JULISTEP
ActiveJULISTEP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €21k. Equity is growing by ~19.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▲+13
Solvency84▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.34 against 0.08 in 2024; short-term debt: 40.6% and cash: 6.1% of total assets), and 40.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
22 d early
2023
7 d early
2022
3 d late
2021
45 d late
2020
25 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k▲ 103%
2024 · €10k
2019: €7k
2020: €16k
2021: €14k
2022: €14k
2023: €10k
2024: €10k
2019 → 2025
Working capital
€-51k▲ 28.9%
2024 · €-71k
2019: €-92k
2020: €-84k
2021: €-79k
2022: €-75k
2023: €-75k
2024: €-71k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€72k▲ 25.2%€82k▲ 14.0%€92k▲ 12.4%€113k▲ 22.4%
Operating result€7k-€8k▲ 16.4%€493▼ 94.0%€14k▲ 2,832%€28k▲ 94.4%
Net result€14k-€14k▲ 1.9%€10k▼ 30.6%€10k▲ 1.0%€21k▲ 103%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 94% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€164k=
Current assets
€26k▲ 320%
Equity and liabilities €190k
Equity
€113k▲ 22.4%
Debt
€77k▼ 0.6%
The debt ratio falls from 45.8% to 40.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
59.4%▲
2024 · 54.2%
Current ratio
0.34▲
2024 · 0.08
Quick ratio
0.34▲
2024 · 0.08
Debt / equity
0.68▼
2024 · 0.84
ROE
18.3%▲
2024 · 11.0%
ROA
10.9%▲
2024 · 6.0%
Debt
€77k▼
2024 · €78k
Debt ≤ 1 year
€77k▼
2024 · €78k
Income taxes
€7k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€190k▲
Fixed assets21/28€164k€164k=
Financial fixed assets28€164k€164k=
Current assets29/58€6k€26k▲
Amounts receivable within one year40/41€63€15k▲
Trade receivables40-€3k
Other amounts receivable41€63€12k▲
Cash at bank and in hand54/58€6k€12k▲
Equity and liabilities
Total equity and liabilities10/49€170k€190k▲
Equity10/15€92k€113k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€625€625=
Profit (loss) carried forward14€71k€92k▲
Amounts payable17/49€78k€77k▼
Amounts payable within one year42/48€78k€77k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€191€191=
Suppliers440/4€191€191=
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€66k€72k▲
Income statement
Code20242025
Other operating charges640/8€424€387▼
Gross operating margin9900€15k€29k▲
Operating profit (loss)9901€14k€28k▲
Financial income75/76B-€29
Recurring financial income75-€29
Financial charges65/66B€619€301▼
Recurring financial charges65€619€301▼
Profit (loss) for the period before taxes9903€14k€28k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€10k€21k▲
Profit (loss) for the period to be appropriated9905€10k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€92k▲
Profit (loss) brought forward from the previous period14P€61k€71k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2019net €21k ▲103%
Operating result €28k, net result €21k, both a record.
31-03
Financial
Equity above €100kEq €113k ▲22.4%
7 profitable years in a row build equity to €113k.
2024
09-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 45 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
24-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Debelle,Spy 105190 Jemeppe-sur-SambreGround area
893 m²
Building footprint
86 m²
Volume, LiDAR
502 m³
Parcel 92119D0378/00P000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92119D0378/00P000 | Wallonia | 893 m² | 1 · 86 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SEBASTIAAN DE MEY
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DIVARODA
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TOM LENTACKER
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,773 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2002
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.