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JUMAB

Active
Private limited companyfounded 20242 yrs activeBoterbloemlaan 65, 2980 Zoersel, BelgiumKBO/BCE: BE 1014.061.853
Summary

The computed 12-month bankruptcy probability of JUMAB is 4.1% (elevated). The 2025 annual accounts show negative equity (-€44,023) and a net result of -€12,246. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability18▲+18
Solvency12▼-4
Growth58
Track record82
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.0 in 2024; short-term debt: 43.2% and cash: 0.7% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
-3.6%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€44,023
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 46 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JUMAB was incorporated on 25 September 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€44,023▼ 38.5%
2024 · -€31,777
Total assets
€343,460▼ 1.2%
2024 · €347,527
Net result
-€12,246▲ 78.4%
2024 · -€56,777
Working capital
-€145,134▼ 12.4%
2024 · -€129,100
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€55,411--€3,307▲ 94.0%
Net result-€56,777--€12,246▲ 78.4%
Equity-€31,777--€44,023▼ 38.5%
Total assets€347,527-€343,460▼ 1.2%
Debt€379,305-€387,483▲ 2.2%
Working capital-€129,100--€145,134▼ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2024: -€55,411-€55,411Net result 2024: -€56,777-€56,777Operating result 2025: -€3,307-€3,307Net result 2025: -€12,246-€12,24620242025-€60,000-€40,000-€20,000€0Operating result 2024: -€55,411-€55,400Net result 2024: -€56,777-€56,800Operating result 2025: -€3,307-€3,310Net result 2025: -€12,246-€12,20020242025
The operating result stays negative: a loss of €3,307 in 2025 against €55,411 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343,460
Fixed assets €340,223 ▼ 2.0%
Current assets €3,238 ▲ 1,480%
Key figures and ratios
2025 value · change against 2024
EBITDA
€3,793▲
2024 · -€54,734
Cash flow
-€5,146▲
2024 · -€56,100
Solvency
-12.8%▼
2024 · -9.1%
Current ratio
0.02▲
2024 · 0.00
Debt to equity
-8.80▲
2024 · -11.94
ROA
-3.6%▲
2024 · -16.3%
Interest coverage
0.42▲
2024 · -37.34
Debt ≤ 1 year
€148,372▲
2024 · €129,305
Debt > 1 year
€239,112▼
2024 · €250,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,554 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a small loss
4.1% went bankrupt
3.5% stopped otherwise
91% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,554 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet Code20242025
Assets
Total assets20/58€347,527€343,460▼
Fixed assets21/28€347,322€340,223▼
Tangible fixed assets22/27€347,322€340,223▼
Land and buildings22€347,322€340,223▼
Current assets29/58€205€3,238▲
Cash at bank and in hand54/58€205€2,429▲
Deferred charges and accrued income490/1-€809
Equity and liabilities
Total equity and liabilities10/49€347,527€343,460▼
Equity10/15-€31,777-€44,023▼
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14-€56,777-€69,023▼
Amounts payable17/49€379,305€387,483▲
Amounts payable after more than one year17€250,000€239,112▼
Financial debts170/4€250,000€235,662▼
Other amounts payable178/9-€3,450
Amounts payable within one year42/48€129,305€148,372▲
Current portion of amounts payable after more than one year42-€9,143
Trade debts44€1,161-
Suppliers440/4€1,161-
Other amounts payable47/48€128,143€139,229▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€678€7,100▲
Other operating charges640/8€44,883€1,327▼
Gross operating margin9900-€9,850€5,120▲
Operating profit (loss)9901-€55,411-€3,307▲
Financial income75/76B€100-
Recurring financial income75€100-
Financial charges65/66B€1,466€8,939▲
Recurring financial charges65€1,466€8,939▲
Profit (loss) for the period before taxes9903-€56,777-€12,246▲
Profit (loss) for the period9904-€56,777-€12,246▲
Profit (loss) for the period to be appropriated9905-€56,777-€12,246▲
Appropriation of the result
Profit (loss) to be appropriated9906-€56,777-€69,023▼
Profit (loss) brought forward from the previous period14P--€56,777

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€678€7,100▲ 948%
Other operating charges640/8€44,883€1,327▼ 97.0%
Gross operating margin9900-€9,850€5,120▲ 152%
Operating profit (loss)9901-€55,411-€3,307▲ 94.0%
Financial income75/76B€100--
Recurring financial income75€100--
Financial charges65/66B€1,466€8,939▲ 510%
Recurring financial charges65€1,466€8,939▲ 510%
Profit (loss) for the period before taxes9903-€56,777-€12,246▲ 78.4%
Profit (loss) for the period9904-€56,777-€12,246▲ 78.4%
Profit (loss) for the period to be appropriated9905-€56,777-€12,246▲ 78.4%
Line20242025Change
Assets
Total assets20/58€347,527€343,460▼ 1.2%
Fixed assets21/28€347,322€340,223▼ 2.0%
Tangible fixed assets22/27€347,322€340,223▼ 2.0%
Land and buildings22€347,322€340,223▼ 2.0%
Current assets29/58€205€3,238▲ 1,480%
Cash at bank and in hand54/58€205€2,429▲ 1,085%
Deferred charges and accrued income490/1-€809-
Equity and liabilities
Total equity and liabilities10/49€347,527€343,460▼ 1.2%
Equity10/15-€31,777-€44,023▼ 38.5%
Contributions10/11€25,000€25,000=
Profit (loss) carried forward14-€56,777-€69,023▼ 21.6%
Amounts payable17/49€379,305€387,483▲ 2.2%
Amounts payable after more than one year17€250,000€239,112▼ 4.4%
Financial debts170/4€250,000€235,662▼ 5.7%
Other amounts payable178/9-€3,450-
Amounts payable within one year42/48€129,305€148,372▲ 14.7%
Current portion of amounts payable after more than one year42-€9,143-
Trade debts44€1,161--
Suppliers440/4€1,161--
Other amounts payable47/48€128,143€139,229▲ 8.7%
Line20242025Change
Profit (loss) for the period9904-€56,777-€12,246▲ 78.4%
+ Depreciation and write-downs630€678€7,100▲ 948%
Operating cash flow (approximation)-€56,100-€5,146▲ 90.8%
Investment in fixed assets (approximation)-€0-
Change in cash-€2,224-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
939 m²
Building footprint
169 m²
Volume, LiDAR
988 m³
Parcel 11017A0521/00W000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JUMAB
Boterbloemlaan 65, 2980 ZoerselGeneral construction of other non-residential buildings
since 20242.364.246.425
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11017A0521/00W000 Flanders 939 m² 1 · 169 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded25-09-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014061853
Also 9925:BE1014061853
Registered 26-06-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.