JULAW
ActiveSummary
JULAW has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €51k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▼-64
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.09 against 4.88 in 2024; short-term debt: 89.1% and cash: 80.2% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
41.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 12707 sector peers (2025).
NBB · sector comparisonPosition among 12707 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
14 d early
2023
23 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▼ 78.1%
2024 · €62k
2022: €5k
2023: €33k
2024: €62k
2022 → 2025
Total assets
€125k▲ 60.7%
2024 · €78k
2022: €11k
2023: €46k
2024: €78k
2022 → 2025
Net result
€51k▲ 73.9%
2024 · €30k
2022: €2k
2023: €27k
2024: €30k
2022 → 2025
Working capital
€10k▼ 83.5%
2024 · €60k
2022: €5k
2023: €34k
2024: €60k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€33k▲ 528%€62k▲ 90.9%€14k▼ 78.1%
Operating result€3k-€35k▲ 1,174%€37k▲ 6.9%€65k▲ 74.4%
Net result€2k-€27k▲ 1,155%€30k▲ 8.1%€51k▲ 73.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 74% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€4k ▲ 102%
Current assets
€121k ▲ 59.7%
Equity and liabilities €125k
Equity
€14k ▼ 78.1%
Debt
€111k ▲ 615%
Debt's share of the balance-sheet total rises from 20.0% to 89.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€66k▲
2024 · €37k
Cash flow
€52k▲
2024 · €30k
Current ratio
1.09▼
2024 · 4.88
Debt to equity
8.16▲
2024 · 0.25
ROE
377.7%▲
2024 · 47.6%
ROA
41.2%▲
2024 · 38.1%
Interest coverage
715.18▲
2024 · 251.05
Debt ≤ 1 year
€111k▲
2024 · €16k
Income taxes
€14k▲
2024 · €8k
Staff costs
€0▼
2024 · €347
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€78k€125k▲
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26-€2k
Current assets29/58€76k€121k▲
Amounts receivable within one year40/41€11k€18k▲
Trade receivables40€4k€9k▲
Other amounts receivable41€7k€9k▲
Cash at bank and in hand54/58€65k€100k▲
Deferred charges and accrued income490/1€73€3k▲
Equity and liabilities
Total equity and liabilities10/49€78k€125k▲
Equity10/15€62k€14k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€59k€11k▼
Amounts payable17/49€16k€111k▲
Amounts payable within one year42/48€16k€111k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€12k€10k▼
Other amounts payable47/48-€100k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€347€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€157€492▲
Other operating charges640/8€0-
Gross operating margin9900€38k€66k▲
Operating profit (loss)9901€37k€65k▲
Financial income75/76B€412€643▲
Recurring financial income75€412€643▲
Financial charges65/66B€149€92▼
Recurring financial charges65€149€92▼
Profit (loss) for the period before taxes9903€38k€66k▲
Income taxes67/77€8k€14k▲
Profit (loss) for the period9904€30k€51k▲
Profit (loss) for the period to be appropriated9905€30k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€111k▲
Profit (loss) brought forward from the previous period14P€30k€59k▲
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €51k ▲73.9%
Operating result €65k, net result €51k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 3.76
Current ratio from 1.87 to 3.76.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tasson-Snelstraat 211060 Sint-Gillis (bij-Brussel)Ground area
4,308 m²
Building footprint
380 m²
Volume, LiDAR
3,179 m³
2 parcels, Brussels, Flanders · tallest building 19.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JULAW
since 20222.338.569.436
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24302G0029/00X000 | Flanders | 4,099 m² | 1 · 278 m² | 11.5 m · 2 fl. |
| 21013B0342/00K012 | Brussels | 210 m² | 1 · 102 m² | 19.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SAGATOS
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Anna Tsakountaki – Société d’Avocats
BE 1031.347.847
Brussel · Eq €13,608
ND LAW
BE 0795.353.676
Gent · Eq €13,602
Jennifer VANDERELST, Avocate
BE 1031.969.934
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Regina Consult
BE 0816.948.945
Antwerpen · Eq €13,590
Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 5,388 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.