Equity
€39,851 ▼ 37.0%
JU-MA paid out €28,428 in dividends. That is 567% of the 2025 profit.
JU-MA
Lifetime
13 annual accounts with figures on one time axispeak €46,964 (2013)
€15,664▲ 71.1%
lowest -€2,808 (2024)
€5,017▲ €7,825
peak €91,006 (2022)
€39,851▼ 37.0%
€9,675▼ 15.1%
Board1 name since 2012
1 directorMASSOTTE Jurgen Jean-Paul Marie-Thérèse
Documentsfilings and deeds
12-07-202619 days before the deadline
2025micro format
Gross margin from €9,152 to €15,664Back to profit: €5,017Dividend €28,428Equity from €63,262 to €39,851Debts from €11,394 to €9,675Cash from €36,284 to €19,828
Key points
from the 2025 annual accountsFilings
13 annual accounts since 2013
Two of the last ten came late. The 2019 accounts came latest: 47 days after the end of the period.
Position in the sector
80.5%
Higher solvency than 86% of companies in repair and installation of machinery. Sector median 45.4% · 1,698 companies.
Checked score
95
Excellent
Financially stronger than 57% of micro companies in repair and installation of machinery (NACE 33)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 2,397 companies (NACE 33, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €49,527
lowers risk
Liquidity: current ratio 3.77, cash €19,828
Founded in 2012
Equity €39,851 (80.5% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 33, micro). It does better than 91% of them on solvency, 92% on liquidity, 32% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as JU-MA has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of JU-MA itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for JU-MA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.77 (5.0 in 2024), above the usual 1.5. Short-term debt is 18.5% and cash 40% of total assets. 19.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 days early
2024
33 days early
2023
15 days early
2022
18 days early
2021
41 days early
2020
43 days early
2019
47 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 33), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0846413189
Change of role: MASSOTTE Jurgen Jean-Paul Marie-Thérèse, from manager to director
Director discharge: MASSOTTE Jurgen Jean-Paul Marie-Thérèse · Gazette deed
Incorporation
published on 18-06-2012 · Gazette deed
First establishment
Bosduifstraat 7, Houthalen-Helchteren
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as JU-MA: repair and maintenance of machinery (NACE 33120). They are comparable in size and age: total assets between €42,800 and €96,100, founded between 2009 and 2017.
Official details
Source: KBO- Status
- Active since 05-06-2012Normal situation
- Activity
- Repair and maintenance of machineryNACE 33120and 5 others
- Establishment unit
- 2.209.935.0633530 Houthalen-Helchteren, since 05-06-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 03-04-2026
Annual accounts 2025
- ≈ €120,000estimated
- €49,527▼ 33.7%
- Filing
- Filed on 12-07-2026, 19 days before the end of the filing period
Insights on JU-MA
JU-MA files the micro format. That format states no turnover. The gross margin fell from €46,964 in 2013 to €15,664 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JU-MA
- What is the company number of JU-MA?
- The company number of JU-MA is 0846.413.189. The VAT number is the same number with BE in front: BE 0846.413.189.
- Where is JU-MA based?
- The registered office is at Bosduifstraat 7, 3530 Houthalen-Helchteren.Company details
- What does JU-MA do?
- According to the KBO register, the main activity is repair and maintenance of machinery (NACE 33120).
- What is the legal form of JU-MA?
- JU-MA is a private limited company (BV).
- When was JU-MA founded?
- JU-MA was founded on 05-06-2012.
- Is JU-MA still active?
- Yes, JU-MA is an active enterprise in the KBO register.
- What is the turnover of JU-MA?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €15,664 and 6,299 comparable companies of the same size. It probably lies between €55,000 and €290,000. It is a rough estimate.Financials
- Is JU-MA profitable?
- In financial year 2025, JU-MA made a profit of €5,017.
- Where can I find the annual accounts of JU-MA?
- JU-MA filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JU-MA due?
- JU-MA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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