Summary
Julode is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €102,332 and a net result of €52,643. Its solvency ranks better than 64% of 8074 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€102,332▲ 106%
2024 · €49,689
Net result
€52,643▲ 12.8%
2024 · €46,689
Total assets
€152,185▲ 91.0%
2024 · €79,679
Solvency
67.2%▲ 4.9pp
2024 · 62.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€58,593-€66,341▲ 13.2%
Net result€46,689within the sector's middle half-€52,643within the sector's middle half▲ 12.8%
Equity€49,689within the sector's middle half-€102,332within the sector's middle half▲ 106%
Total assets€79,679below the sector's middle half-€152,185within the sector's middle half▲ 91.0%
Debt€29,990-€49,854▲ 66.2%
Working capital€49,689-€102,332▲ 106%
Solvency62.4%within the sector's middle half-67.2%within the sector's middle half▲ 4.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €152,185
Equity
€102,332 ▲ 106%
Debt
€49,854 ▲ 66.2%
Debt's share of the balance-sheet total falls from 37.6% to 32.8%. Equity and debt are higher.
Key figures and ratios
ROE
51.4%▼
2024 · 94.0%
ROA
34.6%▼
2024 · 58.6%
Debt ≤ 1 year
€49,854▲
2024 · €29,990
Income taxes
€13,546▲
2024 · €11,819
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €118 | €1,058 | ▲ 798% |
| Gross operating margin9900 | €58,711 | €67,399 | ▲ 14.8% |
| Operating profit (loss)9901 | €58,593 | €66,341 | ▲ 13.2% |
| Financial charges65/66B | €85 | €153 | ▲ 79.6% |
| Recurring financial charges65 | €85 | €153 | ▲ 79.6% |
| Profit (loss) for the period before taxes9903 | €58,508 | €66,188 | ▲ 13.1% |
| Income taxes67/77 | €11,819 | €13,546 | ▲ 14.6% |
| Profit (loss) for the period9904 | €46,689 | €52,643 | ▲ 12.8% |
| Profit (loss) for the period to be appropriated9905 | €46,689 | €52,643 | ▲ 12.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €79,679 | €152,185 | ▲ 91.0% |
| Current assets29/58 | €79,679 | €152,185 | ▲ 91.0% |
| Amounts receivable within one year40/41 | €15,125 | €0 | ▼ 100% |
| Trade receivables40 | €15,125 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €64,554 | €152,185 | ▲ 136% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €79,679 | €152,185 | ▲ 91.0% |
| Equity10/15 | €49,689 | €102,332 | ▲ 106% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €46,689 | €99,332 | ▲ 113% |
| Distributable reserves133 | €46,689 | €99,332 | ▲ 113% |
| Amounts payable17/49 | €29,990 | €49,854 | ▲ 66.2% |
| Amounts payable within one year42/48 | €29,990 | €49,854 | ▲ 66.2% |
| Trade debts44 | €233 | €899 | ▲ 286% |
| Suppliers440/4 | €233 | €899 | ▲ 286% |
| Taxes, remuneration and social security45 | €22,024 | €39,804 | ▲ 80.7% |
| Taxes450/3 | €19,424 | €39,804 | ▲ 105% |
| Remuneration and social security454/9 | €2,600 | €0 | ▼ 100% |
| Other amounts payable47/48 | €7,732 | €9,151 | ▲ 18.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €46,689 | €52,643 | ▲ 12.8% |
| Operating cash flow (approximation) | €46,689 | €52,643 | ▲ 12.8% |
| Change in cash | - | €87,632 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100,000Eq €102,332 ▲106%
2 profitable years in a row build equity to €102,332.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lint · 1 establishment unit since 2024
Ground area
1,232 m²
Building footprint
168 m²
Volume, LiDAR
737 m³
Parcel 11025E0297/00G013, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Julode
since 20242.358.778.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11025E0297/00G013 | Flanders | 1,232 m² | 1 · 168 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRANSKAT
BE 0893.525.495
Mol · Eq €102,313
FRABENCO
BE 0819.131.346
Jabbeke · Eq €102,305
ZirconfleX
BE 0738.677.170
Mol · Eq €102,402
JK Consultancy
BE 0778.771.923
Antwerpen · Eq €102,405
FRONTOFFICE
BE 0465.303.852
Antwerpen · Eq €102,242
Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. 12,372 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-03-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:1007398151
Also
9925:BE1007398151
Registered
17-02-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.