JuKoMa
ActiveSummary
JuKoMa has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €236,114. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 6.77 against 6.18 in 2024; short-term debt: 14% and cash: 64.2% of total assets), and 14% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86%
Return on assets
16.8%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
79 d early
2023
85 d early
2022
60 d early
2021
54 d early
2020
45 d early
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 65 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 November (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.2m▲ 13.5%
2024 · €1.1m
Total assets
€1.4m▲ 12.4%
2024 · €1.3m
Net result
€236,114▲ 21.2%
2024 · €194,854
Working capital
€1.1m▲ 18.0%
2024 · €962,628
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€366,324▲ 41.0%€269,936▼ 26.3%€200,571▼ 25.7%€250,279▲ 24.8%€304,820▲ 21.8%
Net result€254,328above the sector's middle half▲ 43.9%€189,520above the sector's middle half▼ 25.5%€142,309above the sector's middle half▼ 24.9%€194,854above the sector's middle half▲ 36.9%€236,114above the sector's middle half▲ 21.2%
Equity€621,142within the sector's middle half▲ 20.8%€803,192above the sector's middle half▲ 29.3%€873,476above the sector's middle half▲ 8.8%€1.1mabove the sector's middle half▲ 22.3%€1.2mabove the sector's middle half▲ 13.5%
Total assets€1.1mwithin the sector's middle half▲ 22.0%€1.1mwithin the sector's middle half▲ 2.8%€1.2mwithin the sector's middle half▲ 7.7%€1.3mwithin the sector's middle half▲ 5.6%€1.4mwithin the sector's middle half▲ 12.4%
Debt€451,659▲ 23.7%€299,568▼ 33.7%€313,667▲ 4.7%€185,833▼ 40.8%€196,911▲ 6.0%
Working capital€583,491above the sector's middle half▲ 16.4%€774,909above the sector's middle half▲ 32.8%€770,581above the sector's middle half▼ 0.6%€962,628above the sector's middle half▲ 24.9%€1.1mabove the sector's middle half▲ 18.0%
Solvency57.9%within the sector's middle half▼ 0.6pp72.8%above the sector's middle half▲ 14.9pp73.6%above the sector's middle half▲ 0.7pp85.2%above the sector's middle half▲ 11.6pp86.0%above the sector's middle half▲ 0.8pp
Current ratio2.52within the sector's middle half▼ 0.073.99above the sector's middle half▲ 1.483.60above the sector's middle half▼ 0.396.18above the sector's middle half▲ 2.586.77above the sector's middle half▲ 0.59
Return on assets (ROA)23.7%above the sector's middle half▲ 3.6pp17.2%above the sector's middle half▼ 6.5pp12.0%above the sector's middle half▼ 5.2pp15.5%above the sector's middle half▲ 3.5pp16.8%above the sector's middle half▲ 1.2pp
Staff (FTE)2.3within the sector's middle half▲ 15.0%2.1within the sector's middle half▼ 8.7%2.3within the sector's middle half▲ 9.5%2.2within the sector's middle half▼ 4.3%0below the sector's middle half▼ 100%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets
€76,157 ▼ 28.0%
Current assets
€1.3m ▲ 16.1%
Equity and liabilities €1.4m
Equity
€1.2m ▲ 13.5%
Debt
€196,911 ▲ 6.0%
Debt's share of the balance-sheet total falls from 14.8% to 14.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€334,365▲
2024 · €279,248
Cash flow
€265,659▲
2024 · €223,823
Quick ratio
5.60▲
2024 · 4.94
Debt to equity
0.16▼
2024 · 0.17
ROE
19.5%▲
2024 · 18.2%
Interest coverage
142.38▲
2024 · 86.20
Debt ≤ 1 year
€196,911▲
2024 · €185,833
Income taxes
€76,179▲
2024 · €60,628
Staff costs
€57,150▼
2024 · €57,466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €10,200 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | €52,398 | €61,515 | €57,466 | €57,150 | ▼ 0.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €26,734 | €37,677 | €15,491 | €28,969 | €29,545 | ▲ 2.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €9,814 | €2,766 | €0 | - | - |
| Other operating charges640/8 | - | €1,201 | €3,237 | €1,536 | €1,389 | ▼ 9.6% |
| Non-recurring operating charges66A | - | - | €22,040 | €536 | €0 | ▼ 100% |
| Gross operating margin9900 | €491,632 | €371,026 | €305,621 | €338,786 | €392,903 | ▲ 16.0% |
| Operating profit (loss)9901 | €366,324 | €269,936 | €200,571 | €250,279 | €304,820 | ▲ 21.8% |
| Financial income75/76B | - | €8,959 | €8,292 | €8,443 | €9,821 | ▲ 16.3% |
| Recurring financial income75 | €7,021 | €8,959 | €8,292 | €8,443 | €9,821 | ▲ 16.3% |
| Financial charges65/66B | - | €2,836 | €4,305 | €3,239 | €2,348 | ▼ 27.5% |
| Recurring financial charges65 | €2,673 | €2,836 | €4,305 | €3,239 | €2,348 | ▼ 27.5% |
| Profit (loss) for the period before taxes9903 | €370,673 | €276,059 | €204,557 | €255,482 | €312,293 | ▲ 22.2% |
| Income taxes67/77 | €116,345 | €86,539 | €62,249 | €60,628 | €76,179 | ▲ 25.6% |
| Profit (loss) for the period9904 | €254,328 | €189,520 | €142,309 | €194,854 | €236,114 | ▲ 21.2% |
| Profit (loss) for the period to be appropriated9905 | €254,328 | €189,520 | €142,309 | €194,854 | €236,114 | ▲ 21.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.1m | €1.1m | €1.2m | €1.3m | €1.4m | ▲ 12.4% |
