JSR@Work Hovenier
ActiveThe computed 12-month bankruptcy probability of JSR@Work Hovenier is 2.5% (moderate). The 2025 annual accounts show equity of €8k and a net result of €8k. Equity is growing by ~806.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 4422 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy▲ +33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▲+6
Growth78▲+20
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.78 against 0.59 in 2024), and 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
155 d early
2024
104 d early
2023
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k
2024 · €-492
2023: €-254
2024: €-492
2023 → 2025
Total assets
€26k▼ 9.8%
2024 · €29k
2023: €18k
2024: €29k
2023 → 2025
Net result
€8k
2024 · €-238
2023: €-3k
2024: €-238
2023 → 2025
Working capital
€-4k▲ 64.5%
2024 · €-11k
2023: €-6k
2024: €-11k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-254-€-492▼ 93.7%€8k
Operating result€-2k-€268€10k▲ 3,766%
Net result€-3k-€-238▲ 91.4%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 3,766% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€12k▼ 7.0%
Current assets
€14k▼ 12.1%
Equity and liabilities €26k
Equity
€8k
Debt
€18k
Debt finances 70.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k▲
2024 · €6k
Cash flow
€15k▲
2024 · €5k
Solvency
29.6%▲
2024 · -1.7%
Current ratio
0.78▲
2024 · 0.59
Quick ratio
0.73▲
2024 · 0.59
Debt / equity
2.38
ROE
106.4%
ROA
31.5%▲
2024 · -0.8%
Interest coverage
62.81▲
2024 · 11.41
Debt
€18k▼
2024 · €29k
Debt ≤ 1 year
€18k▼
2024 · €27k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€26k▼
Fixed assets21/28€13k€12k▼
Tangible fixed assets22/27€13k€12k▼
Plant, machinery and equipment23€6k€8k▲
Furniture and vehicles24€7k€4k▼
Current assets29/58€16k€14k▼
Stocks and contracts in progress3-€1k
Stocks30/36-€1k
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€14k€12k▼
Other amounts receivable41€660€92▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€29k€26k▼
Equity10/15€-492€8k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-3k€5k▲
Amounts payable17/49€29k€18k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€27k€18k▼
Current portion of amounts payable after more than one year42€4k€2k▼
Trade debts44€6k€2k▼
Suppliers440/4€6k€2k▼
Advances received on contracts in progress46€8k-
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€118€210▲
Non-recurring operating charges66A€175-
Gross operating margin9900€6k€17k▲
Operating profit (loss)9901€268€10k▲
Financial income75/76B€8€42▲
Recurring financial income75€8€42▲
Financial charges65/66B€514€273▼
Recurring financial charges65€514€273▼
Profit (loss) for the period before taxes9903€-238€10k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-238€8k▲
Profit (loss) for the period to be appropriated9905€-238€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€5k▲
Profit (loss) brought forward from the previous period14P€-3k€-3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antoine Coppenslaan 52300 TurnhoutGround area
347 m²
Building footprint
339 m²
Volume, LiDAR
6,100 m³
Parcel 13454P0051/00F003, Flanders · tallest building 21.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
JSR@Work Hovenier
since 20232.342.924.538
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13454P0051/00F003 | Flanders | 347 m² | 1 · 339 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,206 companies in sector 81300 we hold annual accounts for 4,359. 2,109 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2023
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.