JUELHA
ActiveJUELHA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €10k. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 76% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+32
Solvency100▲+28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 0.83 in 2024; short-term debt: 19.4% and cash: 42.3% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.6%
Return on assets
6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
8 d early
2023
6 d early
2022
7 d early
2021
21 d early
2020
90 d early
2019
52 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€136k▲ 8.0%
2024 · €126k
2019: €71k
2020: €76k
2021: €146k
2022: €122k
2023: €131k
2024: €126k
2019 → 2025
Total assets
€168k▼ 37.6%
2024 · €270k
2019: €224k
2020: €229k
2021: €181k
2022: €288k
2023: €279k
2024: €270k
2019 → 2025
Net result
€10k
2024 · €-215
2019: €-2k
2020: €6k
2021: €70k
2022: €5k
2023: €-3k
2024: €-215
2019 → 2025
Working capital
€63k
2024 · €-7k
2019: €-41k
2020: €-62k
2021: €93k
2022: €2k
2023: €516
2024: €-7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€146k-€122k▼ 16.2%€131k▲ 7.5%€126k▼ 4.2%€136k▲ 8.0%
Operating result€112k-€12k▼ 89.7%€2k▼ 78.5%€5k▲ 112%€27k▲ 407%
Net result€70k-€5k▼ 93.4%€-3k€-215▲ 93.5%€10k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 407% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€72k▼ 69.6%
Current assets
€96k▲ 206%
Equity and liabilities €168k
Equity
€136k▲ 8.0%
Provisions
€0▼ 100%
Debt
€33k▼ 75.2%
The debt ratio falls from 48.7% to 19.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €12k
Cash flow
€15k▲
2024 · €7k
Solvency
80.6%▲
2024 · 46.6%
Current ratio
2.94▲
2024 · 0.83
Quick ratio
2.79▲
2024 · 0.70
Debt / equity
0.24▼
2024 · 1.05
ROE
7.4%▲
2024 · -0.2%
ROA
6.0%▲
2024 · -0.1%
Interest coverage
6.27▲
2024 · 3.07
Debt
€33k▼
2024 · €131k
Debt ≤ 1 year
€33k▼
2024 · €38k
Income taxes
€25k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€270k€168k▼
Fixed assets21/28€238k€72k▼
Tangible fixed assets22/27€178k€12k▼
Land and buildings22€161k-
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€7k€5k▼
Other tangible fixed assets26€1k€715▼
Financial fixed assets28€61k€61k=
Current assets29/58€31k€96k▲
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€13k€12k▼
Other amounts receivable41€13k€12k▼
Current investments50/53€51€51=
Cash at bank and in hand54/58-€71k
Deferred charges and accrued income490/1€13k€7k▼
Equity and liabilities
Total equity and liabilities10/49€270k€168k▼
Equity10/15€126k€136k▲
Contributions10/11€19k€19k=
Reserves13€106k€116k▲
Tax-exempt reserves132€38k-
Distributable reserves133€68k€116k▲
Profit (loss) carried forward14€1k€1k=
Provisions and deferred taxes16€13k-
Deferred taxes168€13k-
Amounts payable17/49€131k€33k▼
Amounts payable after more than one year17€93k-
Financial debts170/4€93k-
Amounts payable within one year42/48€38k€33k▼
Current portion of amounts payable after more than one year42€8k-
Financial debts43€15k-
Credit institutions430/8€15k-
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€6k€26k▲
Taxes450/3€6k€26k▲
Other amounts payable47/48€3k€4k▲
Income statement
Code20242025
Non-recurring operating income76A-€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€17k€35k▲
Operating profit (loss)9901€5k€27k▲
Financial income75/76B€72€870▲
Recurring financial income75€72€870▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€1k€22k▲
Transfer from deferred taxes780€420€13k▲
Income taxes67/77€2k€25k▲
Profit (loss) for the period9904€-215€10k▲
Transfer from tax-exempt reserves789€1k€38k▲
Profit (loss) for the period to be appropriated9905€1k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€49k▲
Profit (loss) brought forward from the previous period14P€303€1k▲
Transfer from equity791/2€5k-
Transfer to equity691/2-€48k
To other reserves6921-€48k
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
30-06
Financial
Liquidity quadruplescurrent ratio 2.94
Current ratio from 0.83 to 2.94; short-term debt falls from €38k to €33k.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-3k ▼171%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €70k ▲1165%
Operating result €112k, net result €70k, both a record.
30-06
Financial
Liquidity times 31current ratio 5.40
Current ratio from 0.17 to 5.40; short-term debt falls from €75k to €21k.
30-06
Financial
Equity above €100kEq €146k ▲90.8%
2 profitable years in a row build equity to €146k.
2020
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Everslaarstraat 1019160 LokerenGround area
528 m²
Building footprint
116 m²
Volume, LiDAR
506 m³
Parcel 46382B0087/00S000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Everslaarstraat 101, 9160 Lokeren
since 20102.197.789.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0087/00S000 | Flanders | 528 m² | 1 · 116 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Ruben Raveel
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Arthur D. Little Global
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46321Wholesale of meat and meat products, excluding game and poultry
46322Wholesale trade
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.