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JUBA

Active
Public limited companyfounded 199531 yrs activeRue de Seneffe (GY) 75, 6181 Courcelles, BelgiumKBO/BCE: BE 0455.669.673
Summary

JUBA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.3m and a net result of -€177,461. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 76% of 1126 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability63▼-17
Solvency84▼-11
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160,000 at 30 days acceptable
Liquidity ample (current ratio 2.34 against 3.15 in 2023; short-term debt: 33.3% and cash: 33.2% of total assets), and 40.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
59.2%
Return on assets
-4.5%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
27 d late
2023
27 d late
2022
9 d late
2021
2 d early
2020
30 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JUBA was incorporated on 19 July 1995.1 Total assets fell from EUR 4.8 million in 2018 to EUR 3.9 million in 2024 and headcount from 25.7 to 31.8 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€177,461
2023 · €320,025
Working capital
€1.8m▼ 11.3%
2023 · €2.0m
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€139,718▼ 72.1%-€286,285€91,162€291,758▲ 220%€95,610▼ 67.2%
Net result€74,599within the sector's middle half▼ 81.0%-€254,822below the sector's middle half€68,102within the sector's middle half€320,025above the sector's middle half▲ 370%-€177,461below the sector's middle half
Equity€2.4mabove the sector's middle half▲ 3.2%€2.2mabove the sector's middle half▼ 10.5%€2.2mabove the sector's middle half▲ 3.1%€2.5mabove the sector's middle half▲ 12.1%€2.3mabove the sector's middle half▼ 7.1%
Total assets€4.7mabove the sector's middle half▼ 6.2%€3.8mwithin the sector's middle half▼ 20.4%€3.4mwithin the sector's middle half▼ 10.2%€3.6mwithin the sector's middle half▲ 6.4%€3.9mwithin the sector's middle half▲ 9.9%
Debt€2.3m▼ 14.5%€1.6m▼ 30.9%€1.1m▼ 28.5%€1.1m▼ 4.9%€1.6m▲ 49.5%
Working capital€1.6m▲ 23.1%€1.5m▼ 1.1%€1.7m▲ 12.2%€2.0m▲ 15.4%€1.8m▼ 11.3%
Solvency51.4%within the sector's middle half▲ 4.7pp57.8%within the sector's middle half▲ 6.4pp66.4%above the sector's middle half▲ 8.6pp70.0%above the sector's middle half▲ 3.5pp59.2%above the sector's middle half▼ 10.8pp
Staff (FTE)32.4within the sector's middle half▼ 4.1%32.2within the sector's middle half▼ 0.6%31.3within the sector's middle half▼ 2.8%32.9within the sector's middle half▲ 5.1%31.8within the sector's middle half▼ 3.3%
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€400,000-€200,000€0€200,000€400,000Operating result 2020: €139,718€139,718Net result 2020: €74,599€74,599Operating result 2021: -€286,285-€286,285Net result 2021: -€254,822-€254,822Operating result 2022: €91,162€91,162Net result 2022: €68,102€68,102Operating result 2023: €291,758€291,758Net result 2023: €320,025€320,025Operating result 2024: €95,610€95,610Net result 2024: -€177,461-€177,46120202021202220232024-€200,000€0€200,000€400,000Operating result 2022: €91,162€91,200Net result 2022: €68,102€68,100Operating result 2023: €291,758€292,000Net result 2023: €320,025€320,000Operating result 2024: €95,610€95,600Net result 2024: -€177,461-€177,000202220232024
The operating result falls in 2024; 2024 is 67% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.9m
Fixed assets €863,219 ▲ 28.8%
Current assets €3.1m ▲ 5.6%
Equity and liabilities €3.9m
Equity €2.3m ▼ 7.1%
