Turnover
≈ €300,000 estimated
The micro format states no turnover.
JU & CO
Overview
Lifetime
2 annual accounts with figures on one time axispeak €81,911 (2025)
€81,911▲ 286%
peak €13,554 (2025)
€13,554▲ 544%
peak €17,660 (2025)
€17,660▲ 330%
€75,604▼ 3.0%
Board3 names since 2024
1 directorHONNOF Julien Ghislain
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €21,235 to €81,911Result from €2,106 to €13,554Equity from €4,106 to €17,660Cash from €13,184 to €22,091
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 61% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 3.9%
08-2025: 3.9%● unchanged vs 07-2025
09-2025: 3.2%▼ -0.7 percentage points vs 08-2025
10-2025: 3.4%▲ +0.2 percentage points vs 09-2025
11-2025: 3.5%▲ +0.1 percentage points vs 10-2025
12-2025: 3.5%● unchanged vs 11-2025
01-2026: 3.5%● unchanged vs 12-2025
02-2026: 3.7%▲ +0.2 percentage points vs 01-2026
03-2026: 3.7%● unchanged vs 02-2026
04-2026: 3.8%▲ +0.1 percentage points vs 03-2026
05-2026: 3.8%● unchanged vs 04-2026
06-2026: 3.8%● unchanged vs 05-2026
07-2026: 4.0%▲ +0.2 percentage points vs 06-2026
08-2026: 3.8%▼ -0.2 percentage points vs 07-2026
09-2026: 4.2%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 2.7%▼ -1.5 percentage points vs 09-2026lowest value
11-2026: 2.7%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Sector: Food and beverage service activities (NACE 56)
Size: total assets €93,264
lowers risk
Liquidity: current ratio 0.39, cash €22,091
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 41% of them on solvency, 30% on liquidity, 75% on profitability and 97% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as JU & CO has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JU & CO itself: 2.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for JU & CO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.39 (0.24 in 2024), below 1. Short-term debt is 81.1% and cash 23.7% of total assets. 81.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
32 days early
2024
26 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 3 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- HONNOF Gérard Roger Mathieu Fernand Ghislain 1 sharedeed of 02-07-2024
- HONNOF Julien Ghislain 98 sharesdeed of 02-07-2024
- DUCHÊNE Magali Ermeline Rosa Julia Ghislaine 1 sharedeed of 02-07-2024
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1010930238
Incorporation
Founding capital of €2,000 · Founders: HONNOF Gérard Roger Mathieu Fernand Ghislain, HONNOF Julien Ghislain and DUCHÊNE Magali Ermeline Rosa Julia Ghislaine · Founding capital of EUROS 2,000, 100 shares · Appointments: DUCHÊNE Magali Ermeline Rosa Julia Ghislaine, HONNOF Gérard Roger Mathieu Fernand Ghislain and HONNOF Julien Ghislain · published on 02-07-2024 · Gazette deed
First establishment
JU &CO, Route de Ramillies 5, Eghezée
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JU & CO Eghezée | €93,264 | €81,911 | 18.9% | - |
| Pizzeria D'orria Namur | €95,241 | €74,073 | 36.3% | - |
| Thai Spice Chili Antwerp | €92,451 | €83,092 | 20.4% | - |
| LOVE PIZZA Tubize | €91,878 | €76,408 | 7.8% | - |
| DOLCE NAPOLITANI SRL Berchem-Sainte-Agathe | €94,988 | €74,244 | 26.6% | - |
| EMRE MESTAN Hamme (Vl.) | €84,043 | €76,893 | 47.8% | - |
| DRISTI Ghent | €87,901 | €85,544 | 57.1% | - |
These companies have the same main activity as JU & CO: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €84,000 and €95,200, founded in 2024.
Official details
Source: KBO- Status
- Active since 28-06-2024Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Establishment unit
- 2.362.864.0755310 Eghezée, since 28-06-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- €81,911▲ 286%
- €13,554▲ 544%
- €17,660▲ 330%
- €93,264▲ 13.7%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on JU & CO
The computed 12-month bankruptcy probability of JU & CO is 2.7% (moderate). The 2025 annual accounts show equity of €17,660 and a net result of €13,554.
Its solvency ranks better than 41% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadline€81,911
▲ 286%
€18,068
▲ 540%
€13,554
▲ 544%
-€46,333
▲ €13,205
18.9%
▲ 13.9 percentage points
0.39
▲ 0.15
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €300,000. Estimated: probably between €220,000 and €360,000.
