Equity
Equity fell by 65% in 19 years.
Equity fell by 65% in 19 years.
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
The 2017 accounts came 17 days late. The other nine of the last ten were filed on time.
In July 2024, 5,831 companies had the same profile as JULIA has now. Each dot stands for 15 companies, two years later.
Another 0.4% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for JULIA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
JULIA files the micro format. That format states no turnover. The gross margin fell from €29 in 2006 to -€5,168 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them.
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||||
20/58 |
93,585 | 103,694 | 115,095 | 122,711 | 133,415 | 243,987 | 204,641 | 210,959 | 165,710 | 172,541 | 177,645 | 183,696 | 192,552 | 199,446 | 188,532 | 191,410 | 192,533 | 203,865 | 215,907 | 256,224 | |
21/28 |
83,759 | 87,121 | 90,936 | 96,051 | 101,222 | 107,724 | 133,917 | 115,810 | 156,126 | 159,714 | 163,302 | 166,890 | 148,467 | 196,299 | 185,105 | 186,266 | 188,413 | 199,723 | 211,118 | 222,531 | |
22/27 |
83,759 | 87,121 | 90,936 | 96,051 | 101,222 | 107,724 | 133,917 | 115,810 | 156,126 | 159,714 | 163,302 | 166,890 | 148,467 | 196,299 | 185,105 | 186,266 | 188,413 | 199,723 | 211,118 | 222,531 | |
22 |
75,865 | 75,865 | 75,865 | 75,865 | 75,865 | 75,865 | 100,587 | 100,587 | 137,315 | 137,315 | 137,315 | 137,315 | 137,315 | 184,002 | 184,002 | 184,002 | 184,002 | 193,169 | 202,336 | 211,503 | |
23 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 85 | 248 | |
24 |
1,183 | 1,743 | 554 | 665 | 832 | 1,000 | 1,168 | 227 | 284 | 341 | 398 | 455 | 512 | 176 | 470 | 1,149 | 2,401 | 3,650 | 4,898 | 6,175 | |
26 |
6,710 | 9,513 | 14,517 | 19,521 | 24,524 | 30,858 | 32,163 | 14,996 | 18,527 | 22,058 | 25,589 | 29,120 | 10,640 | 12,121 | 633 | 1,114 | 2,009 | 2,904 | 3,799 | 4,605 | |
29/58 |
9,827 | 16,573 | 24,159 | 26,660 | 32,193 | 136,264 | 70,724 | 95,149 | 9,584 | 12,827 | 14,343 | 16,806 | 44,086 | 3,147 | 3,427 | 5,145 | 4,121 | 4,143 | 4,789 | 33,693 | |
29 |
7,293 | 12,056 | 16,523 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
291 |
7,293 | 12,056 | 16,523 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
40/41 |
- | - | - | 0 | 2,326 | 2,464 | 434 | 1,038 | - | 1,657 | - | - | - | - | - | - | - | - | - | 31,834 | |
41 |
- | - | - | 0 | 2,326 | 2,464 | 434 | 1,038 | - | 1,657 | - | - | - | - | - | - | - | - | - | 31,834 | |
54/58 |
2,379 | 4,365 | 7,465 | 26,518 | 29,732 | 133,667 | 70,290 | 94,111 | 9,584 | 11,170 | 14,343 | 16,806 | 44,086 | 3,147 | 3,427 | 5,145 | 4,121 | 4,143 | 4,789 | 1,859 | |
490/1 |
154 | 152 | 171 | 142 | 135 | 133 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||||||
10/49 |
93,585 | 103,694 | 115,095 | 122,711 | 133,415 | 243,987 | 204,641 | 210,959 | 165,710 | 172,541 | 177,645 | 183,696 | 192,552 | 199,446 | 188,532 | 191,410 | 192,533 | 203,865 | 215,907 | 256,224 | |
10/15 |
89,616 | 100,169 | 112,483 | 120,594 | 131,827 | 243,852 | 204,542 | 210,959 | 165,589 | 172,541 | 174,463 | 175,079 | 181,228 | 141,139 | 142,811 | 146,974 | 148,884 | 161,737 | 175,341 | 256,224 | |
