Equity
€165,696 ▲ 14.3%
JSMC paid out €33,977 in dividends. That is 62% of the 2025 profit.
JSMC
Lifetime
13 annual accounts with figures on one time axispeak €111,501 (2025)
€111,501▲ 58.4%
lowest -€7,098 (2017)
€54,646▲ 118%
peak €165,696 (2025)
€165,696▲ 14.3%
€230,246▲ 28.0%
Board1 name since 2021
1 directorSmolders Jan
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €70,414 to €111,501Result from €25,064 to €54,646Dividend €33,977Equity from €145,028 to €165,696Debts from €179,850 to €230,246Investments €40,679
Key points
from the 2025 annual accountsInvestments
€40,679 2.8 × depreciation
Green is investment, beige is depreciation. Land and buildings stand 13.6% higher than in 2024.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 31 to 38 days before the end of the period.
Checked score
94
Excellent
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025highest value
05-2025: 0.3%▼ -0.1 percentage points vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.2 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: < 0.1%▼ -0.1 percentage points vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €395,942
Liquidity: current ratio 1.57, cash €66,058
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 39% of them on solvency, 55% on liquidity, 55% on profitability and 62% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as JSMC has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of JSMC itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for JSMC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (1.7 in 2024), above the usual 1.5. Short-term debt is 22.8% and cash 16.7% of total assets. However, 58.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
38 days early
2023
34 days early
2022
31 days early
2021
33 days early
2020
1 day early
2019
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0844859508
Purpose change · Legal-form change · Resignations & appointments
Change of role: Smolders Jan, from manager to director · “Het verstrekken van bedrijfsadvies op het vlak van management,financieel beheer in de ruimste zin,alsmede het…” (deed in Dutch) · General meeting of 21-08-2023 · Gazette deed
Incorporation
published on 12-04-2012 · Gazette deed
First establishment
JSMC BVBA, Paardenmarkt 87, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JSMC Antwerp | €395,942 | €111,501 | 41.8% | - |
| QUNOVA PROJECTS Antwerp | €386,421 | €101,003 | 98.7% | - |
| MB'dt Consult Antwerp | €356,184 | €101,857 | 79.5% | - |
| 4MAT Consulting Antwerp | €436,953 | €130,890 | 88.4% | - |
| MEDICAL SOLUTIONS Antwerp | €453,691 | €96,261 | 91.2% | - |
| S & S Enterprises Heist-op-den-Berg | €375,972 | €106,657 | 82.3% | - |
| JAVAST Kapellen | €420,539 | €112,375 | 88.3% | - |
These companies have the same main activity as JSMC: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €356,000 and €454,000, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 29-03-2012Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.208.302.3942000 Antwerp, since 29-03-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 03-09-2025
Annual accounts 2025
- ≈ €190,000estimated
- €395,942▲ 21.9%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on JSMC
JSMC files the micro format. That format states no turnover. The gross margin rose from €82,000 in 2013 to €111,501 in 2025.
The balance sheet grew most from 2015 to 2017 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JSMC
- What is the company number of JSMC?
- The company number of JSMC is 0844.859.508. The VAT number is the same number with BE in front: BE 0844.859.508.
- Where is JSMC based?
- The registered office is at Paardenmarkt 87, 2000 Antwerp.Company details
- What does JSMC do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of JSMC?
- JSMC is a private limited company (BV).
- When was JSMC founded?
- JSMC was founded on 29-03-2012.
- Is JSMC still active?
- Yes, JSMC is an active enterprise in the KBO register.
- What is the turnover of JSMC?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €111,501 and 109 comparable companies (NACE 70200). It probably lies between €160,000 and €230,000.Financials
- Is JSMC profitable?
- In financial year 2025, JSMC made a profit of €54,646.
- Where can I find the annual accounts of JSMC?
- JSMC filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JSMC due?
- JSMC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.