JULIA SIMBA

Active

Private limited companyfounded 20224 yrs activeAlsembergsesteenweg 368, 1180 Ukkel, BelgiumKBO/BCE: BE 0780.419.042

JULIA SIMBA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €32k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 3256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

53 / 100

Fair▼ -32 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency11▼-89

Growth58▼-20

Stability94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.9 against 7.58 in 2024), and 97.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

2.7%

Return on assets

72.7%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 3256 sector peers (2025).

NBB · sector comparison

Position among 3256 sector peers

Solvency

better than 9%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

1 d early

2024

29 d late

2023

27 d late

2022

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€1k▼ 97.7%

2024 · €52k

2022: €15k 2023: €36k 2024: €52k

2022 → 2025

Total assets

€44k▼ 26.5%

2024 · €60k

2022: €28k 2023: €51k 2024: €60k

2022 → 2025

Net result

€32k▲ 98.6%

2024 · €16k

2022: €14k 2023: €21k 2024: €16k

2022 → 2025

Working capital

€-4k

2024 · €52k

2022: €15k 2023: €36k 2024: €52k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€15k-€36k▲ 141%€52k▲ 45.0%€1k▼ 97.7%

Operating result€19k-€29k▲ 52.1%€21k▼ 25.0%€41k▲ 92.5%

Net result€14k-€21k▲ 50.8%€16k▼ 23.1%€32k▲ 98.6%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 93% above 2024 and is the highest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €44k

12.0%

88.0%

Fixed assets €5k

Current assets €39k

Equity and liabilities €44k

97.3%

Equity €1k▼ 97.7%

Debt €43k▲ 442%

The debt ratio rises from 13.2% to 97.3%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€43k

Cash flow

€33k

Solvency

2.7%▼

2024 · 86.8%

Current ratio

0.90▼

2024 · 7.58

Quick ratio

0.90▼

2024 · 7.58

Debt / equity

36.53▲

2024 · 0.15

ROA

72.7%▲

2024 · 26.9%

Interest coverage

177.94

Debt

€43k▲

2024 · €8k

Debt ≤ 1 year

€43k▲

2024 · €8k

Income taxes

€9k▲

2024 · €5k

A ratio outside any meaningful range has been withheld (balance sheet total €44k, equity €1k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€60k€44k▼

Fixed assets21/28-€5k

Tangible fixed assets22/27-€5k

Furniture and vehicles24-€5k

Current assets29/58€60k€39k▼

Amounts receivable within one year40/41€45k€25k▼

Trade receivables40€9k€2k▼

Other amounts receivable41€36k€23k▼

Cash at bank and in hand54/58€15k€13k▼

Deferred charges and accrued income490/1-€460

Equity and liabilities

Total equity and liabilities10/49€60k€44k▼

Equity10/15€52k€1k▼

Contributions10/11€1k€1k=

Capital10€1k€1k=

Issued capital100€1k€1k=

Profit (loss) carried forward14€51k€175▼

Amounts payable17/49€8k€43k▲

Amounts payable within one year42/48€8k€43k▲

Financial debts43€3k-

Credit institutions430/8€3k-

Trade debts44€5k€160▼

Suppliers440/4€5k€160▼

Taxes, remuneration and social security45-€11k

Taxes450/3-€11k

Other amounts payable47/48-€32k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k

Other operating charges640/8€618€648▲

Gross operating margin9900€22k€43k▲

Operating profit (loss)9901€21k€41k▲

Financial charges65/66B€426€240▼

Recurring financial charges65€426€240▼

Profit (loss) for the period before taxes9903€21k€41k▲

Transfer to deferred taxes680€114-

Income taxes67/77€5k€9k▲

Profit (loss) for the period9904€16k€32k▲

Profit (loss) for the period to be appropriated9905€16k€32k▲

Appropriation of the result

Profit (loss) to be appropriated9906€51k€83k▲

Profit (loss) brought forward from the previous period14P€35k€51k▲

Profit to be distributed694/7-€83k

Return on contributions (dividend)694-€83k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Gazette 1Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-09

State Gazette act General meeting · Registered-office move

General meeting · Registered-office move2 facts ▸

General meeting, 2026-06-01
Registered-office move, 1180 Uccle, chaussée d'Alsemberg n° 368 bt 7

30-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Highest result since 2022net €32k ▲98.6%

Operating result €41k, net result €32k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Liquidity doublescurrent ratio 7.58

Current ratio from 3.38 to 7.58; short-term debt falls from €15k to €8k.

27-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 27 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ukkel

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Alsembergsesteenweg 3681180 Ukkel

Ground area

267 m²

Building footprint

266 m²

Volume, LiDAR

4,100 m³

Parcel 21016B0121/00X015, Brussels · tallest building 21.9 m, ±6 floors. Linked by address, not a title deed.

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21016B0121/00X015	Brussels	267 m²	1 · 266 m²	21.9 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Merelbeke-Melle · Eq €1k

JALBY

BE 0740.527.494

Merelbeke-Melle · Eq €1k

INVICTUS ADVOCATEN

BE 0779.714.704

Rijkevorsel · Eq €1k

Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 985 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-01-2022

Fiscal year end31-12

Activities, NACEBEL

69101Activities of lawyers

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.