10/11 |
140,000 | 140,000 | 140,000 | 140,000 | 140,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 309,000 | |
100 |
- | - | - | - | - | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 240,000 | 309,000 | |
13 |
5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | |
130/1 |
- | - | - | 0 | 5,571 | 5,571 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | 5,571 | |
1311 |
- | - | - | 0 | 5,571 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
133 |
5,571 | 5,571 | 5,571 | 5,571 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
14 |
-55,955 | -45,402 | -33,087 | -24,977 | -13,744 | -1,718 | -41,029 | -34,612 | -79,982 | -73,030 | -71,108 | -70,492 | -64,343 | -104,432 | -102,759 | -98,597 | -96,687 | -83,834 | -70,230 | -58,347 | |
17/49 |
3,969 | 3,526 | 2,611 | 2,117 | 1,588 | 135 | 99 | - | 121 | - | 3,182 | 8,617 | 11,325 | 58,307 | 45,721 | 44,436 | 43,650 | 42,128 | 40,566 | - | |
42/48 |
2,969 | 2,576 | 1,661 | 1,212 | 718 | 135 | 99 | - | 121 | - | 3,182 | 8,617 | 11,325 | 58,307 | 45,721 | 44,436 | 43,650 | 42,128 | 40,566 | - | |
44 |
98 | 108 | 105 | 207 | 180 | 135 | 99 | - | 121 | - | 1,346 | 54 | 54 | - | 26 | 21 | 290 | 2,874 | 2,600 | - | |
440/4 |
98 | 108 | 105 | 207 | 180 | 135 | 99 | - | 121 | - | 1,346 | 54 | 54 | - | 26 | 21 | 290 | 2,874 | 2,600 | - | |
47/48 |
2,872 | 2,467 | 1,556 | 1,005 | 538 | - | - | - | - | - | 1,837 | 8,563 | 11,271 | 58,307 | 45,695 | 44,416 | 43,360 | 39,255 | 37,966 | - | |
492/3 |
1,000 | 950 | 950 | 905 | 870 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Income statement | |||||||||||||||||||||
9900 |
-5,168 | -4,132 | -1,324 | -3,905 | -3,301 | 55,933 | 3,040 | 53,047 | 675 | 5,488 | 7,770 | 1,500 | 47,815 | 6,354 | 2,826 | 4,013 | 5,074 | 2,372 | -123 | 29 | |
630 |
3,363 | 5,163 | 5,115 | 5,172 | 6,502 | 6,502 | 5,999 | 3,588 | 3,588 | 3,588 | 3,588 | 3,588 | 1,714 | 2,106 | 1,161 | 2,147 | 11,310 | 11,395 | 11,413 | 12,446 | |
640/8 |
2,407 | 3,739 | 2,210 | 2,021 | 2,089 | 3,432 | 3,291 | 3,999 | 3,959 | 3,768 | 4,888 | 4,411 | 6,014 | 5,910 | 5,807 | 3,758 | 6,595 | 4,543 | 4,092 | 3,878 | |
9901 |
-10,938 | -13,034 | -8,649 | -11,098 | -11,891 | 45,999 | -6,249 | 45,461 | -6,872 | -1,868 | -706 | -6,499 | 40,087 | -1,662 | -4,142 | -1,892 | -12,831 | -13,566 | -15,628 | -16,295 | |
75/76B |
642 | 944 | 673 | 0 | 0 | 100 | - | - | 5 | 19 | 161 | 398 | 33 | 21 | 10 | 17 | 18 | - | 16 | 3,039 | |
75 |
642 | 944 | 673 | 0 | 0 | 100 | - | - | 5 | 19 | 161 | 398 | 33 | 21 | 10 | 17 | 18 | - | 16 | 3,039 | |
65/66B |
255 | 225 | 135 | 135 | 135 | 114 | 168 | 90 | 85 | 73 | 70 | 48 | 32 | 31 | 31 | 35 | 40 | 38 | 41 | 116 | |
65 |
255 | 225 | 135 | 135 | 135 | 114 | 168 | 90 | 85 | 73 | 70 | 48 | 32 | 31 | 31 | 35 | 40 | 38 | 41 | 116 | |
9903 |
-10,551 | -12,315 | -8,110 | -11,233 | -12,026 | 45,985 | -6,417 | 45,370 | -6,952 | -1,923 | -616 | -6,149 | 40,089 | -1,672 | -4,163 | -1,909 | -12,854 | -13,604 | -15,653 | -13,372 | |
67/77 |
2 | - | - | - | 0 | 6,674 | - | - | - | - | - | - | - | - | - | - | - | - | -3,770 | 13,528 | |
