Juclé
ActiveSummary
Juclé has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €592,574 and a net result of €31,381. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+2
Solvency81▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45,000 at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.95 in 2024; short-term debt: 12.1% and cash: 12.2% of total assets), and 44.2% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.8%
Return on assets
3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
8 d early
2024
26 d early
2023
43 d early
2022
13 d early
2021
6 d early
2020
9 d early
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€592,574▲ 5.6%
2024 · €561,193
Total assets
€1.1m▼ 3.5%
2024 · €1.1m
Net result
€31,381▲ 227%
2024 · €9,594
Working capital
€284,481▲ 21.2%
2024 · €234,651
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€105,394▼ 9.6%€87,496▼ 17.0%€64,597▼ 26.2%€50,209▼ 22.3%€88,525▲ 76.3%
Net result€49,471within the sector's middle half▼ 5.8%€33,248within the sector's middle half▼ 32.8%€18,238within the sector's middle half▼ 45.1%€9,594within the sector's middle half▼ 47.4%€31,381within the sector's middle half▲ 227%
Equity€500,113above the sector's middle half▲ 11.0%€533,362above the sector's middle half▲ 6.6%€551,599above the sector's middle half▲ 3.4%€561,193above the sector's middle half▲ 1.7%€592,574above the sector's middle half▲ 5.6%
Total assets€1.4mabove the sector's middle half▼ 1.1%€1.4mabove the sector's middle half▼ 2.7%€1.3mabove the sector's middle half▼ 4.7%€1.1mabove the sector's middle half▼ 15.7%€1.1mabove the sector's middle half▼ 3.5%
Debt€907,273▼ 6.7%€835,591▼ 7.9%€753,615▼ 9.8%€538,506▼ 28.5%€468,636▼ 13.0%
Working capital€258,542above the sector's middle half▲ 39.3%€310,847above the sector's middle half▲ 20.2%€355,679above the sector's middle half▲ 14.4%€234,651above the sector's middle half▼ 34.0%€284,481above the sector's middle half▲ 21.2%
Solvency35.5%within the sector's middle half▲ 3.9pp39.0%within the sector's middle half▲ 3.4pp42.3%within the sector's middle half▲ 3.3pp51.0%within the sector's middle half▲ 8.8pp55.8%within the sector's middle half▲ 4.8pp
Current ratio3.24within the sector's middle half▲ 0.513.57within the sector's middle half▲ 0.334.28within the sector's middle half▲ 0.702.95within the sector's middle half▼ 1.333.22within the sector's middle half▲ 0.27
Return on assets (ROA)3.5%within the sector's middle half▼ 0.2pp2.4%within the sector's middle half▼ 1.1pp1.4%below the sector's middle half▼ 1.0pp0.9%below the sector's middle half▼ 0.5pp3.0%within the sector's middle half▲ 2.1pp
Staff (FTE)0.9▲ 28.6%2▲ 122%1.9▼ 5.0%1.8▼ 5.3%
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€648,366 ▼ 12.9%
Current assets
€412,844 ▲ 16.3%
Equity and liabilities €1.1m
Equity
€592,574 ▲ 5.6%
Debt
€468,636 ▼ 13.0%
Debt's share of the balance-sheet total falls from 49.0% to 44.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€184,832▲
2024 · €146,515
Cash flow
€127,688▲
2024 · €105,900
Debt to equity
0.79▼
2024 · 0.96
ROE
5.3%▲
2024 · 1.7%
Interest coverage
19.00▼
2024 · 27.79
Debt ≤ 1 year
€128,363▲
2024 · €120,376
Debt > 1 year
€340,273▼
2024 · €418,130
Income taxes
€47,419▲
2024 · €37,766
Staff costs
€105,372▲
2024 · €99,283
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,639 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 95% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
95%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €90,432 | €108,492 | €99,283 | €105,372 | ▲ 6.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €96,307 | €96,307 | €96,307 | €96,307 | €96,307 | = |
| Other operating charges640/8 | - | €62 | €62 | €1,654 | €1,876 | ▲ 13.4% |
| Gross operating margin9900 | €254,709 | €274,296 | €269,458 | €247,452 | €292,080 | ▲ 18.0% |
| Operating profit (loss)9901 | €105,394 | €87,496 | €64,597 | €50,209 | €88,525 | ▲ 76.3% |
| Financial income75/76B | - | - | - | €2,423 | €0 | ▼ 100% |
| Recurring financial income75 | €2 | - | - | €2,423 | €0 | ▼ 100% |
| Financial charges65/66B | - | €5,560 | €4,691 | €5,272 | €9,726 | ▲ 84.5% |
| Recurring financial charges65 | €5,856 | €5,560 | €4,691 | €5,272 | €9,726 | ▲ 84.5% |
| Profit (loss) for the period before taxes9903 | €99,539 | €81,936 | €59,907 | €47,360 | €78,799 | ▲ 66.4% |
| Income taxes67/77 | €50,069 | €48,687 | €41,669 | €37,766 | €47,419 | ▲ 25.6% |
