JULIE SNAET
ActiveSummary
The computed 12-month bankruptcy probability of JULIE SNAET is 1.6% (moderate). The 2025 annual accounts show equity of €18k and a net result of €15k. Its solvency ranks better than 52% of 4621 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+17
Solvency55▼-5
Growth78
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.55 in 2024; short-term debt: 34.9% and cash: 12.6% of total assets), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 487%
2024 · €3k
2024: €3k
2024 → 2025
Total assets
€61k▲ 593%
2024 · €9k
2024: €9k
2024 → 2025
Net result
€15k▲ 845%
2024 · €2k
2024: €2k
2024 → 2025
Working capital
€5k▲ 52.4%
2024 · €3k
2024: €3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€3k-€18k▲ 487%
Operating result€2k-€21k▲ 757%
Net result€2k-€15k▲ 845%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 757% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€35k
Current assets
€26k
Equity and liabilities €61k
Equity
€18k ▲ 487%
Debt
€42k ▲ 651%
Debt's share of the balance-sheet total rises from 64.6% to 70.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k
Cash flow
€21k
Current ratio
1.22▼
2024 · 1.55
Debt to equity
2.33▲
2024 · 1.82
ROE
83.0%▲
2024 · 51.6%
ROA
24.9%▲
2024 · 18.3%
Interest coverage
25.33
Debt ≤ 1 year
€21k▲
2024 · €6k
Debt > 1 year
€21k
Income taxes
€5k▲
2024 · €859
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9k€61k▲
Fixed assets21/28-€35k
Tangible fixed assets22/27-€35k
Furniture and vehicles24-€35k
Current assets29/58€9k€26k▲
Amounts receivable within one year40/41€5k€18k▲
Trade receivables40€5k€18k▲
Cash at bank and in hand54/58€2k€8k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€9k€61k▲
Equity10/15€3k€18k▲
Contributions10/11€2k€2k=
Reserves13€2k€17k▲
Distributable reserves133€2k€17k▲
Amounts payable17/49€6k€42k▲
Amounts payable after more than one year17-€21k
Financial debts170/4-€21k
Amounts payable within one year42/48€6k€21k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€6k
Other operating charges640/8€573€2k▲
Gross operating margin9900€3k€29k▲
Operating profit (loss)9901€2k€21k▲
Financial income75/76B-€43
Recurring financial income75-€43
Financial charges65/66B€20€1k▲
Recurring financial charges65€20€1k▲
Profit (loss) for the period before taxes9903€2k€20k▲
Income taxes67/77€859€5k▲
Profit (loss) for the period9904€2k€15k▲
Profit (loss) for the period to be appropriated9905€2k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€15k▲
Transfer to equity691/2€2k€15k▲
To other reserves6921€2k€15k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Veldstraat(STA) 538840 StadenGround area
6,515 m²
Building footprint
204 m²
Volume, LiDAR
1,435 m³
Parcel 36019B1514/00L000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JULIE SNAET
since 20232.348.131.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36019B1514/00L000 | Flanders | 6,515 m² | 1 · 204 m² | 9.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648842WT3OASW8Z52624
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,833. 2,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-07-2023
Fiscal year end30-06
Activities, NACEBEL 2025
96210Hairdressing and barber services
66300Activities auxiliary to financial services and insurance activities
70100Activities of head offices
85599Other education
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.