JUDA
ActiveThe computed 12-month bankruptcy probability of JUDA is 1.6% (moderate). The 2025 annual accounts show equity of €17k and a net result of €9k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 13061 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency14▼-74
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.74 against 1.9 in 2024), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.6%
Return on assets
6.3%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
33 d early
2023
33 d early
2022
30 d early
2021
37 d early
2020
35 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 72.6%
2024 · €64k
2018: €58k
2019: €64k
2020: €81k
2021: €61k
2022: €47k
2023: €49k
2024: €64k
2018 → 2025
Total assets
€139k▼ 2.1%
2024 · €141k
2018: €90k
2019: €80k
2020: €140k
2021: €121k
2022: €121k
2023: €138k
2024: €141k
2018 → 2025
Net result
€9k▼ 39.0%
2024 · €14k
2018: €21k
2019: €6k
2020: €17k
2021: €-21k
2022: €-14k
2023: €3k
2024: €14k
2018 → 2025
Working capital
€-24k
2024 · €32k
2018: €52k
2019: €60k
2020: €55k
2021: €30k
2022: €22k
2023: €22k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€47k▼ 23.0%€49k▲ 5.9%€64k▲ 29.1%€17k▼ 72.6%
Operating result€-20k-€-13k▲ 35.1%€3k€13k▲ 286%€10k▼ 27.3%
Net result€-21k-€-14k▲ 33.1%€3k€14k▲ 418%€9k▼ 39.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€71k▼ 2.6%
Current assets
€68k▼ 1.5%
Equity and liabilities €139k
Equity
€17k▼ 72.6%
Debt
€121k▲ 56.0%
The debt ratio rises from 54.9% to 87.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€28k▼
2024 · €33k
Cash flow
€27k▼
2024 · €34k
Solvency
12.6%▼
2024 · 45.1%
Current ratio
0.74▼
2024 · 1.90
Quick ratio
0.64▼
2024 · 1.68
Debt / equity
6.93▲
2024 · 1.22
ROE
50.2%▲
2024 · 22.5%
ROA
6.3%▼
2024 · 10.2%
Interest coverage
7.31▼
2024 · 21.90
Debt
€121k▲
2024 · €78k
Debt ≤ 1 year
€92k▲
2024 · €36k
Debt > 1 year
€29k▼
2024 · €41k
Income taxes
€270▲
2024 · €216
Staff costs
€30k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€139k▼
Fixed assets21/28€73k€71k▼
Tangible fixed assets22/27€71k€69k▼
Plant, machinery and equipment23€55k€54k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€5k€2k▼
Other tangible fixed assets26€2k€8k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€69k€68k▼
Stocks and contracts in progress3€8k€9k▲
Stocks30/36€8k€9k▲
Amounts receivable within one year40/41€44k€48k▲
Other amounts receivable41€44k€48k▲
Cash at bank and in hand54/58€12k€7k▼
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€141k€139k▼
Equity10/15€64k€17k▼
Contributions10/11€6k€6k=
Reserves13€74k€19k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€74k€19k▼
Profit (loss) carried forward14€-17k€-8k▲
Amounts payable17/49€78k€121k▲
Amounts payable after more than one year17€41k€29k▼
Financial debts170/4€41k€29k▼
Amounts payable within one year42/48€36k€92k▲
Current portion of amounts payable after more than one year42€25k€30k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48-€55k
Income statement
Code20242025
Remuneration, social security and pensions62€27k€30k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€18k▼
Other operating charges640/8€5k€5k▼
Gross operating margin9900€65k€62k▼
Operating profit (loss)9901€13k€10k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€15k€9k▼
Income taxes67/77€216€270▲
Profit (loss) for the period9904€14k€9k▼
Profit (loss) for the period to be appropriated9905€14k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-8k▲
Profit (loss) brought forward from the previous period14P€-31k€-17k▲
Transfer from equity791/2-€55k
Profit to be distributed694/7-€55k
Return on contributions (dividend)694-€55k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-21k ▼220%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Haan · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 118420 De HaanGround area
649 m²
Building footprint
111 m²
Volume, LiDAR
968 m³
Parcel 35007A0297/00W002, Flanders · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
De zonnetuin
since 20162.250.017.047
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35007A0297/00W002 | Flanders | 648 m² | 1 · 111 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDe Haan2.250.017.047
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end30-09
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
93123Sports, amusement and recreation activities
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.