Equity
€470,485 ▲ 17×
Equity rose in 2025 from €27,989 to €470,485.
Juan -Luis VivEs
Lifetime
19 annual accounts with figures on one time axis, 20 filings since 2006peak €1.2m (2025)
€1.2m▲ 22.8%
lowest -€6,267 (2008)
€442,496▲ 16×
peak €470,485 (2025)
€470,485▲ 17×
€228,818▼ 15.6%
peak 11.2 FTE (2025)
11.2 FTE▲ 19.1%
Board17 names since 2018all names
5 directorsPIROTTE Michel and 4 others
Documentsfilings and deeds
16-06-202645 days before the deadline
2025financial year
Gross margin from €993,843 to €1.2mResult from €27,907 to €442,496Staff from 9.4 FTE to 11.2 FTE2 directors resigning, 5 reappointments 29-10Resignation: Nelle Lambert (director) 10-10Equity from €27,989 to €470,485
Key points
from the 2025 annual accountsInvestments
€5,404 120.0 × depreciation
Green is investment, beige is depreciation.
Staff
15 employees on 31-12-2025
In 2025, 18 people joined and 17 left.
Payment terms
54 days to suppliers
Juan -Luis VivEs pays its suppliers 2 days earlier than in 2024. Customers pay 36 days earlier.
Filings
20 annual accounts since 2006
The last five annual accounts were filed 35 to 45 days before the end of the period.
Board
1 joined · 4 left
Board changed. Latest change 02-10-2026 · 3 in office.
Net result +1,486%: one-off income
Checked score
98
Excellent
Financially stronger than 83% of small companies in residential care (NACE 87)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 613 companies (NACE 87, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025highest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Legal form: non-profit association
Liquidity: current ratio 3.03, cash €388,015
Sector: Residential care activities (NACE 87)
Equity €470,485 (67.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, small). It does better than 71% of them on solvency, 84% on liquidity, 99% on profitability and 77% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Juan -Luis VivEs has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of Juan -Luis VivEs itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Juan -Luis VivEs. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.03 (2.11 in 2024), above the usual 1.5. Short-term debt is 32.7% and cash 55.5% of total assets. 32.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 days early
2024
35 days early
2023
43 days early
2022
41 days early
2021
40 days early
2020
39 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 87), the median for financial year 2024 was 27 days before the deadline, and 25% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
1 statutory auditor appointed, 2 directors resigning
Resignations: Pascale HAUTFENNE and Sandrine PAQUAY · Appointment: SRL DGST & Partners (statutory auditor) · Gazette deed
2 directors appointed, 1 statutory auditor appointed, 2 resignations
Resignations: Serge ZOMBEK and Jean-Claude PRAET · Appointments: Michel PIROTTE (chair), Sandrine PAQUAY (managing director) and DGST & Partners (statutory auditor) · Permanent representative: Olivier DEFLANDRE · Board meeting of 09-03-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0445593650
2 directors resigning, 5 reappointments
Reappointments: FORIERS Paul-Alain, HAUTFENNE Pascale, JACOBOVITZ Danielle, PIROTTE Michel and ZOMBEK Serge · Resignations: PRAET Jean-Claude and WESEL Pascale (day-to-day manager) · Admission: PAQUAY Sandrine (membre effectif de l'assemblée générale) · General meeting of 16-06-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Juan -Luis VivEs Anderlecht | €1.2m | 35.7% | 67.3% | 11.2 |
| Beschut Wonen Kohesi Heusden-Zolder | €1.3m | 1.4% | 55.9% | 15.2 |
| Les Habitations protégées Le Hall Verviers | €0.9m | -0.3% | 66.3% | 9.8 |
| Habitations protégées Fagnes-Ardennes Malmedy | - | - | 65.5% | 7.7 |
| Festina Lente Ixelles | €0.3m | 14.9% | 46.6% | - |
| Beschut Wonen De Lariks Sint-Gillis (bij-Brussel) | - | - | 86.8% | 9.8 |
| Beschut Wonen Thuis Jette | - | - | 53.0% | - |
Grey: the largest companies of the sector (residential care (NACE 87)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as Juan -Luis VivEs: residential care activities (NACE 87205). They are comparable in size and age: total assets between €983,000 and €2.1m, founded between 1992 and 1994.
Official details
Source: KBO- Status
- Active since 07-05-1991Normal situation
- Activity
- Residential care activitiesNACE 87205
- Joint committee
- 330Health institutions and services · annual accounts 2025
- Establishment units
- 2.138.462.0971070 Anderlecht, since 07-05-1991
- 2.138.462.1961070 Anderlecht, since 07-05-1991and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 20-02-2026
Annual accounts 2025
- €699,303▲ 22.9%
- Employeeson 31-12-2025
- 15▲ 7.1%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on Juan -Luis VivEs
Juan -Luis VivEs has existed since 1991. The gross margin grew from €389,493 in 2007 to €1.2m in 2025 and staff from 7.1 to 11.2 full-time equivalents.
The gross margin has grown every year since 2021. Solvency rose in 2025 from 4.9% to 67.3% because of the retained profit and lower debts.
In 2026, four directors stepped down.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Juan -Luis VivEs
- What is the company number of Juan -Luis VivEs?
- The company number of Juan -Luis VivEs is 0445.593.650. The VAT number is the same number with BE in front: BE 0445.593.650.
- Where is Juan -Luis VivEs based?
- The registered office is at Veeweidestraat 60, 1070 Anderlecht.Company details
- What does Juan -Luis VivEs do?
- According to the KBO register, the main activity is residential care activities (NACE 87205).
- What is the legal form of Juan -Luis VivEs?
- Juan -Luis VivEs is a non-profit association (VZW).
- When was Juan -Luis VivEs founded?
- Juan -Luis VivEs was founded on 07-05-1991.
- Is Juan -Luis VivEs still active?
- Yes, Juan -Luis VivEs is an active enterprise in the KBO register.
- How many employees does Juan -Luis VivEs have?
- Juan -Luis VivEs had an average of 11.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Juan -Luis VivEs fall under?
- In its 2025 annual accounts, Juan -Luis VivEs states joint committee 330 (Health institutions and services).
- What is the turnover of Juan -Luis VivEs?
- The turnover of Juan -Luis VivEs was €1.2m in financial year 2025, according to the filed annual accounts.
- Is Juan -Luis VivEs profitable?
- In financial year 2025, Juan -Luis VivEs made a profit of €442,496.
- Where can I find the annual accounts of Juan -Luis VivEs?
- Juan -Luis VivEs filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Juan -Luis VivEs due?
- Juan -Luis VivEs must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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