Balance sheet
balance sheet total €93,264 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
18.9%
Higher than 41% of 17,158 companies in 2025.
0.39
Higher than 19% of 16,582 companies in 2025.
14.5%
Higher than 72% of 16,665 companies in 2025.
JU & CO
Middle half of the sector
80% of the sector
Micro accounts in food and beverage service (NACE 56)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Staff
€14,730
Staff costs divided by the average number of full-time equivalents.
level
people who joined
people who left
In 2025, 12 people joined and 12 left.
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
93,264 | 82,058 | |
21/28 |
63,993 | 63,644 | |
21 |
34,652 | 38,652 | |
22/27 |
29,341 | 24,992 | |
23 |
25,744 | 23,994 | |
24 |
3,597 | 998 | |
29/58 |
29,271 | 18,414 | |
3 |
4,000 | 4,000 | |
30/36 |
4,000 | 4,000 | |
40/41 |
1,380 | 1,230 | |
40 |
1,069 | 819 | |
41 |
311 | 411 | |
54/58 |
22,091 | 13,184 | |
490/1 |
1,800 | - | |
| Balance sheet: equity and liabilities | |||
10/49 |
93,264 | 82,058 | |
10/15 |
17,660 | 4,106 | |
10/11 |
2,000 | 2,000 | |
14 |
15,660 | 2,106 | |
17/49 |
75,604 | 77,952 | |
42/48 |
75,604 | 77,952 | |
44 |
3,556 | 5,350 | |
440/4 |
3,556 | 5,350 | |
45 |
9,275 | 2,511 | |
450/3 |
7,135 | 558 | |
454/9 |
2,140 | 1,954 | |
47/48 |
62,774 | 70,090 | |
| Income statement | |||
9900 |
81,911 | 21,235 | |
62 |
50,082 | 14,696 | |
630 |
12,390 | 3,404 | |
640/8 |
1,371 | 311 | |
9901 |
18,068 | 2,824 | |
65/66B |
911 | 229 | |
65 |
911 | 229 | |
9903 |
17,157 | 2,595 | |
67/77 |
3,603 | 490 | |
9904 |
13,554 | 2,106 | |
9905 |
13,554 | 2,106 | |
| Appropriation of the result | |||
9906 |
15,660 | 2,106 | |
14P |
2,106 | - | |
| Social balance sheet | |||
9087 |
3.4 | 2.8 | |
Hours worked1013 |
2,270 | 629 | |
| Document | |||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 30,458 | 6,229 | ||
| 25,944 | 5,510 | ||
| 12,739 | 67,049 | ||
| 8,907 | - | ||
| -46,333 | -59,538 | ||
| 18.9% | 5.0% | ||
| 0.39 | 0.24 | ||
| 0.33 | 0.18 | ||
| 4.28 | 18.99 | ||
| 76.8% | 51.3% | ||
| 14.5% | 2.6% | ||
| 33.43 | 27.23 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2025 | 31-12-2024 |
|---|---|---|
| Employees at the balance-sheet date | 1 | 1 |
| part-time | 1 | 1 |
| in full-time equivalents | 0.9 | 0.9 |
| 1.2 | 1.1 | |
| On a permanent contract | 1 | 1 |
| Joined | 12 | 6 |
| Left | 12 | 5 |
Source: social balance sheet in the 2024 to 2025 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €12,739 | €27,049 |
| Intangible fixed assets | - | €40,000 |
| €12,390 | €3,404 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on JU & CO
The operating result for 2025 is 6.4 times that of 2024.
