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jSoft

Active
Private limited companyfounded 20224 yrs activeBurgemeester De Cocklaan 9, 9320 Aalst, BelgiumKBO/BCE: BE 0790.288.296
Summary

jSoft has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,235 and a net result of €75,601. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 12% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency30=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.1%
Return on assets
74%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 17123 sector peers (2025).
NBB · sector comparison
Position among 17123 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
20 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 7 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JSoft was incorporated on 31 August 2022 as a Private limited company.1 Total assets rose from EUR 87,050 in 2023 to EUR 102,103 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€135,380
EBIT margin
60.6%
Net result
€75,601▼ 2.7%
2024 · €77,718
Working capital
€3,987▲ 33.5%
2024 · €2,985
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€135,380-
Operating result€82,108-€98,939▲ 20.5%€97,003▼ 2.0%
Net result€63,666-€77,718▲ 22.1%€75,601▼ 2.7%
EBIT margin60.6%-
Equity€5,166-€5,184▲ 0.3%€5,235▲ 1.0%
Total assets€87,050-€105,512▲ 21.2%€102,103▼ 3.2%
Debt€81,884-€100,328▲ 22.5%€96,868▼ 3.4%
Working capital€1,442-€2,985▲ 107%€3,987▲ 33.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2023: €82,108€82,108Net result 2023: €63,666€63,666Operating result 2024: €98,939€98,939Net result 2024: €77,718€77,718Operating result 2025: €97,003€97,003Net result 2025: €75,601€75,601202320242025€0€25,000€50,000€75,000€100,000Operating result 2023: €82,108€82,100Net result 2023: €63,666€63,700Operating result 2024: €98,939€98,900Net result 2024: €77,718€77,700Operating result 2025: €97,003€97,000Net result 2025: €75,601€75,600202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102,103
Fixed assets €1,248 ▼ 43.2%
Current assets €100,855 ▼ 2.4%
Equity and liabilities €102,103
Equity €5,235 ▲ 1.0%
Debt €96,868 ▼ 3.4%
Debt's share of the balance-sheet total falls from 95.1% to 94.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€98,696▼
2024 · €100,464
Cash flow
€77,294▼
2024 · €79,244
Current ratio
1.04▲
2024 · 1.03
Debt to equity
18.51▼
2024 · 19.36
ROA
74.0%▲
2024 · 73.7%
Interest coverage
148.33▲
2024 · 128.27
Debt ≤ 1 year
€96,868▼
2024 · €100,328
Income taxes
€20,736▲
2024 · €20,437
A ratio outside any meaningful range has been withheld (balance sheet total €102,103, equity €5,235).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€105,512€102,103▼
Fixed assets21/28€2,198€1,248▼
Tangible fixed assets22/27€2,198€1,248▼
Furniture and vehicles24€2,198€1,248▼
Current assets29/58€103,314€100,855▼
Amounts receivable within one year40/41€329€167▼
Other amounts receivable41€329€167▼
Cash at bank and in hand54/58€102,984€100,688▼
Equity and liabilities
Total equity and liabilities10/49€105,512€102,103▼
Equity10/15€5,184€5,235▲
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€184€235▲
Amounts payable17/49€100,328€96,868▼
Amounts payable within one year42/48€100,328€96,868▼
Trade debts44€67€159▲
Suppliers440/4€67€159▲
Taxes, remuneration and social security45€45,856€35,699▼
Taxes450/3€43,878€35,699▼
Remuneration and social security454/9€1,978-
Other amounts payable47/48€54,405€61,010▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,526€1,693▲
Other operating charges640/8€228€478▲
Non-recurring operating charges66A€93-
Gross operating margin9900€100,785€99,174▼
Operating profit (loss)9901€98,939€97,003▼
Financial charges65/66B€783€665▼
Recurring financial charges65€783€665▼
Profit (loss) for the period before taxes9903€98,155€96,338▼
Income taxes67/77€20,437€20,736▲
Profit (loss) for the period9904€77,718€75,601▼
Profit (loss) for the period to be appropriated9905€77,718€75,601▼
Appropriation of the result
Profit (loss) to be appropriated9906€77,884€75,785▼
Profit (loss) brought forward from the previous period14P€166€184▲
Profit to be distributed694/7€77,700€75,550▼
Return on contributions (dividend)694€77,700€75,550▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€135,380---
Goods, raw materials, services and sundry goods60/61€52,897---
Remuneration, social security and pensions62€1,610---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€853€1,526€1,693▲ 11.0%
Other operating charges640/8€437€228€478▲ 110%
Non-recurring operating charges66A-€93--
Gross operating margin9900€85,007€100,785€99,174▼ 1.6%
Operating profit (loss)9901€82,108€98,939€97,003▼ 2.0%
Financial charges65/66B€978€783€665▼ 15.0%
Recurring financial charges65€978€783€665▼ 15.0%
Profit (loss) for the period before taxes9903€81,130€98,155€96,338▼ 1.9%
Income taxes67/77€17,464€20,437€20,736▲ 1.5%
Profit (loss) for the period9904€63,666€77,718€75,601▼ 2.7%
Profit (loss) for the period to be appropriated9905€63,666€77,718€75,601▼ 2.7%
Line202320242025Change
Assets
Total assets20/58€87,050€105,512€102,103▼ 3.2%
Fixed assets21/28€3,724€2,198€1,248▼ 43.2%
Tangible fixed assets22/27€3,724€2,198€1,248▼ 43.2%
Furniture and vehicles24€3,724€2,198€1,248▼ 43.2%
Current assets29/58€83,326€103,314€100,855▼ 2.4%
Amounts receivable within one year40/41€852€329€167▼ 49.3%
Trade receivables40€226---
Other amounts receivable41€626€329€167▼ 49.3%
Cash at bank and in hand54/58€82,474€102,984€100,688▼ 2.2%
Equity and liabilities
Total equity and liabilities10/49€87,050€105,512€102,103▼ 3.2%
Equity10/15€5,166€5,184€5,235▲ 1.0%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14€166€184€235▲ 27.8%
Amounts payable17/49€81,884€100,328€96,868▼ 3.4%
Amounts payable within one year42/48€81,884€100,328€96,868▼ 3.4%
Trade debts44€20€67€159▲ 139%
Suppliers440/4€20€67€159▲ 139%
Taxes, remuneration and social security45€37,414€45,856€35,699▼ 22.1%
Taxes450/3€37,414€43,878€35,699▼ 18.6%
Remuneration and social security454/9-€1,978--
Other amounts payable47/48€44,450€54,405€61,010▲ 12.1%
Line202320242025Change
Profit (loss) for the period9904€63,666€77,718€75,601▼ 2.7%
+ Depreciation and write-downs630€853€1,526€1,693▲ 11.0%
Operating cash flow (approximation)€64,518€79,244€77,294▼ 2.5%
Investment in fixed assets (approximation)-€0-€743-
Change in cash-€20,511-€2,297▼ 111%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Highest result since 2023net €77,718 ▲22.1%
Operating result €98,939, net result €77,718, both a record.
10-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
221 m²
Building footprint
81 m²
Volume, LiDAR
677 m³
Parcel 41342B0512/02S000, Flanders · tallest building 8.8 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
jSoft
Burgemeester De Cocklaan 9, 9320 AalstWholesale trade
since 20222.335.279.453
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41342B0512/02S000 Flanders 221 m² 1 · 81 m² 8.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,910 companies in sector 62100 we hold annual accounts for 8,775. 3,087 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded31-08-2022
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment

Scores and ratios are computed by Checked and are not a credit decision.