Debt €1.6m ▲ 49.5%
Debt's share of the balance-sheet total rises from 30.0% to 40.8%. Equity is lower and debt is higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€266,002▼
2023 · €584,038
Cash flow
-€7,069▼
2023 · €612,306
Current ratio
2.34▼
2023 · 3.15
Debt to equity
0.69▲
2023 · 0.43
ROE
-7.6%▼
2023 · 12.8%
ROA
-4.5%▼
2023 · 8.9%
Interest coverage
16.32▼
2023 · 29.21
Debt ≤ 1 year
€1.3m▲
2023 · €924,426
Debt > 1 year
€295,546▲
2023 · €150,547
Income taxes
€309,326▲
2023 · €4,013
Staff costs
€1.5m▼
2023 · €1.5m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,594 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,594 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 59 lines
Balance sheet Code20232024
Assets
Total assets20/58€3.6m€3.9m▲
Fixed assets21/28€670,410€863,219▲
Tangible fixed assets22/27€615,126€807,800▲
Land and buildings22€164,429€153,631▼
Plant, machinery and equipment23€32,595€60,228▲
Furniture and vehicles24€170,771€287,519▲
Leasing and similar rights25€205,698€271,000▲
Other tangible fixed assets26€41,632€35,422▼
Financial fixed assets28€55,284€55,419▲
Current assets29/58€2.9m€3.1m▲
Amounts receivable within one year40/41€1.6m€1.6m▼
Trade receivables40€1.6m€1.6m▼
Other amounts receivable41€45,309€37,187▼
Cash at bank and in hand54/58€1.2m€1.3m▲
Deferred charges and accrued income490/1€48,314€149,449▲
Equity and liabilities
Total equity and liabilities10/49€3.6m€3.9m▲
Equity10/15€2.5m€2.3m▼
Contributions10/11€311,973€311,973=
Capital10€311,973€311,973=
Issued capital100€311,973€311,973=
Reserves13€105,845€162,345▲
Non-distributable reserves130/1€31,197€31,197=
Legal reserve130€31,197€31,197=
Tax-exempt reserves132€74,648€131,148▲
Profit (loss) carried forward14€2.1m€1.9m▼
Amounts payable17/49€1.1m€1.6m▲
Amounts payable after more than one year17€150,547€295,546▲
Financial debts170/4€150,547€295,546▲
Amounts payable within one year42/48€924,426€1.3m▲
Current portion of amounts payable after more than one year42€229,039€174,551▼
Trade debts44€436,363€456,914▲
Suppliers440/4€436,363€456,914▲
Taxes, remuneration and social security45€211,529€664,253▲
Taxes450/3€48,869€505,534▲
Remuneration and social security454/9€162,660€158,719▼
Other amounts payable47/48€47,496€16,289▼
Income statement Code20232024
Non-recurring operating income76A€84,069€62,800▼
Remuneration, social security and pensions62€1.5m€1.5m▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€292,280€170,392▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€39,664€20,781▼
Other operating charges640/8€18,276€17,960▼
Non-recurring operating charges66A€18,893€204,288▲
Gross operating margin9900€2.2m€2.0m▼
Operating profit (loss)9901€291,758€95,610▼
Financial income75/76B€52,277€52,559▲
Recurring financial income75€2,277€2,559▲
Non-recurring financial income76B€50,000€50,000=
Financial charges65/66B€19,997€16,303▼
Recurring financial charges65€19,997€16,303▼
Profit (loss) for the period before taxes9903€324,038€131,865▼
Income taxes67/77€4,013€309,326▲
Profit (loss) for the period9904€320,025-€177,461▼
Transfer to tax-exempt reserves689€36,648€56,500▲
Profit (loss) for the period to be appropriated9905€283,377-€233,961▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.1m€1.9m▼
Profit (loss) brought forward from the previous period14P€1.9m€2.1m▲
Profit to be distributed694/7€50,000-
Return on contributions (dividend)694€50,000-
Social balance
Average headcount (FTE)908732.931.8▼

