JT Consulting & Services
ActiveSummary
JT Consulting & Services has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €53k. Equity is growing by ~66.6% per year across the filed fiscal years. Its solvency ranks better than 72% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.6 against 3.27 in 2024; short-term debt: 21.5% and cash: 79.3% of total assets), and 21.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.5%
Return on assets
33%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
183 d early
2024
149 d early
2023
131 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 72.7%
2024 · €73k
2023: €29klowest in 3 years
2024: €73k▲ +154% vs 2023
2025: €126k▲ +72.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€160k▲ 54.8%
2024 · €104k
2023: €62klowest in 3 years
2024: €104k▲ +66.6% vs 2023
2025: €160k▲ +54.8% vs 2024highest in 3 years
2023 → 2025
Net result
€53k▲ 15.4%
2024 · €46k
2023: €28klowest in 3 years
2024: €46k▲ +64.6% vs 2023
2025: €53k▲ +15.4% vs 2024highest in 3 years
2023 → 2025
Working capital
€124k▲ 77.7%
2024 · €70k
2023: €27klowest in 3 years
2024: €70k▲ +156% vs 2023
2025: €124k▲ +77.7% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€29k-€73k▲ 154%€126k▲ 72.7%
2023: €29klowest in 3 years
2024: €73k▲ +154% vs 2023
2025: €126k▲ +72.7% vs 2024highest in 3 years
Operating result€35k-€58k▲ 64.9%€65k▲ 12.5%
2023: €35klowest in 3 years
2024: €58k▲ +64.9% vs 2023
2025: €65k▲ +12.5% vs 2024highest in 3 years
Net result€28k-€46k▲ 64.6%€53k▲ 15.4%
2023: €28klowest in 3 years
2024: €46k▲ +64.6% vs 2023
2025: €53k▲ +15.4% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 13% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€2k ▼ 45.0%
Current assets
€159k ▲ 57.8%
Equity and liabilities €160k
Equity
€126k ▲ 72.7%
Debt
€35k ▲ 12.3%
Debt's share of the balance-sheet total falls from 29.7% to 21.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €59k
Cash flow
€54k▲
2024 · €47k
Current ratio
4.60▲
2024 · 3.27
Debt to equity
0.27▼
2024 · 0.42
ROE
42.1%▼
2024 · 63.0%
ROA
33.0%▼
2024 · 44.3%
Interest coverage
1607.69▲
2024 · 1469.32
Debt ≤ 1 year
€35k▲
2024 · €31k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€104k€160k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€889▼
Furniture and vehicles24€1k€761▼
Current assets29/58€101k€159k▲
Amounts receivable within one year40/41€13k€28k▲
Trade receivables40€13k€28k▲
Other amounts receivable41€4€5▲
Current investments50/53€50k-
Cash at bank and in hand54/58€23k€127k▲
Deferred charges and accrued income490/1€15k€4k▼
Equity and liabilities
Total equity and liabilities10/49€104k€160k▲
Equity10/15€73k€126k▲
Contributions10/11€3k€3k=
Reserves13€70k€123k▲
Distributable reserves133€70k€123k▲
Amounts payable17/49€31k€35k▲
Amounts payable within one year42/48€31k€35k▲
Trade debts44€51€2k▲
Suppliers440/4€51€2k▲
Taxes, remuneration and social security45€24k€32k▲
Taxes450/3€24k€32k▲
Other amounts payable47/48€7k€584▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€290€345▲
Gross operating margin9900€60k€67k▲
Operating profit (loss)9901€58k€65k▲
Financial income75/76B€10€2k▲
Recurring financial income75€10€2k▲
Financial charges65/66B€40€41▲
Recurring financial charges65€40€41▲
Profit (loss) for the period before taxes9903€58k€67k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€46k€53k▲
Profit (loss) for the period to be appropriated9905€46k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€53k▲
Transfer to equity691/2€44k€53k▲
To other reserves6921€44k€53k▲
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €148 | €1k | €1k | ▲ 9.0% |
| Other operating charges640/8 | €293 | €290 | €345 | ▲ 18.8% |
| Gross operating margin9900 | €36k | €60k | €67k | ▲ 12.5% |
| Operating profit (loss)9901 | €35k | €58k | €65k | ▲ 12.5% |
| Financial income75/76B | - | €10 | €2k | ▲ 17,039% |
| Recurring financial income75 | - | €10 | €2k | ▲ 17,039% |
| Financial charges65/66B | €20 | €40 | €41 | ▲ 2.8% |
| Recurring financial charges65 | €20 | €40 | €41 | ▲ 2.8% |
| Profit (loss) for the period before taxes9903 | €35k | €58k | €67k | ▲ 15.3% |
| Income taxes67/77 | €7k | €12k | €14k | ▲ 15.0% |
| Profit (loss) for the period9904 | €28k | €46k | €53k | ▲ 15.4% |
| Profit (loss) for the period to be appropriated9905 | €28k | €46k | €53k | ▲ 15.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €62k | €104k | €160k | ▲ 54.8% |
| Fixed assets21/28 | €1k | €3k | €2k | ▼ 45.0% |
| Tangible fixed assets22/27 | €1k | €3k | €2k | ▼ 45.0% |
| Plant, machinery and equipment23 | €1k | €2k | €889 | ▼ 41.8% |
| Furniture and vehicles24 | - | €1k | €761 | ▼ 48.3% |
| Current assets29/58 | €61k | €101k | €159k | ▲ 57.8% |
| Amounts receivable within one year40/41 | €13k | €13k | €28k | ▲ 116% |
| Trade receivables40 | €13k | €13k | €28k | ▲ 116% |
| Other amounts receivable41 | €2 | €4 | €5 | ▲ 3.4% |
| Current investments50/53 | - | €50k | - | - |
| Cash at bank and in hand54/58 | €42k | €23k | €127k | ▲ 463% |
| Deferred charges and accrued income490/1 | €6k | €15k | €4k | ▼ 74.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €62k | €104k | €160k | ▲ 54.8% |
| Equity10/15 | €29k | €73k | €126k | ▲ 72.7% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Reserves13 | €26k | €70k | €123k | ▲ 75.3% |
| Distributable reserves133 | €26k | €70k | €123k | ▲ 75.3% |
| Amounts payable17/49 | €33k | €31k | €35k | ▲ 12.3% |
| Amounts payable within one year42/48 | €33k | €31k | €35k | ▲ 12.3% |
| Trade debts44 | €375 | €51 | €2k | ▲ 3,442% |
| Suppliers440/4 | €375 | €51 | €2k | ▲ 3,442% |
| Taxes, remuneration and social security45 | €14k | €24k | €32k | ▲ 33.6% |
| Taxes450/3 | €14k | €24k | €32k | ▲ 33.6% |
| Other amounts payable47/48 | €19k | €7k | €584 | ▼ 91.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €28k | €46k | €53k | ▲ 15.4% |
| + Depreciation and write-downs630 | €148 | €1k | €1k | ▲ 9.0% |
| Operating cash flow (approximation) | €28k | €47k | €54k | ▲ 15.3% |
| Investment in fixed assets (approximation) | - | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-19k | €105k | ▲ 638% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €53k ▲15.4%
Operating result €65k, net result €53k, both a record.
31-12
Financial
Equity above €100kEq €126k ▲72.7%
3 profitable years in a row build equity to €126k.
04-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 2023
Ground area
563 m²
Building footprint
115 m²
Volume, LiDAR
664 m³
Parcel 24010A0455/00E002, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JT Consulting & Services
since 20232.344.374.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010A0455/00E002 | Flanders | 563 m² | 1 · 115 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,454 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.