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Jucla

Active
Private limited companyfounded 2021active for 5 yearsBoskant 14, 2980 Zoersel, BelgiumKBO/BCE: BE 0769.287.204

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00463322.

Annual accounts 2025 filed on 31-08-2026 at the NBB all 4 filings

Amounts without an identifiable currency are taken as euros.

Turnover
≈ €270,000
Estimated: probably between €190,000 and €460,000
Total assets
€421,774▲ 146%
2024 · €171,785
Net result
€297▼ 69.1%
2024 · €962
Working capital
€72,633▼ 6.0%
2024 · €77,258
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 44% higher than in 2024. It is a recovery after the fall in 2024.

Operating result€4,742 2025 Net result€297 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€15,641-€88,044▲ 463%€3,284▼ 96.3%€4,742▲ 44.4%
Net result€11,216within the sector's middle half-€68,820above the sector's middle half▲ 514%€962within the sector's middle half▼ 98.6%€297below the sector's middle half▼ 69.1%
Equity€12,416below the sector's middle half-€80,435within the sector's middle half▲ 548%€80,597within the sector's middle half▲ 0.2%€80,894within the sector's middle half▲ 0.4%
Total assets€98,095within the sector's middle half-€197,899within the sector's middle half▲ 102%€171,785within the sector's middle half▼ 13.2%€421,774above the sector's middle half▲ 146%
Debt€85,680-€117,464▲ 37.1%€91,188▼ 22.4%€340,880▲ 274%
Working capital€13,873within the sector's middle half-€87,433within the sector's middle half▲ 530%€77,258within the sector's middle half▼ 11.6%€72,633within the sector's middle half▼ 6.0%
Solvency12.7%below the sector's middle half-40.6%within the sector's middle half▲ 28.0pp46.9%within the sector's middle half▲ 6.3pp19.2%below the sector's middle half▼ 27.7pp
Current ratio1.17within the sector's middle half-1.83within the sector's middle half▲ 0.651.85within the sector's middle half▲ 0.021.21within the sector's middle half▼ 0.63
Return on assets (ROA)11.4%within the sector's middle half-34.8%above the sector's middle half▲ 23.3pp0.6%within the sector's middle half▼ 34.2pp0.1%below the sector's middle half▼ 0.5pp
Staff (FTE)0.9-1▲ 11.1%1=1=
above within below The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €421,774
Fixed assets €10,562 ▲ 216%
Current assets €411,212 ▲ 144%
Equity and liabilities €421,774
Equity €80,894 ▲ 0.4%
Debt €340,880 ▲ 274%
Debt's share of the balance-sheet total rises from 53.1% to 80.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€8,258▲
2024 · €4,987
Cash flow
€3,813▲
2024 · €2,665
Debt to equity
4.21▲
2024 · 1.13
ROE
0.4%▼
2024 · 1.2%
Interest coverage
3.25▼
2024 · 9.77
Debt ≤ 1 year
€338,579▲
2024 · €91,188
Debt > 1 year
€2,301
Income taxes
€2,322▲
2024 · €1,860
Staff costs
€62,421▼
2024 · €63,183
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-12-202231-12-202331-12-202431-12-2025
Employees at the balance-sheet date1111
full-time1111
in full-time equivalents1111
Average over the year, in full-time equivalents0.9111
On a permanent contract1111
Joined1---
Left0---

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item2022202320242025
Tangible fixed assets€5,683€1,702-€10,740
Financial fixed assets--€40-
Depreciation and write-downs of the year€1,140€1,242€1,704€3,516

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as Jucla: painting of buildings (NACE 43341). They are comparable in size and age: total assets between €375,000 and €548,000, founded between 2020 and 2021.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
Jucla Zoersel2021€421,774€80,894€72,881€2972025
De Bus Renovatie en Investment Zedelgem2021€495,663€49,837€75,087€50,3112025
JOBART Wommelgem2020€548,400€275,346€99,171€63,4582025
Art & Design Brecht2021€391,659€66,411€44,278€2,8512025
RITCH DECOR Lanaken2021€374,944€84,278€98,734€35,9132025
ATELIER LEYDER Raeren2021€488,067€8,970€97,301€8,8702025
PINTAR Aarschot2021€403,409€148,766€50,623€36,9692025

They were chosen from the 2,628 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Companies with the same profile, two years later

Historical observation

In July 2024, 3,274 companies had the same profile as Jucla has now. Two years later, 2.5% had gone bankrupt and 94.7% were still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.5% went bankrupt
2.5% stopped otherwise
94.7% was still going

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Jucla itself: 2.7% within 12 months.