| Fixed assets21/28 | €104,869 | €68,972 | €120,640 | €105,702 | €76,157 | ▼ 28.0% |
| Tangible fixed assets22/27 | €104,869 | €68,972 | €120,640 | €105,702 | €76,157 | ▼ 28.0% |
| Land and buildings22 | - | €20,130 | €54,585 | €48,010 | €41,434 | ▼ 13.7% |
| Plant, machinery and equipment23 | - | €5,286 | €31,919 | €29,327 | €21,212 | ▼ 27.7% |
| Furniture and vehicles24 | - | €43,556 | €34,136 | €28,365 | €13,511 | ▼ 52.4% |
| Current assets29/58 | €967,932 | €1.0m | €1.1m | €1.1m | €1.3m | ▲ 16.1% |
| Stocks and contracts in progress3 | €191,441 | €257,679 | €260,481 | €229,917 | €229,955 | = |
| Stocks30/36 | - | €257,679 | €260,481 | €229,917 | €229,955 | = |
| Amounts receivable within one year40/41 | €205,506 | €193,833 | €192,465 | €169,208 | €198,996 | ▲ 17.6% |
| Trade receivables40 | - | €185,372 | €169,714 | €159,787 | €198,996 | ▲ 24.5% |
| Other amounts receivable41 | - | €8,461 | €22,751 | €9,421 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €570,985 | €581,164 | €613,557 | €749,336 | €904,268 | ▲ 20.7% |
| Deferred charges and accrued income490/1 | - | €1,112 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.2m | €1.3m | €1.4m | ▲ 12.4% |
| Equity10/15 | €621,142 | €803,192 | €873,476 | €1.1m | €1.2m | ▲ 13.5% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €602,542 | €784,592 | €854,876 | €1.0m | €1.2m | ▲ 13.7% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Distributable reserves133 | - | €782,732 | €854,876 | €1.0m | €1.2m | ▲ 13.7% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €451,659 | €299,568 | €313,667 | €185,833 | €196,911 | ▲ 6.0% |
| Amounts payable after more than one year17 | €67,218 | €40,239 | €17,745 | €0 | - | - |
| Financial debts170/4 | - | €40,239 | €17,745 | €0 | - | - |
| Amounts payable within one year42/48 | €384,441 | €258,879 | €295,922 | €185,833 | €196,911 | ▲ 6.0% |
| Current portion of amounts payable after more than one year42 | - | €69,062 | €56,244 | €17,745 | €0 | ▼ 100% |
| Trade debts44 | €96,277 | €111,489 | €110,469 | €104,666 | €127,977 | ▲ 22.3% |
| Suppliers440/4 | - | €111,489 | €110,469 | €104,666 | €127,977 | ▲ 22.3% |
| Taxes, remuneration and social security45 | - | €64,705 | €56,115 | €59,297 | €65,182 | ▲ 9.9% |
| Taxes450/3 | - | €56,465 | €45,923 | €50,796 | €56,387 | ▲ 11.0% |
| Remuneration and social security454/9 | - | €8,241 | €10,192 | €8,501 | €8,796 | ▲ 3.5% |
| Other amounts payable47/48 | - | €13,623 | €73,094 | €4,125 | €3,752 | ▼ 9.0% |
| Accrued charges and deferred income492/3 | - | €450 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €254,328 | €189,520 | €142,309 | €194,854 | €236,114 | ▲ 21.2% |
| + Depreciation and write-downs630 | €26,734 | €37,677 | €15,491 | €28,969 | €29,545 | ▲ 2.0% |
| Operating cash flow (approximation) | €281,061 | €227,196 | €157,800 | €223,823 | €265,659 | ▲ 18.7% |
| Investment in fixed assets (approximation) | - | -€1,779 | -€67,159 | -€14,031 | €0 | ▲ 100% |
| Change in cash | - | €10,179 | €32,393 | €135,779 | €154,932 | ▲ 14.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
13-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Equity above €1mEq €1.1m ▲22.3%
6 profitable years in a row build equity to €1.1m.
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
02-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Highest result since 2019net €254,328 ▲43.9%
Operating result €366,324, net result €254,328, both a record.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Equity above €500,000Eq €514,236 ▲24.3%
2 profitable years in a row build equity to €514,236.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
21-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2008
Ground area
125 m²
Parcel 72003A0981/00L000, Flanders. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
ALL TOP CLEAN PRODUCTS
since 20082.174.118.408
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003A0981/00L000 | Flanders | 125 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
Highest known parent: Essaho. The sources do not say who stands above it.
Owners 1
- SALUBRISparentSourceaccounts SALUBRIS 2025100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 1,050 EUR awarded · 1,199 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,050 EUR | 1,050 EUR |
| 2023 | 1 | 0 EUR | 149 EUR |
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Of 462 companies in sector 47783 we hold annual accounts for 215. 98 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end30-06
Activities, NACEBEL 2025
46442Wholesale trade
47783Retail trade
81210General cleaning of buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806831845
Registered
16-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.