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JSG

Active Private limited company (pre-2019)founded 2016active for 10 yearsWestkapellesteenweg 8, 8340 DammeKBO/BCE: BE 0651.722.016

Overview

Lifetime

10 annual accounts with figures on one time axis
peak €35,759 (2024)
€34,830▼ 2.6%
peak €21,130 (2025)
€21,130▲ 4.0%
peak €145,809 (2025)
€145,809▲ 16.9%
€11,869▼ 73.3%
Board1 name since 2016
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Equity from €124,679 to €145,809Debts from €44,509 to €11,869Cash from €104,473 to €34,617

Key points

from the 2025 annual accounts

Equity

€145,809 ▲ 16.9%

JSG has made a profit in every financial year since 2016.

Liquidity

14.24 was 2.55 in 2024

Short-term debts fell from €44,320 to €7,278.

Filings

10 annual accounts 6 late
AprilJune31 JulyOctober20202025

The 2019 accounts came latest: 31 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,721 companies had the same profile as JSG has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,721 companies, not a prediction for JSG. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager
  • 250 sharesdeed of 19-04-2016
  • 250 sharesdeed of 19-04-2016
  • 250 sharesdeed of 19-04-2016
and 1 other shareholderBoard & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0651722016
Registered office moved from Knokke-Heist to Oostkerke New registered office: Westkapellesteenweg 8-8340 Oostkerke · Previous registered office: Dumortierlaan 131-8300 Knokke Heist · Gazette deed
Incorporation Founding capital of €40,796.91, 750 shares · Demerger: CONDOMINIUM splits off to JSG · Appointment: (manager) · published on 19-04-2016 · Gazette deed
First establishment Westkapellesteenweg 8, Damme
All 18 events

Official details

Source: KBO
Status
Active since 05-04-2016Normal situation
Activity
“Onderneming in roerende en onroerende goederen,en het optreden als makelaar of bouw promotor in…” (deed in Dutch)From the articles, 16 activitiesNo NACE code in the KBO yet
Establishment unit
2.252.286.9468340 Damme, since 05-04-2016
Financial year end
31 December
Peppol
Reachable since 10-10-2025
Company details

Annual accounts 2025

€34,830▼ 2.6%
≈ €140,000estimated
€21,130▲ 4.0%
€145,809▲ 16.9%
€157,678▼ 6.8%
Filing
Filed on 31-08-2026
Financials

Insights on JSG

JSG files the micro format. That format states no turnover. The gross margin rose from €11,975 in 2016 to €34,830 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-08-2026, 31 days late
€34,830
▼ 2.6%
€28,510
▼ 4.4%
€30,480
▼ 3.4%
€23,099
▲ 4.7%
92.5%
▲ 18.8 percentage points
14.24
▲ 11.68