The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€85,215€137,586€84,069€62,800▼ 25.3%
Remuneration, social security and pensions62-€1.4m€1.3m€1.5m€1.5m▼ 2.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€778,299€626,774€421,321€292,280€170,392▼ 41.7%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€25,902€620€39,664€20,781▼ 47.6%
Other operating charges640/8-€19,297€17,800€18,276€17,960▼ 1.7%
Non-recurring operating charges66A-€6,726€5,414€18,893€204,288▲ 981%
Gross operating margin9900€2.1m€1.8m€1.9m€2.2m€2.0m▼ 8.4%
Operating profit (loss)9901€139,718-€286,285€91,162€291,758€95,610▼ 67.2%
Financial income75/76B-€71,429€567€52,277€52,559▲ 0.5%
Recurring financial income75€152€71,429€567€2,277€2,559▲ 12.4%
Non-recurring financial income76B-€71,429-€50,000€50,000=
Financial charges65/66B-€37,357€25,317€19,997€16,303▼ 18.5%
Recurring financial charges65€53,751€37,357€25,317€19,997€16,303▼ 18.5%
Profit (loss) for the period before taxes9903€86,119-€252,212€66,411€324,038€131,865▼ 59.3%
Income taxes67/77€11,520€2,610-€1,691€4,013€309,326▲ 7,608%
Profit (loss) for the period9904€74,599-€254,822€68,102€320,025-€177,461▼ 155%
Transfer to tax-exempt reserves689--€38,000€36,648€56,500▲ 54.2%
Profit (loss) for the period to be appropriated9905€74,599-€254,822€30,102€283,377-€233,961▼ 183%
Line20202021202220232024Change
Assets
Total assets20/58€4.7m€3.8m€3.4m€3.6m€3.9m▲ 9.9%
Fixed assets21/28€1.7m€1.1m€712,958€670,410€863,219▲ 28.8%
Tangible fixed assets22/27€1.6m€1.0m€658,274€615,126€807,800▲ 31.3%
Land and buildings22-€187,561€175,976€164,429€153,631▼ 6.6%
Plant, machinery and equipment23-€67,759€64,819€32,595€60,228▲ 84.8%
Furniture and vehicles24-€183,301€125,258€170,771€287,519▲ 68.4%
Leasing and similar rights25-€557,077€245,233€205,698€271,000▲ 31.7%
Other tangible fixed assets26-€53,116€46,987€41,632€35,422▼ 14.9%
Financial fixed assets28€57,794€57,119€54,684€55,284€55,419▲ 0.2%
Current assets29/58€3.0m€2.6m€2.7m€2.9m€3.1m▲ 5.6%
Amounts receivable after more than one year29-€11,000----
Other amounts receivable291-€11,000----
Amounts receivable within one year40/41€2.6m€2.2m€1.8m€1.6m€1.6m▼ 1.9%
Trade receivables40-€2.1m€1.7m€1.6m€1.6m▼ 1.4%
Other amounts receivable41-€124,830€38,323€45,309€37,187▼ 17.9%
Cash at bank and in hand54/58€388,407€442,198€877,090€1.2m€1.3m▲ 7.6%
Deferred charges and accrued income490/1-€14,766€20,936€48,314€149,449▲ 209%
Equity and liabilities
Total equity and liabilities10/49€4.7m€3.8m€3.4m€3.6m€3.9m▲ 9.9%
Equity10/15€2.4m€2.2m€2.2m€2.5m€2.3m▼ 7.1%
Contributions10/11€311,973€311,973€311,973€311,973€311,973=
Capital10-€311,973€311,973€311,973€311,973=
Issued capital100-€311,973€311,973€311,973€311,973=
Reserves13€31,197€31,197€69,197€105,845€162,345▲ 53.4%
Non-distributable reserves130/1-€31,197€31,197€31,197€31,197=
Legal reserve130-€31,197€31,197€31,197€31,197=
Tax-exempt reserves132--€38,000€74,648€131,148▲ 75.7%
Profit (loss) carried forward14€2.1m€1.8m€1.9m€2.1m€1.9m▼ 11.2%
Amounts payable17/49€2.3m€1.6m€1.1m€1.1m€1.6m▲ 49.5%
Amounts payable after more than one year17€819,920€472,072€197,586€150,547€295,546▲ 96.3%
Financial debts170/4-€472,072€197,586€150,547€295,546▲ 96.3%
Amounts payable within one year42/48€1.5m€1.1m€932,356€924,426€1.3m▲ 41.9%
Current portion of amounts payable after more than one year42-€452,393€278,528€229,039€174,551▼ 23.8%
Trade debts44€648,290€405,434€427,912€436,363€456,914▲ 4.7%
Suppliers440/4-€405,434€427,912€436,363€456,914▲ 4.7%
Taxes, remuneration and social security45-€240,546€213,697€211,529€664,253▲ 214%
Taxes450/3-€89,739€102,141€48,869€505,534▲ 934%
Remuneration and social security454/9-€150,806€111,556€162,660€158,719▼ 2.4%
Other amounts payable47/48-€10,664€12,219€47,496€16,289▼ 65.7%
Accrued charges and deferred income492/3-€21----
Line20202021202220232024Change
Profit (loss) for the period9904€74,599-€254,822€68,102€320,025-€177,461▼ 155%
+ Depreciation and write-downs630€778,299€626,774€421,321€292,280€170,392▼ 41.7%
Operating cash flow (approximation)€852,898€371,952€489,423€612,306-€7,069▼ 101%
Investment in fixed assets (approximation)--€40,499-€28,347-€249,732-€363,202▼ 45.4%
Change in cash-€53,791€434,892€338,003€91,867▼ 72.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
27-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
09-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 9 days late
2022
31-12
Financial Back to profitnet €68,102
Net result €68,102 after one loss-making year.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Weakest financial yearnet -€254,822
Net result drops to -€254,822, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
30-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial Equity above €2mEq €2.3m ▲20.1%
2 profitable years in a row build equity to €2.3m.
20-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2018
24-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
2016
30-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 2 establishment units since 1995
seat establishment All 2 establishment units on the map
Ground area
8,450 m²
Building footprint
1,393 m²
Volume, LiDAR
7,339 m³
3 parcels, Wallonia · tallest building 24.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue de Seneffe (GY) 75b, 6181 Courcelles
Water transport
since 19952.072.585.043
TIP-TOP
Chaussée Brunehault(PER) 264, 7134 BincheNACE 45206
since 20162.284.384.939
3 parcels
Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55032B0405/00L003 Wallonia 4,573 m² 1 · 501 m² 23.9 m · 2 fl.
52031B1193/00V002 Wallonia 2,656 m² 1 · 733 m² 7.0 m · 2 fl.
52031B1193/00P002 Wallonia 1,222 m² 1 · 160 m² 8.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2022 list no shareholders, and no other source names one.

Holdings 1

According to the 2022 annual accounts of JUBA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 2,794 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded19-07-1995
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
42120Civil engineering
43110Demolition
43120Site preparation
43990Other specialised construction activities
95316Washing and cleaning of motor vehicles
47521Retail sale of hardware, building materials, paint and glass (general range)
77320Rental and leasing activities
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID 0208:0455669673
Registered 27-03-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.