Test of the method

The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,274 companies, not a prediction for Jucla. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Balance sheet Code20242025
Assets
Total assets20/58€171,785€421,774▲
Fixed assets21/28€3,338€10,562▲
Tangible fixed assets22/27€3,298€10,522▲
Plant, machinery and equipment23€1,961€805▼
Furniture and vehicles24€1,337€9,717▲
Financial fixed assets28€40€40=
Current assets29/58€168,446€411,212▲
Amounts receivable within one year40/41€163,300€400,416▲
Trade receivables40€68,452€368,149▲
Other amounts receivable41€94,848€32,267▼
Cash at bank and in hand54/58€5,146€10,796▲
Equity and liabilities
Total equity and liabilities10/49€171,785€421,774▲
Equity10/15€80,597€80,894▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€78,597€78,894▲
Amounts payable17/49€91,188€340,880▲
Amounts payable after more than one year17-€2,301
Financial debts170/4-€2,301
Amounts payable within one year42/48€91,188€338,579▲
Current portion of amounts payable after more than one year42-€5,385
Trade debts44€18,573€209,593▲
Suppliers440/4€18,573€209,593▲
Taxes, remuneration and social security45€25,535€11,649▼
Taxes450/3€20,950€3,762▼
Remuneration and social security454/9€4,584€7,887▲
Other amounts payable47/48€47,081€111,952▲
Income statement Code20242025
Remuneration, social security and pensions62€63,183€62,421▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,704€3,516▲
Other operating charges640/8€2,958€2,202▼
Gross operating margin9900€71,128€72,881▲
Operating profit (loss)9901€3,284€4,742▲
Financial income75/76B€48€418▲
Recurring financial income75€48€418▲
Financial charges65/66B€510€2,541▲
Recurring financial charges65€510€2,541▲
Profit (loss) for the period before taxes9903€2,821€2,619▼
Income taxes67/77€1,860€2,322▲
Profit (loss) for the period9904€962€297▼
Profit (loss) for the period to be appropriated9905€962€297▼
Appropriation of the result
Profit (loss) to be appropriated9906€79,397€78,894▼
Profit (loss) brought forward from the previous period14P€78,435€78,597▲
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2022202320242025Change
Remuneration, social security and pensions62€56,424€44,887€63,183€62,421▼ 1.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,140€1,242€1,704€3,516▲ 106%
Other operating charges640/8€5,247€39,477€2,958€2,202▼ 25.5%
Gross operating margin9900€78,452€173,651€71,128€72,881▲ 2.5%
Operating profit (loss)9901€15,641€88,044€3,284€4,742▲ 44.4%
Financial income75/76B€65€31€48€418▲ 771%
Recurring financial income75€65€31€48€418▲ 771%
Financial charges65/66B€301€276€510€2,541▲ 398%
Recurring financial charges65€301€276€510€2,541▲ 398%
Profit (loss) for the period before taxes9903€15,405€87,799€2,821€2,619▼ 7.2%
Income taxes67/77€4,190€18,980€1,860€2,322▲ 24.8%
Profit (loss) for the period9904€11,216€68,820€962€297▼ 69.1%
Profit (loss) for the period to be appropriated9905€11,216€68,820€962€297▼ 69.1%
Line2022202320242025Change
Assets
Total assets20/58€98,095€197,899€171,785€421,774▲ 146%
Fixed assets21/28€4,543€5,002€3,338€10,562▲ 216%
Tangible fixed assets22/27€4,543€5,002€3,298€10,522▲ 219%
Plant, machinery and equipment23€2,110€3,117€1,961€805▼ 58.9%
Furniture and vehicles24€2,433€1,885€1,337€9,717▲ 627%
Financial fixed assets28--€40€40=
Current assets29/58€93,553€192,897€168,446€411,212▲ 144%
Amounts receivable within one year40/41€48,265€165,715€163,300€400,416▲ 145%
Trade receivables40€24,012€69,377€68,452€368,149▲ 438%
Other amounts receivable41€24,253€96,338€94,848€32,267▼ 66.0%
Cash at bank and in hand54/58€45,288€25,959€5,146€10,796▲ 110%
Deferred charges and accrued income490/1-€1,223---
Equity and liabilities
Total equity and liabilities10/49€98,095€197,899€171,785€421,774▲ 146%
Equity10/15€12,416€80,435€80,597€80,894▲ 0.4%
Contributions10/11€2,000€2,000€2,000€2,000=
Profit (loss) carried forward14€10,416€78,435€78,597€78,894▲ 0.4%
Amounts payable17/49€85,680€117,464€91,188€340,880▲ 274%
Amounts payable after more than one year17---€2,301-
Financial debts170/4---€2,301-
Amounts payable within one year42/48€79,680€105,464€91,188€338,579▲ 271%
Current portion of amounts payable after more than one year42---€5,385-
Trade debts44€14,360€28,167€18,573€209,593▲ 11×
Suppliers440/4€14,360€28,167€18,573€209,593▲ 11×
Taxes, remuneration and social security45€10,601€48,107€25,535€11,649▼ 54.4%
Taxes450/3€5,154€28,045€20,950€3,762▼ 82.0%
Remuneration and social security454/9€5,447€20,062€4,584€7,887▲ 72.0%
Other amounts payable47/48€54,719€29,190€47,081€111,952▲ 138%
Accrued charges and deferred income492/3€6,000€12,000---
Line2022202320242025Change
Profit (loss) for the period9904€11,216€68,820€962€297▼ 69.1%
+ Depreciation and write-downs630€1,140€1,242€1,704€3,516▲ 106%
Operating cash flow (approximation)€12,356€70,062€2,665€3,813▲ 43.1%
Investment in fixed assets (approximation)--€1,702-€40-€10,740▼ 26,749%
Change in cash--€19,328-€20,813€5,650-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00463322 NBB
31-12-2024 micro format 29-08-2025 2025-00454378 PDF
31-12-2023 micro format 29-08-2024 2024-00393688 PDF
31-12-2022 micro format 30-08-2023 2023-00422228 PDF

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