Financials
- Fiscal year
- 2024
- Total assets
- €896,657
- Loss
- -€10,392
- Solvency
- 1.0%
Total assets▼ 6.0%
Net result
20182024
JUBEJOCA
ActiveSummary
The computed 12-month bankruptcy probability of JUBEJOCA is 2.3% (moderate). The annual accounts of JUBEJOCA for fiscal year 2024 show a net loss of 53% of the equity at the start of that year. The 2024 annual accounts show equity of €9,288 and a net result of -€10,392. Equity is shrinking by ~19.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 5% of 19930 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Specialist medical practice
NACE 86220
1 site
How big
€896,657total assets 2024
- Equity
- €9,288
- Loss
- -€10,392
Turnover not published (abridged schema)
Who decides
Accounts 63 d overdue0 of 1 deed read
Why 50- Liquidity: current ratio 10.73, cash €819, halved- Figures for FY 2024 (filed 24-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late+ Sector Human health activities (NACE 86)Show the evidence
Checked score
Score 2024
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 11% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Weak
Solvency
26-1
equity 1.0% of total assets
Liquidity
50+2
short-term debt 9.3% · cash 0.1%
Profitability
17+1
return on assets -1.2%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 10.73, cash €819, halved raises the probability
- Figures for FY 2024 (filed 24-09-2025) raises the probability
- Sector Human health activities (NACE 86) lowers the probability
- 1 financial year not filed after the legal deadline; latest accounts 53 days late; 2 of the last 3 late raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.73 against 7.32 in 2023; short-term debt: 9.3% and cash: 0.1% of total assets), but 99% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 5%, liquidity 22%, profitability 4%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€10,392
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 19930 sector peers (2024).
NBB · sector comparisonPosition among 19930 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
61 d late
2022
29 d late
2021
31 d late
2020
61 d late
2019
111 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 58 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2016
- 22-09-2025Annual accounts filed
- 30-09-2024Annual accounts filed
- 29-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Specialist medical practiceNACE 86220
- Founded
- 07-01-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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