JSK Windows
ActiveJSK Windows has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.26M and a net result of €143k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 36376 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
76
/ 100
Excellent▼ -5 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▼-39
Solvency73▲+19
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.42 in 2023), and 59.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
40.6%
Return on assets
4.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
96 d late
2022
163 d late
2021
31 d late
2020
45 d late
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.71M
EBIT margin
12.5%
Net result
€143k▼ 33.2%
2023 · €215k
2018: €144k
2019: €230k
2020: €223k
2021: €82k
2022: €197k
2023: €215k
2018 → 2024
Working capital
€682k▲ 5.6%
2023 · €646k
2018: €-40k
2019: €657k
2020: €906k
2021: €66k
2022: €663k
2023: €646k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€649k-€731k▲ 12.6%€902k▲ 23.5%€1.12M▲ 23.8%€1.26M▲ 12.8%
Operating result€320k-€153k▼ 52.1%€212k▲ 38.2%€360k▲ 70.2%€281k▼ 22.0%
Net result€223k-€82k▼ 63.1%€197k▲ 140%€215k▲ 9.2%€143k▼ 33.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 22% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.11M
Fixed assets
€1.05M▼ 40.0%
Current assets
€2.06M▼ 5.3%
Equity and liabilities €3.11M
Equity
€1.26M▲ 12.8%
Debt
€1.85M▼ 34.1%
The debt ratio falls from 71.5% to 59.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€433k▼
2023 · €498k
Cash flow
€296k▼
2023 · €353k
Solvency
40.6%▲
2023 · 28.5%
Current ratio
1.49▲
2023 · 1.42
Quick ratio
0.70▲
2023 · 0.68
Debt / equity
1.47▼
2023 · 2.51
ROE
11.4%▼
2023 · 19.2%
ROA
4.6%▼
2023 · 5.5%
Interest coverage
7.33▲
2023 · 3.42
Debt
€1.85M▼
2023 · €2.80M
Debt ≤ 1 year
€1.38M▼
2023 · €1.53M
Debt > 1 year
€468k▼
2023 · €1.27M
Income taxes
€79k
Staff costs
€173k▲
2023 · €148k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.92M€3.11M▼
Fixed assets21/28€1.74M€1.05M▼
Intangible fixed assets21€14k€10k▼
Tangible fixed assets22/27€1.69M€1.00M▼
Land and buildings22€665k€51k▼
Plant, machinery and equipment23€537k€462k▼
Furniture and vehicles24€29k€12k▼
Other tangible fixed assets26€464k€477k▲
Financial fixed assets28€33k€33k=
Current assets29/58€2.18M€2.06M▼
Stocks and contracts in progress3€1.14M€1.09M▼
Stocks30/36€1.14M€1.09M▼
Amounts receivable within one year40/41€1.00M€949k▼
Trade receivables40€924k€872k▼
Other amounts receivable41€79k€77k▼
Cash at bank and in hand54/58€9k€7k▼
Deferred charges and accrued income490/1€29k€17k▼
Equity and liabilities
Total equity and liabilities10/49€3.92M€3.11M▼
Equity10/15€1.12M€1.26M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€1.10M€1.24M▲
Amounts payable17/49€2.80M€1.85M▼
Amounts payable after more than one year17€1.27M€468k▼
Financial debts170/4€1.27M€468k▼
Amounts payable within one year42/48€1.53M€1.38M▼
Current portion of amounts payable after more than one year42€57k€87k▲
Financial debts43€116k€153k▲
Credit institutions430/8€116k€153k▲
Trade debts44€359k€382k▲
Suppliers440/4€359k€382k▲
Advances received on contracts in progress46-€85k
Taxes, remuneration and social security45€55k€44k▼
Taxes450/3€36k€30k▼
Remuneration and social security454/9€19k€15k▼
Other amounts payable47/48€944k€628k▼
Income statement
Code20232024
Remuneration, social security and pensions62€148k€173k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€152k▲
Other operating charges640/8€8k€224▼
Gross operating margin9900€655k€606k▼
Operating profit (loss)9901€360k€281k▼
Financial charges65/66B€146k€59k▼
Recurring financial charges65€146k€59k▼
Profit (loss) for the period before taxes9903€215k€222k▲
Income taxes67/77-€79k
Profit (loss) for the period9904€215k€143k▼
Profit (loss) for the period to be appropriated9905€215k€143k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M€1.24M▲
Profit (loss) brought forward from the previous period14P€882k€1.10M▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 96 days late
10-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 163 days late
2023
31-12
Financial
Equity above €1MEq €1.12M ▲23.8%
6 profitable years in a row build equity to €1.12M.
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €82k ▼63.1%
Net result drops to €82k, the lowest in the series; recovery starts the following year.
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
31-12
Financial
Equity above €500kEq €649k ▲52.3%
3 profitable years in a row build equity to €649k.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 83 days late
2019
31-12
Financial
Highest result since 2018net €230k ▲59.7%
Net result €230k, the highest in the series.
31-12
Financial
Equity above €200kEq €426k ▲117%
2 profitable years in a row build equity to €426k.
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 142 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 16 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapitein Fossoullaan 341070 AnderlechtGround area
4.6 ha
Building footprint
596 m²
Volume, LiDAR
5,704 m³
2 parcels, Brussels, Wallonia · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JSK WINDOWS
since 20152.247.475.548
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043B1095/00N002 | Wallonia | 4.5 ha | 1 · 355 m² | 14.5 m · 4 fl. |
| 21308H0165/00K002 | Brussels | 1,102 m² | 1 · 241 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WILLEMS MARCEL
BE 0887.679.662
Aarschot · Eq €1.27M
D-Fence 2.0
BE 1026.524.175
Dendermonde · Eq €1.27M
INTEC
BE 0465.869.818
Houthulst · Eq €1.27M
H.A.P. Construct
BE 0642.650.635
Tielt · Eq €1.28M
DEBONDT - GROEP ALPHA
BE 0466.802.602
Pajottegem · Eq €1.30M
Of 904 companies in sector 25120 we hold annual accounts for 673. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2013
Fiscal year end31-12
Activities, NACEBEL
25120Manufacture of fabricated metal products, except machinery and equipment
43990Other specialised construction activities
43999Specialised construction activities
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.