| Profit (loss) for the period9904 | €49,471 | €33,248 | €18,238 | €9,594 | €31,381 | ▲ 227% |
| Profit (loss) for the period to be appropriated9905 | €49,471 | €33,248 | €18,238 | €9,594 | €31,381 | ▲ 227% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.4m | €1.4m | €1.3m | €1.1m | €1.1m | ▼ 3.5% |
| Fixed assets21/28 | €1.0m | €937,286 | €840,979 | €744,672 | €648,366 | ▼ 12.9% |
| Intangible fixed assets21 | €674,147 | €577,840 | €481,533 | €385,227 | €288,920 | ▼ 25.0% |
| Financial fixed assets28 | €359,446 | €359,446 | €359,446 | €359,446 | €359,446 | = |
| Current assets29/58 | €373,793 | €431,667 | €464,235 | €355,027 | €412,844 | ▲ 16.3% |
| Amounts receivable within one year40/41 | €295,827 | €220,161 | €231,435 | €182,694 | €282,254 | ▲ 54.5% |
| Trade receivables40 | - | €124,630 | €125,012 | €142,780 | €133,100 | ▼ 6.8% |
| Other amounts receivable41 | - | €95,531 | €106,423 | €39,914 | €149,154 | ▲ 274% |
| Cash at bank and in hand54/58 | €77,967 | €211,506 | €232,800 | €172,333 | €128,980 | ▼ 25.2% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,610 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.4m | €1.4m | €1.3m | €1.1m | €1.1m | ▼ 3.5% |
| Equity10/15 | €500,113 | €533,362 | €551,599 | €561,193 | €592,574 | ▲ 5.6% |
| Contributions10/11 | - | €300,000 | €300,000 | €300,000 | €300,000 | = |
| Reserves13 | €200,113 | €233,362 | €251,599 | €261,193 | €292,868 | ▲ 12.1% |
| Non-distributable reserves130/1 | - | €7,028 | €7,028 | €0 | - | - |
| Reserves not available under the articles1311 | - | €7,028 | €7,028 | €0 | - | - |
| Distributable reserves133 | - | €226,334 | €244,572 | €261,193 | €292,868 | ▲ 12.1% |
| Profit (loss) carried forward14 | - | - | - | - | -€294 | - |
| Amounts payable17/49 | €907,273 | €835,591 | €753,615 | €538,506 | €468,636 | ▼ 13.0% |
| Amounts payable after more than one year17 | €789,952 | €714,771 | €645,059 | €418,130 | €340,273 | ▼ 18.6% |
| Financial debts170/4 | - | €714,771 | €645,059 | €418,130 | €340,273 | ▼ 18.6% |
| Amounts payable within one year42/48 | €115,251 | €120,820 | €108,556 | €120,376 | €128,363 | ▲ 6.6% |
| Current portion of amounts payable after more than one year42 | - | €81,405 | €76,012 | €76,929 | €77,857 | ▲ 1.2% |
| Trade debts44 | €1,028 | €3,407 | €5,168 | €2,811 | €4,419 | ▲ 57.2% |
| Suppliers440/4 | - | €3,407 | €5,168 | €2,811 | €4,419 | ▲ 57.2% |
| Taxes, remuneration and social security45 | - | €36,007 | €27,376 | €40,143 | €45,696 | ▲ 13.8% |
| Taxes450/3 | - | €21,560 | €20,835 | €29,002 | €29,831 | ▲ 2.9% |
| Remuneration and social security454/9 | - | €14,448 | €6,541 | €11,141 | €15,865 | ▲ 42.4% |
| Other amounts payable47/48 | - | - | - | €493 | €391 | ▼ 20.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €49,471 | €33,248 | €18,238 | €9,594 | €31,381 | ▲ 227% |
| + Depreciation and write-downs630 | €96,307 | €96,307 | €96,307 | €96,307 | €96,307 | = |
| Operating cash flow (approximation) | €145,777 | €129,555 | €114,544 | €105,900 | €127,688 | ▲ 20.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €133,539 | €21,294 | -€60,467 | -€43,353 | ▲ 28.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €9,594 ▼47.4%
Net result drops to €9,594, the lowest in the series; recovery starts the following year.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €500,000Eq €500,113 ▲11%
3 profitable years in a row build equity to €500,113.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €52,542 ▲50.2%
Operating result €116,602, net result €52,542, both a record.
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2017
Ground area
670 m²
Building footprint
185 m²
Parcel 71061B0124/00S000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JULIE ERAERTS
since 20172.265.537.542
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71061B0124/00S000 | Flanders | 670 m² | 1 · 185 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 30-06-2025 of Juclé and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.265.537.542
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 33,239 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2017
Fiscal year end30-06
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
70200Business and other management consultancy
64210Activities of holding companies
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676847984
Also
9925:BE0676847984
Registered
29-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.