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JUBEMA

Active
Private limited companyfounded 20233 yrs activeTimmermanstraat 7, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0800.108.755
Summary

JUBEMA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €121,598 and a net result of €35,364. Equity is growing by ~50.7% per year across the filed fiscal years. Its solvency ranks better than 15% of 69 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
JUBEMAActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990
#5 company by total assets in Ingelmunster, Administrative and support services sector1 site
Size
€1.6mtotal assets 2026
Equity
€121,598
Profit
€35,364
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2026
Bankruptcy chance 12 m
0.2%
Structure
Accounts 162 d early1 of 2 deeds read
Why 88- Equity €121,598 (7.8% of total assets)+ Size: total assets €1.6m+ Sector Office administrative, office support and other business support activities (NACE 82)+ Figures for FY 2026 (filed 22-05-2026)Show the evidence

Checked score

Score 2026
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 33+1
equity 7.8% of total assets
Liquidity 44=
short-term debt 28.5% · cash 4.4%
Profitability 46-16
return on assets 2.3%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%▲ +2.9% vs 11-2024 01-2025: 0.6%▼ -1.3% vs 12-2024 02-2025: 0.6%▲ +0.2% vs 01-2025 03-2025: 0.6%▲ +5.5% vs 02-2025highest value 04-2025: 0.6%▼ -1.4% vs 03-2025 05-2025: 0.6%● 0.0% vs 04-2025 06-2025: 0.6%▲ +0.6% vs 05-2025 07-2025: 0.6%● 0.0% vs 06-2025 08-2025: 0.6%▲ +0.6% vs 07-2025 09-2025: 0.6%▼ -1.1% vs 08-2025 10-2025: 0.2%▼ -70.2% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.1% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%▼ -1.1% vs 03-2026 05-2026: 0.2%▲ +2.2% vs 04-2026 06-2026: 0.2%▼ -10.8% vs 05-2026lowest value 07-2026: 0.2%▲ +1.2% vs 06-2026 08-2026: 0.2%▼ -1.2% vs 07-2026lowest value 09-2026: 0.2%● 0.0% vs 08-2026lowest value 10-2026: 0.2%● 0.0% vs 09-2026lowest value
  • Size: total assets €1.6m lowers the probability for this profile
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
  • Figures for FY 2026 (filed 22-05-2026) lowers the probability
  • Equity €121,598 (7.8% of total assets) raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.2 in 2025; short-term debt: 28.5% and cash: 4.4% of total assets), and 92.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 19%, liquidity 28%, profitability 25%, growth against the median 76%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Figures for FY 2026 (filed 22-05-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €121,598 (7.8% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 69 sector peers (2026).
NBB · sector comparison
Position among 69 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 22-05-2026, 162 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2026
162 d early
2025
60 d early
2024
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 91 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 1 September (3 of the last 3 filed years within 102 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · abbreviated…
  2. Resignation: MathiasDevoldere (director)State Gazette act
  3. Equity above €100,000Eq €121,598 ▲41%

Key points

  • Caution: Among the weakest 15% on solvencysector median 46.5% · 69 companies 7.8% View
  • A director leftlatest change 31-03-2026 · 0 in office 1 left View
  • Total assets 20263 fiscal years filed €1.6m View

By topic

Financials

Fiscal year
2026
Total assets
€1.6m
Profit
€35,364
Solvency
7.8%
Total assets▲ 25.7%
Net result
20242026
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-10-2027
  1. 22-05-2026Annual accounts filed
  2. 15-04-2026Resignation: MathiasDevoldere (director)
  3. 31-03-2026Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
29-03-2023
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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