JULIMAX
ActiveSummary
JULIMAX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-4k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 17% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-26
Solvency31▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 1.75 against 1.7 in 2024; short-term debt: 54.3% and cash: 10% of total assets), but 93.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.3%
Return on assets
-1.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
27 d late
2023
8 d early
2022
17 d early
2021
444 d late
2020
32 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€16k▼ 20.4%
2024 · €21k
2018: €3k
2019: €-12k▼ -459% vs 2018lowest in 8 years
2020: €12k▲ +205% vs 2019
2021: €17k▲ +40.3% vs 2020
2022: €26k▲ +49.3% vs 2021highest in 8 years
2023: €20k▼ -23.6% vs 2022
2024: €21k▲ +5.2% vs 2023
2025: €16k▼ -20.4% vs 2024
2018 → 2025
Total assets
€262k▼ 8.1%
2024 · €285k
2018: €155klowest in 8 years
2019: €164k▲ +5.7% vs 2018
2020: €180k▲ +9.9% vs 2019
2021: €204k▲ +13.1% vs 2020
2022: €252k▲ +23.9% vs 2021
2023: €259k▲ +2.6% vs 2022
2024: €285k▲ +10.1% vs 2023highest in 8 years
2025: €262k▼ -8.1% vs 2024
2018 → 2025
Net result
€-4k
2024 · €1k
2018: €-3k
2019: €-15k▼ -403% vs 2018lowest in 8 years
2020: €12k▲ +177% vs 2019highest in 8 years
2021: €5k▼ -56.9% vs 2020
2022: €8k▲ +70.9% vs 2021
2023: €-6k▼ -171% vs 2022
2024: €1k▲ +117% vs 2023
2025: €-4k▼ -510% vs 2024
2018 → 2025
Working capital
€107k▼ 4.0%
2024 · €111k
2018: €70k
2019: €64k▼ -9.5% vs 2018lowest in 8 years
2020: €91k▲ +43.6% vs 2019
2021: €100k▲ +9.3% vs 2020
2022: €117k▲ +17.4% vs 2021highest in 8 years
2023: €116k▼ -0.7% vs 2022
2024: €111k▼ -4.3% vs 2023
2025: €107k▼ -4.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€26k▲ 49.3%€20k▼ 23.6%€21k▲ 5.2%€16k▼ 20.4%
2021: €17k
2022: €26k▲ +49.3% vs 2021highest in 5 years
2023: €20k▼ -23.6% vs 2022
2024: €21k▲ +5.2% vs 2023
2025: €16k▼ -20.4% vs 2024lowest in 5 years
Operating result€7k-€9k▲ 26.7%€-2k€3k€-4k
2021: €7k
2022: €9k▲ +26.7% vs 2021highest in 5 years
2023: €-2k▼ -116% vs 2022
2024: €3k▲ +304% vs 2023
2025: €-4k▼ -240% vs 2024lowest in 5 years
Net result€5k-€8k▲ 70.9%€-6k€1k€-4k
2021: €5k
2022: €8k▲ +70.9% vs 2021highest in 5 years
2023: €-6k▼ -171% vs 2022lowest in 5 years
2024: €1k▲ +117% vs 2023
2025: €-4k▼ -510% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €3k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €262k
Fixed assets
€13k ▼ 17.2%
Current assets
€249k ▼ 7.6%
Equity and liabilities €262k
Equity
€16k ▼ 20.4%
Debt
€245k ▼ 7.1%
Debt's share of the balance-sheet total rises from 92.7% to 93.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-146▼
2024 · €7k
Cash flow
€-6▼
2024 · €5k
Current ratio
1.75▲
2024 · 1.70
Quick ratio
0.21▲
2024 · 0.15
Debt to equity
14.91▲
2024 · 12.78
ROE
-25.6%▼
2024 · 5.0%
ROA
-1.6%▼
2024 · 0.4%
Interest coverage
-0.05▼
2024 · 2.88
Debt ≤ 1 year
€142k▼
2024 · €158k
Debt > 1 year
€100k=
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€285k€262k▼
Fixed assets21/28€15k€13k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€14k€12k▼
Land and buildings22€13k€10k▼
Plant, machinery and equipment23€267-
Furniture and vehicles24-€1k
Current assets29/58€270k€249k▼
Stocks and contracts in progress3€246k€219k▼
Stocks30/36€246k€219k▼
Amounts receivable within one year40/41-€4k
Trade receivables40-€4k
Cash at bank and in hand54/58€23k€26k▲
Equity and liabilities
Total equity and liabilities10/49€285k€262k▼
Equity10/15€21k€16k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€2k€-2k▼
Amounts payable17/49€264k€245k▼
Amounts payable after more than one year17€100k€100k=
Financial debts170/4€100k€100k=
Amounts payable within one year42/48€158k€142k▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€20k€18k▼
Taxes450/3€19k€18k▼
Remuneration and social security454/9€598-
Other amounts payable47/48€135k€120k▼
Accrued charges and deferred income492/3€6k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€118€2k▲
Gross operating margin9900€9k€2k▼
Operating profit (loss)9901€3k€-4k▼
Financial income75/76B€758€3k▲
Recurring financial income75€758€3k▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€1k€-4k▼
Income taxes67/77€300-
Profit (loss) for the period9904€1k€-4k▼
Profit (loss) for the period to be appropriated9905€1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-2k▼
