Julia by BB

Active

Private limited companyfounded 20214 yrs activeOostmalsesteenweg 76, 2310 Rijkevorsel, BelgiumKBO/BCE: BE 0779.461.316

The computed 12-month bankruptcy probability of Julia by BB is 2.3% (moderate). The 2024 annual accounts show equity of €639k and a net result of €423k. Equity is growing by ~133.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 26049 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

84 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency100▲+9

Growth78=

Track record94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €50k at 30 days acceptable

Liquidity ample (current ratio 4.93 against 2.84 in 2023; short-term debt: 19.9% and cash: 56% of total assets), and 24.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

75.1%

Return on assets

49.7%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

69 d late

2023

76 d late

2022

70 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€639k▲ 195%

2023 · €216k

2022: €62k 2023: €216k

2022 → 2024

Total assets

€851k▲ 160%

2023 · €327k

2022: €115k 2023: €327k

2022 → 2024

Net result

€423k▲ 174%

2023 · €154k

2022: €57k 2023: €154k

2022 → 2024

Working capital

€665k▲ 227%

2023 · €203k

2022: €58k 2023: €203k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€62k-€216k▲ 248%€639k▲ 195%

Operating result€72k-€211k▲ 195%€560k▲ 165%

Net result€57k-€154k▲ 170%€423k▲ 174%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2024 is 165% above 2023 and is the highest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €851k

98.0%

Fixed assets €17k▲ 31.3%

Current assets €834k▲ 166%

Equity and liabilities €851k

75.1%

24.9%

Equity €639k▲ 195%

Debt €212k▲ 91.6%

The debt ratio falls from 33.8% to 24.9%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€563k▲

2023 · €213k

Cash flow

€426k▲

2023 · €156k

Solvency

75.1%▲

2023 · 66.2%

Current ratio

4.93▲

2023 · 2.84

Quick ratio

3.83▲

2023 · 2.18

Debt / equity

0.33▼

2023 · 0.51

ROE

66.1%▼

2023 · 71.3%

ROA

49.7%▲

2023 · 47.2%

Interest coverage

1379.47▲

2023 · 15.43

Debt

€212k▲

2023 · €111k

Debt ≤ 1 year

€169k▲

2023 · €111k

Income taxes

€137k▲

2023 · €45k

Staff costs

€108k▲

2023 · €57k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€327k€851k▲

Fixed assets21/28€13k€17k▲

Tangible fixed assets22/27€13k€12k▼

Land and buildings22€5k€4k▼

Plant, machinery and equipment23€5k€4k▼

Furniture and vehicles24€2k€3k▲

Other tangible fixed assets26€659€439▼

Financial fixed assets28-€6k

Current assets29/58€314k€834k▲

Stocks and contracts in progress3€73k€187k▲

Stocks30/36€73k€187k▲

Amounts receivable within one year40/41€362€65k▲

Trade receivables40-€52k

Other amounts receivable41€362€14k▲

Current investments50/53-€103k

Cash at bank and in hand54/58€231k€477k▲

Deferred charges and accrued income490/1€10k€2k▼

Equity and liabilities

Total equity and liabilities10/49€327k€851k▲

Equity10/15€216k€639k▲

Contributions10/11€5k€5k=

Reserves13€211k€634k▲

Distributable reserves133€211k€634k▲

Amounts payable17/49€111k€212k▲

Amounts payable within one year42/48€111k€169k▲

Trade debts44€13k€36k▲

Suppliers440/4€13k€36k▲

Taxes, remuneration and social security45€90k€125k▲

Taxes450/3€77k€112k▲

Remuneration and social security454/9€13k€13k▼

Other amounts payable47/48€7k€8k▲

Accrued charges and deferred income492/3-€43k

Income statement Code20232024

Remuneration, social security and pensions62€57k€108k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲

Other operating charges640/8€322€1k▲

Gross operating margin9900€270k€672k▲

Operating profit (loss)9901€211k€560k▲

Financial income75/76B€2k€136▼

Recurring financial income75€2k€136▼

Financial charges65/66B€14k€408▼

Recurring financial charges65€14k€408▼

Profit (loss) for the period before taxes9903€199k€559k▲

Income taxes67/77€45k€137k▲

Profit (loss) for the period9904€154k€423k▲

Profit (loss) for the period to be appropriated9905€154k€423k▲

Appropriation of the result

Profit (loss) to be appropriated9906€154k€423k▲

Transfer to equity691/2€154k€423k▲

To other reserves6921€154k€423k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

2025

08-10

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 69 days late

2024

31-12

Financial Highest result since 2022net €423k ▲174%

Operating result €560k, net result €423k, both a record.

31-12

Financial Equity above €500kEq €639k ▲195%

3 profitable years in a row build equity to €639k.

15-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 76 days late

2023

31-12

Financial Equity above €200kEq €216k ▲248%

2 profitable years in a row build equity to €216k.

09-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 70 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Rijkevorsel · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oostmalsesteenweg 762310 Rijkevorsel

Ground area

1,013 m²

Building footprint

410 m²

Volume, LiDAR

2,185 m³

3 parcels, Flanders · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.

2 establishment units

Julia by BB

Victoriestraat 17, 2300 TurnhoutRetail sale of women's outerwear

since 20222.325.637.554

JULIA BY BB BV

Victoriestraat 15, 2300 TurnhoutRetail sale of women's outerwear

since 20232.348.382.173

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13502E0663/00A000	Flanders	755 m²	1 · 151 m²	-
13453T0249/00Y007	Flanders	131 m²	1 · 128 m²	12.4 m · 2 fl.
13453T0249/00M008	Flanders	128 m²	1 · 131 m²	11.9 m · 4 fl.