9904 |
-10,553 | -12,315 | -8,110 | -11,233 | -12,026 | 39,311 | -6,417 | 45,370 | -6,952 | -1,923 | -616 | -6,149 | 40,089 | -1,672 | -4,163 | -1,909 | -12,854 | -13,604 | -11,883 | -26,900 | |
9905 |
-10,553 | -12,315 | -8,110 | -11,233 | -12,026 | 39,311 | -6,417 | 45,370 | -6,952 | -1,923 | -616 | -6,149 | 40,089 | -1,672 | -4,163 | -1,909 | -12,854 | -13,604 | -11,883 | -26,900 | |
| Appropriation of the result | |||||||||||||||||||||
9906 |
-55,955 | -45,402 | -33,087 | -24,977 | -13,744 | -1,718 | -41,029 | -34,612 | -79,982 | -73,030 | -71,108 | -70,492 | -64,343 | -104,432 | -102,759 | -98,597 | -96,687 | -83,834 | -70,230 | -58,347 | |
14P |
-45,402 | -33,087 | -24,977 | -13,744 | -1,718 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | |
| Document | |||||||||||||||||||||
The accounts for 12 older financial years (1994-2005) were filed as documents without figures as data, scans for example.
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 02-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00251438 | |
| 31-12-2024 | micro format | 07-07-2025 | 2025-00250157 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00207949 | |
| 31-12-2022 | micro format | 04-07-2023 | 2023-00211547 | |
| 31-12-2021 | micro format | 25-07-2022 | 2022-20224597 | |
| 31-12-2020 | micro format | 06-07-2021 | 2021-32000531 | |
| 31-12-2019 | micro format | 17-07-2020 | 2020-31700219 | |
| 31-12-2018 | micro format | 31-07-2019 | 2019-42000524 | |
| 31-12-2017 | micro format | 17-08-2018 | 2018-46800028 | |
| 31-12-2016 | micro format | 30-06-2017 | 2017-26000524 | |
| 31-12-2015 | abbreviated format | 22-07-2016 | 2016-34600090 | |
| 31-12-2014 | abbreviated format | 03-08-2015 | 2015-39500109 | |
| 31-12-2013 | abbreviated format | 29-07-2014 | 2014-37700109 | |
| 31-12-2012 | abbreviated format | 22-07-2013 | 2013-33400467 | |
| 31-12-2011 | abbreviated format | 27-07-2012 | 2012-35300361 | |
| 31-12-2010 | abbreviated format | 24-06-2011 | 2011-20700474 | |
| 31-12-2009 | abbreviated format | 25-06-2010 | 2010-22200149 | |
| 31-12-2008 | abbreviated format | 01-07-2009 | 2009-37000349 | |
| 31-12-2007 | abbreviated format | 14-06-2008 | 2008-23400354 | |
| 31-12-2006 | abbreviated format | 05-07-2007 | 2007-35900027 | |
| 31-12-2005 | abbreviated format | 18-08-2006 | 2006-64304808 | |
| 31-12-2004 | abbreviated format | 29-07-2005 | 2005-61205201 | |
| 31-12-2003 | abbreviated format | 08-07-2004 | 2004-42705044 | |
| 31-12-2002 | abbreviated format | 25-07-2003 | 2003-51204685 | |
| 31-12-2001 | abbreviated format | 31-10-2002 | 2002-69604350 | |
| 31-12-2000 | abbreviated format | 28-05-2001 | 2001-15001113 | |
| 31-12-1999 | abbreviated format | 03-05-2000 | 2000-11602613 | |
| 31-12-1998 | abbreviated format | 11-06-1999 | 1999-17404801 | |
| 31-12-1997 | abbreviated format | 23-11-1998 | 1998-58601491 | |
| 31-12-1996 | abbreviated format | 22-08-1997 | 1997-39004688 | |
| 31-12-1995 | abbreviated format | 12-08-1996 | 1996-40100220 | |
