Equity
€54,558 ▼ 48.8%
JSVVE paid out €101,548 in dividends. That is 205% of the 2025 profit.
JSVVE
Lifetime
4 annual accounts with figures on one time axispeak €79,974 (2025)
€79,974▲ 38.7%
peak €57,391 (2023)
€49,558▲ 36.5%
peak €106,548 (2024)
€54,558▼ 48.8%
€124,073▲ 434%
Board2 names since 2022
2 directorsSCHREURS Jolien and 1 other
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €57,656 to €79,974Result from €36,317 to €49,558Dividend €101,548Equity from €106,548 to €54,558Debts from €23,239 to €124,073Cash from €97,736 to €162,318
Key points
from the 2025 annual accountsTurnover
≈ €370,000 estimated
The micro format states no turnover.
Liquidity
1.41 was 5.27 in 2024
Short-term debts rose from €23,239 to €124,073.
Filings
4 annual accounts 4 late
The 2022 accounts came latest: 385 days after the end of the period.
Starting capital
€5,000 100 shares
Position in the sector
€49,558
Higher net result than 85% of companies in wholesale trade. Sector median €5,616 · 13,806 companies.
Checked score
88
Excellent
Financially stronger than 54% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.2%▼ -0.3 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026lowest value
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%▼ -0.1 percentage points vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
Last filed accounts filed 27 days late
lowers risk
Liquidity: current ratio 1.41, cash €162,318
Size: total assets €178,632
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 40% of them on solvency, 69% on liquidity, 95% on profitability and 10% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JSVVE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JSVVE itself is lower: 0.2% within 12 months. It rests on far more data about JSVVE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JSVVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (5.27 in 2024), below the usual 1.5. Short-term debt is 69.5% and cash 90.9% of total assets. 69.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filingsDeviation from the deadline
2025
27 days late
2024
7 days late
2023
27 days late
2022
385 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 112 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN EYKEN Vincent founderdeed of 17-11-2022
- SCHREURS Jolien founderdeed of 17-11-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0793584714
Incorporation
Founding capital of €5,000, 100 shares · Founders: VAN EYKEN Vincent and SCHREURS Jolien · Appointments: VAN EYKEN Vincent (director) and SCHREURS Jolien (director) · published on 17-11-2022 · Gazette deed
First establishment
Stockholmstraat 17, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JSVVE Antwerp | €178,632 | €79,974 | 30.5% | - |
| Easypack Zandhoven | €183,549 | €77,342 | 83.2% | - |
| ROCAMBOLESQUE Villers-le-Bouillet | €147,006 | €76,060 | 86.4% | - |
| ALFA DEV Ixelles | €160,686 | €104,356 | 95.6% | - |
| SH SPORT Saint-Ghislain | €203,135 | €79,957 | 75.7% | - |
| Solunico Haaltert | €157,715 | €58,827 | 63.3% | - |
| Indari Beringen | €211,209 | €85,183 | 99.3% | - |
These companies have the same main activity as JSVVE: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €147,000 and €211,000, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 15-11-2022Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment unit
- 2.337.932.1072660 Antwerp, since 15-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 02-09-2025
Insights on JSVVE
JSVVE files the micro format. That format states no turnover. The gross margin rose from €10,232 in 2022 to €79,974 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JSVVE
- What is the company number of JSVVE?
- The company number of JSVVE is 0793.584.714. The VAT number is the same number with BE in front: BE 0793.584.714.
- Where is JSVVE based?
- The registered office is at Stockholmstraat 17, 2660 Antwerp.Company details
- What does JSVVE do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of JSVVE?
- JSVVE is a private limited company (BV).
- When was JSVVE founded?
- JSVVE was founded on 15-11-2022.
- Is JSVVE still active?
- Yes, JSVVE is an active enterprise in the KBO register.
- What is the turnover of JSVVE?
- The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €79,974 and 30 comparable companies (NACE 461). It probably lies between €190,000 and €870,000.Financials
- Is JSVVE profitable?
- In financial year 2025, JSVVE made a profit of €49,558.
- Where can I find the annual accounts of JSVVE?
- JSVVE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JSVVE due?
- JSVVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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