JSWB
ActiveSummary
The computed 12-month bankruptcy probability of JSWB is 1.8% (moderate). The 2025 annual accounts show equity of €100k and a net result of €51k. Its solvency ranks better than 10% of 1034 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+2
Solvency34▲+5
Growth78
Track record82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.17 in 2024; short-term debt: 11.4% and cash: 0.2% of total assets), and 90.7% of the assets are financed with debt.
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Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
about 50% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
4.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1034 sector peers (2025).
NBB · sector comparisonPosition among 1034 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
53 d early
2024
55 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, abbreviated schema
Equity
€100k▲ 105%
2024 · €49k
Total assets
€1.08M▼ 1.3%
2024 · €1.10M
Net result
€51k▲ 17.3%
2024 · €44k
Working capital
€-120k▼ 43.5%
2024 · €-84k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€74k-€90k▲ 21.2%
Net result€44k-€51k▲ 17.3%
Equity€49k-€100k▲ 105%
Total assets€1.10M-€1.08M▼ 1.3%
Debt€1.05M-€982k▼ 6.3%
Working capital€-84k-€-120k▼ 43.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 21% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€1.08M =
Current assets
€3k ▼ 83.2%
Equity and liabilities €1.08M
Equity
€100k ▲ 105%
Debt
€982k ▼ 6.3%
Debt's share of the balance-sheet total falls from 95.6% to 90.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.02▼
2024 · 0.17
Debt to equity
9.81▼
2024 · 21.49
ROE
51.3%▼
2024 · 89.8%
ROA
4.7%▲
2024 · 4.0%
Debt ≤ 1 year
€123k▲
2024 · €102k
Debt > 1 year
€859k▼
2024 · €947k
Income taxes
€17k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €543 | €671 | ▲ 23.6% |
| Gross operating margin9900 | €75k | €91k | ▲ 21.2% |
| Operating profit (loss)9901 | €74k | €90k | ▲ 21.2% |
| Financial income75/76B | - | €0 | - |
| Recurring financial income75 | - | €0 | - |
| Financial charges65/66B | €15k | €21k | ▲ 35.9% |
| Recurring financial charges65 | €15k | €21k | ▲ 35.9% |
| Profit (loss) for the period before taxes9903 | €59k | €69k | ▲ 17.3% |
| Income taxes67/77 | €15k | €17k | ▲ 17.5% |
| Profit (loss) for the period9904 | €44k | €51k | ▲ 17.3% |
| Profit (loss) for the period to be appropriated9905 | €44k | €51k | ▲ 17.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €1.10M | €1.08M | ▼ 1.3% |
| Fixed assets21/28 | €1.08M | €1.08M | = |
| Financial fixed assets28 | €1.08M | €1.08M | = |
| Current assets29/58 | €18k | €3k | ▼ 83.2% |
| Amounts receivable within one year40/41 | €18k | €0 | ▼ 100% |
| Trade receivables40 | €18k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €87 | €3k | ▲ 2,961% |
| Deferred charges and accrued income490/1 | - | €298 | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €1.10M | €1.08M | ▼ 1.3% |
| Equity10/15 | €49k | €100k | ▲ 105% |
| Contributions10/11 | €5k | €5k | = |
| Reserves13 | €44k | €95k | ▲ 117% |
| Distributable reserves133 | €44k | €95k | ▲ 117% |
| Amounts payable17/49 | €1.05M | €982k | ▼ 6.3% |
| Amounts payable after more than one year17 | €947k | €859k | ▼ 9.3% |
| Financial debts170/4 | €947k | €859k | ▼ 9.3% |
| Amounts payable within one year42/48 | €102k | €123k | ▲ 21.5% |
| Current portion of amounts payable after more than one year42 | €85k | €88k | ▲ 3.8% |
| Trade debts44 | - | €651 | - |
| Suppliers440/4 | - | €651 | - |
| Taxes, remuneration and social security45 | €16k | €34k | ▲ 115% |
| Taxes450/3 | €16k | €34k | ▲ 115% |
| Other amounts payable47/48 | €1k | €903 | ▼ 11.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €44k | €51k | ▲ 17.3% |
| Operating cash flow (approximation) | €44k | €51k | ▲ 17.3% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €3k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €100kEq €100k ▲105%
2 profitable years in a row build equity to €100k.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2024
Ground area
1,162 m²
Building footprint
168 m²
Volume, LiDAR
863 m³
Parcel 72345B0536/00C000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JSWB
since 20242.355.561.856
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B0536/00C000 | Flanders | 1,162 m² | 1 · 168 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LASWERKEN KEMPENAERS
BE 0500.992.330
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BE 0779.786.859
Heusden-Zolder · Eq €100,411
CamSoft Belgique
BE 1005.030.757
Fléron · Eq €100,647
LA CLINIQUE MOTEUR
BE 0819.556.265
Herstal · Eq €99,442
FREMATT
BE 0831.496.371
Hoogstraten · Eq €99,403
Of 3,464 companies in sector 25530 we hold annual accounts for 1,655. 1,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
25530Machining of metals
24510Manufacture of basic metals
25110Manufacture of metal structures and parts of structures
28299Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
46841Wholesale trade
Scores and ratios are computed by Checked and are not a credit decision.