Profit (loss) brought forward from the previous period14P€1k€2k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4k | €13k | €9k | €1k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €4k | €4k | €4k | ▼ 0.1% |
| Other operating charges640/8 | €189 | €450 | €109 | €118 | €2k | ▲ 1,764% |
| Gross operating margin9900 | €15k | €27k | €11k | €9k | €2k | ▼ 76.0% |
| Operating profit (loss)9901 | €7k | €9k | €-2k | €3k | €-4k | ▼ 240% |
| Financial income75/76B | €836 | €1k | €805 | €758 | €3k | ▲ 287% |
| Recurring financial income75 | €836 | €1k | €805 | €758 | €3k | ▲ 287% |
| Financial charges65/66B | €3k | €2k | €4k | €3k | €3k | ▲ 10.0% |
| Recurring financial charges65 | €3k | €2k | €4k | €3k | €3k | ▲ 10.0% |
| Profit (loss) for the period before taxes9903 | €5k | €9k | €-4k | €1k | €-4k | ▼ 417% |
| Income taxes67/77 | €300 | €300 | €2k | €300 | - | - |
| Profit (loss) for the period9904 | €5k | €8k | €-6k | €1k | €-4k | ▼ 510% |
| Profit (loss) for the period to be appropriated9905 | €5k | €8k | €-6k | €1k | €-4k | ▼ 510% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €204k | €252k | €259k | €285k | €262k | ▼ 8.1% |
| Formation expenses20 | €180 | - | - | - | - | - |
| Fixed assets21/28 | €20k | €16k | €13k | €15k | €13k | ▼ 17.2% |
| Intangible fixed assets21 | €3k | €3k | €2k | €2k | €1k | ▼ 33.3% |
| Tangible fixed assets22/27 | €17k | €13k | €11k | €14k | €12k | ▼ 15.5% |
| Land and buildings22 | €16k | €13k | €10k | €13k | €10k | ▼ 24.4% |
| Plant, machinery and equipment23 | €894 | €138 | €1k | €267 | - | - |
| Furniture and vehicles24 | - | - | - | - | €1k | - |
| Current assets29/58 | €184k | €236k | €245k | €270k | €249k | ▼ 7.6% |
| Stocks and contracts in progress3 | €151k | €218k | €234k | €246k | €219k | ▼ 11.0% |
| Stocks30/36 | €151k | €218k | €234k | €246k | €219k | ▼ 11.0% |
| Amounts receivable within one year40/41 | €17k | €16k | €6k | - | €4k | - |
| Trade receivables40 | €17k | €16k | €6k | - | €4k | - |
| Other amounts receivable41 | €353 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €16k | €3k | €5k | €23k | €26k | ▲ 12.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €204k | €252k | €259k | €285k | €262k | ▼ 8.1% |
| Equity10/15 | €17k | €26k | €20k | €21k | €16k | ▼ 20.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Profit (loss) carried forward14 | €-1k | €7k | €1k | €2k | €-2k | ▼ 203% |
| Amounts payable17/49 | €186k | €227k | €239k | €264k | €245k | ▼ 7.1% |
| Amounts payable after more than one year17 | €100k | €100k | €100k | €100k | €100k | = |
| Financial debts170/4 | €100k | €100k | €100k | €100k | €100k | = |
| Amounts payable within one year42/48 | €84k | €119k | €129k | €158k | €142k | ▼ 10.1% |
| Trade debts44 | €25k | €25k | €4k | €4k | €4k | ▲ 3.7% |
| Suppliers440/4 | €25k | €25k | €4k | €4k | €4k | ▲ 3.7% |
| Taxes, remuneration and social security45 | €2k | €168 | €1k | €20k | €18k | ▼ 7.0% |
| Taxes450/3 | - | €168 | €390 | €19k | €18k | ▼ 4.1% |
| Remuneration and social security454/9 | €2k | - | €750 | €598 | - | - |
| Other amounts payable47/48 | €57k | €94k | €124k | €135k | €120k | ▼ 11.0% |
| Accrued charges and deferred income492/3 | €3k | €7k | €10k | €6k | €3k | ▼ 47.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €8k | €-6k | €1k | €-4k | ▼ 510% |
| + Depreciation and write-downs630 | €4k | €4k | €4k | €4k | €4k | ▼ 0.1% |
| Operating cash flow (approximation) | €9k | €13k | €-2k | €5k | €-6 | ▼ 100% |
| Investment in fixed assets (approximation) | - | €-180 | €-1k | €-6k | €-2k | ▲ 73.6% |
| Change in cash | - | €-13k | €2k | €18k | €3k | ▼ 84.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 444 days late
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2017
Ground area
526 m²
Building footprint
404 m²
Volume, LiDAR
2,643 m³
Parcel 11513C0281/00R002, Flanders · tallest building 15.2 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Benjamine By Lore
since 20172.266.721.140
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0281/00R002 | Flanders | 526 m² | 1 · 404 m² | 15.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,373 EUR awarded · 1,373 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,373 EUR | 1,373 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,034 companies in sector 47721 we hold annual accounts for 582. 316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-07-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
Scores and ratios are computed by Checked and are not a credit decision.