicles24 | €851 | €6k | €5k | €6k | €14k | ▲ 147% |
| Current assets29/58 | €101k | €107k | €86k | €96k | €118k | ▲ 23.2% |
| Amounts receivable within one year40/41 | €74k | €79k | €39k | €42k | €19k | ▼ 54.2% |
| Trade receivables40 | €26k | €39k | €429 | €20k | €19k | ▼ 1.9% |
| Other amounts receivable41 | €48k | €40k | €39k | €23k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €27k | €26k | €37k | €46k | €92k | ▲ 102% |
| Deferred charges and accrued income490/1 | - | €2k | €10k | €8k | €6k | ▼ 19.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €269k | €263k | €227k | €226k | €234k | ▲ 3.9% |
| Equity10/15 | €67k | €63k | €75k | €93k | €96k | ▲ 3.9% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €61k | €57k | €69k | €86k | €90k | ▲ 4.2% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €59k | €55k | €69k | €86k | €90k | ▲ 4.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €202k | €200k | €152k | €133k | €138k | ▲ 3.9% |
| Amounts payable after more than one year17 | €149k | €132k | €116k | €99k | €83k | ▼ 16.7% |
| Financial debts170/4 | €149k | €132k | €116k | €99k | €83k | ▼ 16.7% |
| Amounts payable within one year42/48 | €54k | €68k | €36k | €34k | €56k | ▲ 63.6% |
| Current portion of amounts payable after more than one year42 | €20k | €20k | €20k | €20k | €17k | ▼ 17.3% |
| Financial debts43 | - | - | - | - | €4k | - |
| Credit institutions430/8 | - | - | - | - | €4k | - |
| Trade debts44 | €2k | €12k | €8k | €1k | €8k | ▲ 668% |
| Suppliers440/4 | €2k | €12k | €8k | €1k | €8k | ▲ 668% |
| Taxes, remuneration and social security45 | €15k | €19k | €8k | €13k | €16k | ▲ 19.4% |
| Taxes450/3 | €15k | €19k | €8k | €11k | €16k | ▲ 44.3% |
| Remuneration and social security454/9 | - | - | - | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | €18k | €17k | €0 | - | €12k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €35k | €20k | €12k | €35k | €41k | ▲ 18.8% |
| + Depreciation and write-downs630 | €18k | €19k | €22k | €21k | €24k | ▲ 13.4% |
| Operating cash flow (approximation) | €53k | €39k | €33k | €56k | €65k | ▲ 16.8% |
| Investment in fixed assets (approximation) | - | €-7k | €-6k | €-10k | €-10k | ▼ 5.8% |
| Change in cash | - | €-1k | €11k | €9k | €47k | ▲ 432% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €41k ▲18.8%
Operating result €63k, net result €41k, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €12k ▼41.8%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2010
Ground area
529 m²
Building footprint
168 m²
Volume, LiDAR
1,099 m³
Parcel 46016D0442/00K002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jumatec
since 20102.191.286.418
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46016D0442/00K002 | Flanders | 529 m² | 1 · 168 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
64883LH810C4QJP7S813
Similar companies · same sector, comparable size
Mc Profinity
BE 0563.827.148
Ham · Eq €96,220
ELIA CONSULTING
BE 0892.536.194
Tremelo · Eq €96,218
MAJUPAU
BE 0727.469.910
Watermaal-Bosvoorde · Eq €96,199
LVP CONSULTING
BE 0748.705.188
Sint-Niklaas · Eq €96,252
KRILIE
BE 0672.714.596
Wetteren · Eq €96,259
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,559 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2010
Fiscal year end31-12
Trade name NL
Instituut Nabiu
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.