| 31-12-1994 | abbreviated format | 03-08-1995 | 1995-44204411 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -7,575 | -7,871 | -3,534 | -5,926 | -5,389 | 52,501 | -251 | 49,049 | -3,284 | 1,720 | 2,882 | -2,911 | 41,801 | 444 | -2,981 | 255 | -1,521 | -2,171 | -4,215 | -3,849 | ||
| -7,190 | -7,152 | -2,996 | -6,061 | -5,524 | 45,812 | -419 | 48,958 | -3,364 | 1,665 | 2,972 | -2,561 | 41,803 | 433 | -3,002 | 238 | -1,543 | -2,209 | -470 | -14,455 | ||
| 1,348 | 1,348 | 0 | 0 | 0 | 5,029 | 24,106 | -36,728 | 0 | 0 | 0 | 22,011 | 569 | 13,300 | 0 | 0 | 0 | 0 | 0 | - | ||
| -1,985 | -3,100 | -19,053 | -3,214 | -103,935 | 63,376 | -23,821 | 84,528 | -1,586 | -3,173 | -2,462 | -27,280 | 40,939 | -281 | -1,718 | 1,024 | -22 | -647 | 2,930 | - | ||
| 6,857 | 13,997 | 22,497 | 25,448 | 31,474 | 136,129 | 70,625 | - | 9,463 | - | 11,161 | 8,189 | 32,761 | -55,160 | -42,293 | -39,291 | -39,529 | -37,986 | -35,777 | - | ||
| 95.8% | 96.6% | 97.7% | 98.3% | 98.8% | 99.9% | 100.0% | 100.0% | 99.9% | 100.0% | 98.2% | 95.3% | 94.1% | 70.8% | 75.7% | 76.8% | 77.3% | 79.3% | 81.2% | 100.0% | ||
| 3.31 | 6.43 | 14.54 | 21.99 | 44.82 | - | - | - | 79.19 | - | 4.51 | 1.95 | 3.89 | 0.05 | 0.07 | 0.12 | 0.09 | 0.10 | 0.12 | - | ||
| 0.04 | 0.04 | 0.02 | 0.02 | 0.01 | 0.00 | 0.00 | - | 0.00 | - | 0.02 | 0.05 | 0.06 | 0.41 | 0.32 | 0.30 | 0.29 | 0.26 | 0.23 | - | ||
| -11.8% | -12.3% | -7.2% | -9.3% | -9.1% | 16.1% | -3.1% | 21.5% | -4.2% | -1.1% | -0.4% | -3.5% | 22.1% | -1.2% | -2.9% | -1.3% | -8.6% | -8.4% | -6.8% | -10.5% | ||
| -11.3% | -11.9% | -7.0% | -9.2% | -9.0% | 16.1% | -3.1% | 21.5% | -4.2% | -1.1% | -0.3% | -3.3% | 20.8% | -0.8% | -2.2% | -1.0% | -6.7% | -6.7% | -5.5% | -10.5% | ||
| -29.71 | -34.98 | -26.18 | -43.90 | -39.92 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €1,348 | €1,348 | - | - | - |
| €3,363 | €5,163 | €5,115 | €5,172 | €6,502 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €10,938, smaller than the loss of €13,034 in 2024.
Debt's share of the balance-sheet total rises from 3.4% to 4.2%. Equity is lower and debt is higher.
JULIA has no parent and no holdings in its annual accounts. is the only director. JULIA shares no director with another company.
| SILCAT
registered office since 09-07-1998 · founded in 1998 |
total assets €957,991 (2025) 0463.703.352 |
| KUMI
establishment since 01-10-2020 · founded in 1999 |
total assets €196,351 (2025) 0466.763.802 |
| Wattenberghe, Mario (sole trader)
establishment since 03-05-2023 |
founded in 2023 0801.410.337 |
| Vereniging van Mede-eigenaars Residentie Klif te De Panne, Dynastielaan 18
registered office since 01-01-2008 |
founded in 1995 0820.532.797 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Dynastielaan 18 registered office 8660 De Panne | ||
| Dynastielaan 16 8660 De Panne 68201 Renting and operating of own or leased residential real estate, excluding social housing | 05-07-1993 | 2.062.744.293 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 38352D0484/00D000 | 4,769 m² | 1 · 960 m² | 28.3 m · 8 |
| 38352D0484/00E000 | 2,355 m² | 1 · 609 m² | 31.9 m · 9 |
2 of these parcels carry protected heritage. Expect extra rules on renovation or sale.
If something looks wrong or is missing, please tell us.