Debt's share of the balance-sheet total falls from 95.0% to 81.1%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 02-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 29-06-2026
Mandates through the years
3 names, the dashed line is todayHONNOF Julien Ghislain
Director (not named in the articles)
Director (not named in the articles)
DUCHÊNE Magali Ermeline Rosa Julia Ghislaine
Director (not named in the articles)
Director (not named in the articles)
HONNOF Gérard Roger Mathieu Fernand Ghislain
Director (not named in the articles)
Director (not named in the articles)
BoardEarlierend not dated
Mandates as a list
- HONNOF Julien Ghislain
- Director (not named in the articles), appointed by deed of 02-07-2024, still in office
- DUCHÊNE Magali Ermeline Rosa Julia Ghislaine
- Director (not named in the articles), appointed by deed of 02-07-2024, no longer listed in the 2025 annual accounts
- HONNOF Gérard Roger Mathieu Fernand Ghislain
- Director (not named in the articles), appointed by deed of 02-07-2024, no longer listed in the 2025 annual accounts
Control
Founders
This company
JU & CO
Equity €17,660
Profit €13,554 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €177 in 2025
- Source
- deed of 02-07-2024
Articles of association
deed of 02-07-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 3 directors
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 02-07-2024 ↗
- HONNOF Gérard Roger Mathieu Fernand Ghislain 1 share (1%) · €20
- HONNOF Julien Ghislain 98 shares (98%) · €1,960
- DUCHÊNE Magali Ermeline Rosa Julia Ghislaine 1 share (1%) · €20
Network & group
No group
JU & CO has no parent and no holdings in its annual accounts. HONNOF Julien Ghislain is the only director. JU & CO shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1010930238
2025
Annual accounts 2024 filed NBBmicro format · 26 days late
2024
IncorporationFounding capital of €2,000 · Founders: HONNOF Gérard Roger Mathieu Fernand Ghislain, HONNOF Julien Ghislain and DUCHÊNE Magali Ermeline Rosa Julia Ghislaine · Founding capital of EUROS 2,000, 100 shares · Appointments: DUCHÊNE Magali Ermeline Rosa Julia Ghislaine, HONNOF Gérard Roger Mathieu Fernand Ghislain and HONNOF Julien Ghislain · published on 02-07-20249 points ▸
- Founder, HONNOF Gérard Roger Mathieu Fernand Ghislain
- Founder, HONNOF Julien Ghislain
- Founder, DUCHÊNE Magali Ermeline Rosa Julia Ghislaine
- Founding capital, euros 2.000, 100 shares
- 100 shares
- Registered office clause, Route de Ramillies 5, 5310 Eghezée
- Director appointment, DUCHÊNE Magali Ermeline Rosa Julia Ghislaine (director (not named in the articles))
- Director appointment, HONNOF Gérard Roger Mathieu Fernand Ghislain (director (not named in the articles))
- Director appointment, HONNOF Julien Ghislain (director (not named in the articles))
- The deed holds 4 more points.
First establishment JU &CO, Route de Ramillies 5, Eghezée
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1010.930.238
- VAT number
- BE 1010.930.238
- Peppol ID
- 0208:1010930238
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-06-2024
- Financial year
- ends on 31 December
- Peppol
- Reachable since 06-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JU & CO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 02-07-2024 (in French)
Activities
NACEBEL 2025VAT activities
56112
Limited-service restaurants, excluding mobile food services main activity
Social security (RSZ) activities
56112
Limited-service restaurants, excluding mobile food services main activity
Codes under NACEBEL 2008
VAT activities
56102
Limited-service restaurants main activity
Social security (RSZ) activities
56102
Limited-service restaurants main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Toute activité dans l’HORECA,dont restaurant,friterie,café,foodtruck,débits de boisson,salons de consommation,snackbars,salons de…”deed of 02-07-2024 (in French)
7 activities
- Toute activité dans l’HORECA,dont restaurant,friterie,café,foodtruck,débits de boisson,salons de consommation,snackbars,salons de thé,cafétérias,,estaminets,tavernes,bars,hôtels,motels,maisons de logements ;etc ;
- La gestion et l’exploitation de bâtiments/d’immeubles destinés au secteur HORECA.
- Toute activité de commerce sur place ou ambulant et sur marchés.
- Le commerce de détail d’habillement,de tissus d’habillement,d’articles de mercerie,de linge de maison,de tissus d’ameublement et de chaussures sur marchés et éventaires installés sur la voie publique ou sur un emplacement de marché déterminé ;
- La vente en gros et en détail de tous produits alimentaires tels que viandes,fruits,légumes,conserves,produits laitiers,produits de la mer,poissons,boucherie,épices,herbes aromatiques ;
- L’import et l’export dans le sens le plus générale du terme.
- Toute activité liée à l’évènementiel.
Registered office and establishments
1 establishment| Establishment | Since | Unit number | FASFC approval |
|---|---|---|---|
| JU &CO registered office Route de Ramillies 5, 5310 Eghezée | 28-06-2024 | 2.362.864.075 | Chip shop |
Recognitions
Food safety, FASFC
1 siteEghezéeunit number 2.362.864.075