"JTE Services"
ActiveThe computed 12-month bankruptcy probability of "JTE Services" is 2.8% (moderate). The 2025 annual accounts show equity of €9k and a net result of €9k. Equity is growing by ~92.5% per year across the filed fiscal years. Its solvency ranks better than 15% of 27451 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+19
Solvency37▲+1
Growth82▲+24
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27451 sector peers (2025).
NBB · sector comparisonPosition among 27451 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
57 d early
2024
2 d early
2023
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€83k▲ 25.0%
2024 · €66k
2023: €60k
2024: €66k
2023 → 2025
EBIT margin
14.2%▲ 7.7pp
2024 · 6.4%
2023: 8.8%
2024: 6.4%
2023 → 2025
Net result
€9k▲ 153%
2024 · €4k
2023: €5k
2024: €4k
2023 → 2025
Working capital
€-5k
2024 · €3k
2023: €3k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€60k-€66k▲ 10.7%€83k▲ 25.0%
Equity€3k-€3k▲ 27.1%€9k▲ 164%
Operating result€5k-€4k▼ 19.5%€12k▲ 176%
Net result€5k-€4k▼ 25.7%€9k▲ 153%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 176% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€47k
Current assets
€25k
Equity and liabilities €72k
Equity
€9k▲ 164%
Debt
€63k▲ 140%
The debt ratio falls from 88.9% to 88.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k
Cash flow
€13k
Solvency
12.0%▲
2024 · 11.1%
Current ratio
0.84▼
2024 · 1.12
Quick ratio
0.84▼
2024 · 1.12
Debt / equity
7.33▼
2024 · 8.05
ROE
108.3%▼
2024 · 112.8%
ROA
13.0%▲
2024 · 12.5%
Interest coverage
17.35
Debt
€63k▲
2024 · €26k
Debt ≤ 1 year
€30k▲
2024 · €26k
Debt > 1 year
€33k
Income taxes
€2k▲
2024 · €300
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€72k▲
Fixed assets21/28-€47k
Tangible fixed assets22/27-€47k
Furniture and vehicles24-€4k
Leasing and similar rights25-€44k
Current assets29/58€30k€25k▼
Amounts receivable within one year40/41€27k€22k▼
Trade receivables40€26k€19k▼
Other amounts receivable41€925€3k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€30k€72k▲
Equity10/15€3k€9k▲
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€880€6k▲
Amounts payable17/49€26k€63k▲
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€26k€30k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€13k€9k▼
Suppliers440/4€13k€9k▼
Taxes, remuneration and social security45€420€2k▲
Taxes450/3€420€2k▲
Other amounts payable47/48€13k€11k▼
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Turnover70€66k€83k▲
Goods, raw materials, services and sundry goods60/61€62k€67k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€536€911▲
Gross operating margin9900€5k€16k▲
Operating profit (loss)9901€4k€12k▲
Financial charges65/66B€253€867▲
Recurring financial charges65€253€867▲
Profit (loss) for the period before taxes9903€4k€11k▲
Income taxes67/77€300€2k▲
Profit (loss) for the period9904€4k€9k▲
Profit (loss) for the period to be appropriated9905€4k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€180€880▲
Profit to be distributed694/7€3k€4k▲
Directors or managers695€3k€4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €9k ▲153%
Operating result €12k, net result €9k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €4k ▼25.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seneffe · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin des Luttes 127181 SeneffeGround area
2,420 m²
Building footprint
221 m²
Volume, LiDAR
769 m³
2 parcels, Wallonia · tallest building 15.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JTE Services
since 20232.339.846.074
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52020A0359/00C000 | Wallonia | 1,930 m² | 1 · 83 m² | - |
| 25044A0198/00L000 | Wallonia | 490 m² | 1 · 137 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Macova Electrotechnieken
BE 0755.638.611
Hulshout · Eq €9k
Algemene Elektriciteitswerken Eyckmans
BE 0673.983.021
Tessenderlo-Ham · Eq €9k
Technolink
BE 1007.104.280
Diepenbeek · Eq €9k
VHP-Solutions
BE 1013.056.914
Tielt · Eq €9k
BROEKAERT ELECTRIC SERVICES
BE 0632.971.322
Zottegem · Eq €9k
Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 5,108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
42212Civil engineering
43120Site preparation
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jte.serv@gmail.com
Phone:+32472686927