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Julie Devos

Active
Private limited companyfounded 20223 yrs activeJosse Clymansstraat 2 A, 2550 Kontich, BelgiumKBO/BCE: BE 0794.261.338
Summary

Julie Devos has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,778 and a net result of €34,819. Its solvency ranks better than 71% of 12819 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth52
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 4.18 against 3.06 in 2024; short-term debt: 23.9% and cash: 91.7% of total assets), and 25.2% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.8%
Return on assets
26.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-03-2026, 59 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
59 d early
2024
61 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Julie Devos was incorporated on 30 November 2022 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€99,778▲ 53.6%
2024 · €64,959
Total assets
€133,432▲ 34.8%
2024 · €98,952
Net result
€34,819▼ 41.9%
2024 · €59,959
Working capital
€101,528▲ 52.4%
2024 · €66,609
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€76,245-€44,800▼ 41.2%
Net result€59,959within the sector's middle half-€34,819within the sector's middle half▼ 41.9%
Equity€64,959within the sector's middle half-€99,778within the sector's middle half▲ 53.6%
Total assets€98,952within the sector's middle half-€133,432within the sector's middle half▲ 34.8%
Debt€33,993-€33,654▼ 1.0%
Working capital€66,609within the sector's middle half-€101,528within the sector's middle half▲ 52.4%
Solvency65.6%within the sector's middle half-74.8%within the sector's middle half▲ 9.1pp
Current ratio3.06within the sector's middle half-4.18within the sector's middle half▲ 1.12
Return on assets (ROA)60.6%above the sector's middle half-26.1%within the sector's middle half▼ 34.5pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000€60,000€80,000Operating result 2024: €76,245€76,245Net result 2024: €59,959€59,959Operating result 2025: €44,800€44,800Net result 2025: €34,819€34,81920242025€0€20,000€40,000€60,000€80,000Operating result 2024: €76,245€76,200Net result 2024: €59,959€60,000Operating result 2025: €44,800€44,800Net result 2025: €34,819€34,80020242025
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €133,432
Equity €99,778 ▲ 53.6%
Debt €33,654 ▼ 1.0%
Debt's share of the balance-sheet total falls from 34.4% to 25.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.34▼
2024 · 0.52
ROE
34.9%▼
2024 · 92.3%
Debt ≤ 1 year
€31,904▼
2024 · €32,343
Income taxes
€9,884▼
2024 · €16,246
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€98,952€133,432▲
Current assets29/58€98,952€133,432▲
Amounts receivable within one year40/41€507€11,010▲
Trade receivables40€507€11,010▲
Cash at bank and in hand54/58€98,444€122,422▲
Equity and liabilities
Total equity and liabilities10/49€98,952€133,432▲
Equity10/15€64,959€99,778▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€59,959€94,778▲
Amounts payable17/49€33,993€33,654▼
Amounts payable within one year42/48€32,343€31,904▼
Taxes, remuneration and social security45€20,865€15,046▼
Taxes450/3€20,865€15,046▼
Other amounts payable47/48€11,477€16,859▲
Accrued charges and deferred income492/3€1,650€1,750▲
Income statement Code20242025
Other operating charges640/8€925€852▼
Gross operating margin9900€77,169€45,652▼
Operating profit (loss)9901€76,245€44,800▼
Financial charges65/66B€39€98▲
Recurring financial charges65€39€98▲
Profit (loss) for the period before taxes9903€76,206€44,702▼
Income taxes67/77€16,246€9,884▼
Profit (loss) for the period9904€59,959€34,819▼
Profit (loss) for the period to be appropriated9905€59,959€34,819▼
Appropriation of the result
Profit (loss) to be appropriated9906€59,959€94,778▲
Profit (loss) brought forward from the previous period14P-€59,959

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Other operating charges640/8€925€852▼ 7.9%
Gross operating margin9900€77,169€45,652▼ 40.8%
Operating profit (loss)9901€76,245€44,800▼ 41.2%
Financial charges65/66B€39€98▲ 150%
Recurring financial charges65€39€98▲ 150%
Profit (loss) for the period before taxes9903€76,206€44,702▼ 41.3%
Income taxes67/77€16,246€9,884▼ 39.2%
Profit (loss) for the period9904€59,959€34,819▼ 41.9%
Profit (loss) for the period to be appropriated9905€59,959€34,819▼ 41.9%
Line20242025Change
Assets
Total assets20/58€98,952€133,432▲ 34.8%
Current assets29/58€98,952€133,432▲ 34.8%
Amounts receivable within one year40/41€507€11,010▲ 2,070%
Trade receivables40€507€11,010▲ 2,070%
Cash at bank and in hand54/58€98,444€122,422▲ 24.4%
Equity and liabilities
Total equity and liabilities10/49€98,952€133,432▲ 34.8%
Equity10/15€64,959€99,778▲ 53.6%
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€59,959€94,778▲ 58.1%
Amounts payable17/49€33,993€33,654▼ 1.0%
Amounts payable within one year42/48€32,343€31,904▼ 1.4%
Taxes, remuneration and social security45€20,865€15,046▼ 27.9%
Taxes450/3€20,865€15,046▼ 27.9%
Other amounts payable47/48€11,477€16,859▲ 46.9%
Accrued charges and deferred income492/3€1,650€1,750▲ 6.1%
Line20242025Change
Profit (loss) for the period9904€59,959€34,819▼ 41.9%
Operating cash flow (approximation)€59,959€34,819▼ 41.9%
Change in cash-€23,978-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
02-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-02
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
346 m²
Building footprint
101 m²
Volume, LiDAR
14 m³
Parcel 11602E0180/00B021, Flanders · tallest building 2.1 m. Linked by address, not a title deed.
1 establishment unit
Julie Devos
Josse Clymansstraat 2 A, 2550 KontichActivities of lawyers
since 20222.338.397.806
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11602E0180/00B021 Flanders 346 m² 1 · 101 m² 2.1 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,076 companies in sector 69101 we hold annual accounts for 9,061. 7,568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded30-11-2022
Fiscal year end30-09
Activities, NACEBEL 2025
69101Activities of lawyers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0794261338
Also 9925:BE0794261338
Registered 21-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.