JSPE INVEST

Active

Private limited companyfounded 2022active for 4 yearsVictor Oudartstraat 7, 1030 Schaarbeek, Belgium28 active companies are registered at this addressKBO/BCE: BE 0782.798.809

Summary

JSPE INVEST has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€401,602) and a net result of -€59,709. Equity is shrinking by about 26% per year across the filed financial years. The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

JSPE INVESTActiveChecked score 53/100

Risk analysis Report Compare

Activity

“Tant pour son propre compte que pour le compte de tiers, l'acquisition, l'aliénation, la…” (deed in French)

From the articles, 3 activitiesNo NACE code in the KBO yet1 site

Size

€2.1mtotal assets 2025

Equity: -€401,602
Loss: -€59,709

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

Holdings: 2

2025 accounts 17 days early2 of 3 deeds summarised

Why 53raises riskCapped at 59: negative equity1 change of registered office in 24 monthsLiquidity: current ratio 0.00, cash €7,025lowers riskSize: total assets €2.1mFigures for financial year 2025 (filed 14-07-2026)Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 10% of its sector peers (no NACE code, small)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 6-3

equity -19.0% of total assets

Liquidity 0=

short-term debt 119.0% · cash 0.3%

Profitability 30+6

return on assets -2.8%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3%lowest value 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.9%▲ +0.6 percentage points vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.2 percentage points vs 03-2025 05-2025: 1.2%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.3 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.5 percentage points vs 07-2025 09-2025: 2.1%● unchanged vs 08-2025 10-2025: 2.1%● unchanged vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.0%▼ -0.1 percentage points vs 02-2026 04-2026: 2.3%▲ +0.3 percentage points vs 03-2026 05-2026: 2.7%▲ +0.4 percentage points vs 04-2026 06-2026: 3.0%▲ +0.3 percentage points vs 05-2026 07-2026: 3.0%● unchanged vs 06-2026highest value 08-2026: 1.2%▼ -1.8 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026

No credit on open account

Liquidity insufficient (current ratio 0.0, compared with 0.0 in 2024, below 1; short-term debt: 119% and cash: 0.3% of total assets), and equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 3% on solvency, 4% on liquidity, 21% on profitability and 13% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Size: total assets €2.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

1 change of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 0.00, cash €7,025

NBB · annual accounts

Figures for financial year 2025 (filed 14-07-2026)

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

232425

2023 to 2025 · latest year -€401,602

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

17 days early

2024

1 day early

2023

1 day early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 3 accounts on average 6 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (3 of the last 3 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

14-07-2026 Annual accounts filedfinancial year 2025 · micro…
30-07-2025 Annual accounts filedfinancial year 2024 · micro…
24-01-2025 Amendment of the articlesCapital · Registered office clause

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€401,602 View
Risk: 3 loss-making years in a rowloss financial year 2025 -€59,709 View
Positive: Result rose in 2025from -€117,767 to -€59,709 ▲ 49.3% View

By topic

Financials

Financial year: 2025
Total assets: €2.1m
Loss: -€59,709
Solvency: -19.0%

Total assets▲ 0.3%

Net result

20232025

Go to Financials

Network & group

Subsidiaries: 2

2 subsidiaries

Go to Network & group

Timeline

Events: 5
Since: 2024
Next accounts: by 31-07-2027

13-12-2024Registered office
30-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Founded: 02-03-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Annual meeting: Second Friday of June at 18:00
Purpose: “Tant pour son propre compte que pour le compte de tiers, l'acquisition, l'aliénation, la…” (deed in French)

Go to Articles of association

Key facts about JSPE INVEST

What is the company number of JSPE INVEST?: 0782.798.809. In Belgium the VAT number is the company number with BE in front: BE 0782.798.809.
Where is JSPE INVEST based?: The registered office is at Victor Oudartstraat 7, 1030 Schaarbeek.Company details
What is the legal form of JSPE INVEST?: Private limited company (BV).
When was JSPE INVEST founded?: On 02-03-2022.
Is JSPE INVEST still active?: Yes, JSPE INVEST is an active enterprise in the KBO register.
What is the turnover of JSPE INVEST?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is JSPE INVEST profitable?: In financial year 2025, JSPE INVEST made a loss of €59,709.
Where can I find the annual accounts of JSPE INVEST?: JSPE INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JSPE INVEST due?: By 31-07-2027, for financial year 2026.Timeline