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €140,000. Estimated: probably between €84,000 and €250,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €157,678 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 157,678169,188129,642128,742124,391106,25592,00685,25367,61266,987
21/28 54,06856,09851,21352,52153,83055,13850,91643,26941,57642,050
22/27 51,96253,93249,04750,35551,66452,97248,75041,10341,57642,050
22 46,43047,73849,04750,35551,66452,97248,75041,10341,57642,050
26 5,5326,194--------
28 2,1062,1662,1662,1662,1662,1662,1662,166--
29/58 103,610113,09078,43076,22170,56151,11741,09141,98526,03624,937
40/41 55,9944,1002002265,4509,5092,799-706706
40 1,8664,100200--4,285600---
41 54,128-02265,4505,2242,199-706706
54/58 34,617104,47375,00072,32362,50641,60738,29241,98524,02211,411
490/1 12,9994,5173,2293,6722,605---1,30812,820
Balance sheet: equity and liabilities
10/49 157,678169,188129,642128,742124,391106,25592,00685,25367,61266,987
10/15 145,809124,679104,35495,23779,35074,56963,17661,32958,13253,487
10/11 40,79740,79740,79740,79740,79740,79740,79740,79740,797-
10 ---------40,797
100 ------40,79740,79740,79740,797
13 105,01283,88263,55754,44038,55333,77222,37920,53213,2748,629
130/1 2,2852,2852,2852,2852,2852,285----
130 ------2,2852,2851,9221,672
1311 2,2852,2852,2852,2852,2852,285----
133 102,72781,59761,27252,15536,26831,48720,09418,24711,3526,957
14 -00-----4,0614,061
17/49 11,86944,50925,28833,50645,04131,68628,83023,9249,48013,500
42/48 7,27844,32024,83928,81944,09129,09724,79920,1007,94012,000
44 1,0421,6587,1211,7781,8821,0253,1603,034--
440/4 1,0421,6587,1211,7781,8821,0253,1603,034--
45 6,2366,5544,5251,2396,3008,7002,4377,1215,45212,000
450/3 6,2366,5544,5251,2396,3008,7002,4377,1215,4525,000
454/9 ---------7,000
47/48 036,10813,19325,80335,91019,37319,2029,9452,488-
492/3 4,5911894494,6869502,5884,0323,8251,5401,500
Income statement
70 ---------26,456
9900 34,83035,75920,68929,07622,52622,4446,69010,66810,55511,975
60/61 ---------14,481
630 1,9701,7281,3081,3081,3089812344744741,749
640/8 4,3514,2234,0643,7183,6343,6073,6774,7233,2492,515
9901 28,51029,80915,31624,05017,58317,8572,7795,4716,8337,711
75/76B 2,71226052-24019--
75 2,71226052-24019--
65/66B 2322595697751,07293863159915337
65 2322595697751,07293863159915337
9903 30,99029,81014,75223,27816,51116,9432,1484,8926,6807,674
67/77 9,8619,4853,6347,3914,7745,5503011,6942,0342,294
9904 21,13020,32511,11715,88711,73811,3931,8463,1974,6455,380
9905 21,13020,32511,11715,88711,73811,3931,8463,1974,6455,380
Appropriation of the result
9906 21,13020,32511,11715,88711,73811,3931,8467,2588,7069,361
14P ---------3,981
791/2 ----6,957-----
691/2 21,13020,3259,11715,88711,73811,3931,8467,2584,6455,300
6920 -------363250-
6921 21,13020,3259,11715,88711,73811,3931,8466,8964,3955,300
694/7 -02,000-6,957-----
694 ----6,957-----
695 -02,000-------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 10 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00496571.

Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00496571 PDF
31-12-2024 micro format 31-07-2025 2025-00355982 PDF
31-12-2023 micro format 30-08-2024 2024-00441656 PDF
31-12-2022 micro format 31-07-2023 2023-00308126 PDF
31-12-2021 micro format 15-06-2022 2022-20067880 PDF
31-12-2020 micro format 22-08-2021 2021-51500548 PDF
31-12-2019 micro format 31-08-2020 2020-49900123 PDF
31-12-2018 micro format 28-08-2019 2019-53100369 PDF
31-12-2017 micro format 13-08-2018 2018-45200120 PDF
31-12-2016 micro format 02-06-2017 2017-14800291 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
30,48031,53716,62425,35918,89218,8373,0135,9457,3079,460
23,09922,05312,42617,19513,04612,3742,0813,6715,1197,129
-616,6130005,2037,8812,166-0122,835
-69,85629,4732,6779,81720,8983,315-3,69317,96312,611-
96,33268,77053,59147,40226,47022,01916,29221,88518,09612,937
---------29.1%
92.5%73.7%80.5%74.0%63.8%70.2%68.7%71.9%86.0%79.8%
14.242.553.162.641.601.761.662.093.282.08
0.080.360.240.350.570.420.460.390.160.25
14.5%16.3%10.7%16.7%14.8%15.3%2.9%5.2%8.0%10.1%
13.4%12.0%8.6%12.3%9.4%10.7%2.0%3.8%6.9%8.0%
over 100over 10029.1932.7317.62----over 100
---------10 days

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets-€6,613---
€1,970€1,728€1,308€1,308€1,308

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on JSG

The operating result for 2025 is 4% lower than in 2024.

Debt's share of the balance-sheet total falls from 26.3% to 7.5%. Equity is higher and debt is lower.

Board & ownership

Board

1 director, since incorporation
Manager (not named in the articles)
appointed by deed of 19-04-2016 term without a fixed end
listed in the 2025 annual accounts, filed on 31-08-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Hun mandaat is onbezoldigd, tenzij de algemene vergadering anders beslist. Een zaakvoerder kan nochtans ontslag nemen. Het aantal…”
deed of 19-04-2016

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Manager (not named in the articles)
Board
Mandates as a list
    • Manager (not named in the articles), appointed by deed of 19-04-2016, still in office

See the board, name and registered office on a given date →

Control

Founders
, ,
and 1 other
This company
JSG
Equity €145,809
Profit €21,130 in 2025

Capital

Capital
€40,796.91
Shares
750
Contribution per share
€54.40
Equity per share
€194 in 2025
Source
deed of 19-04-2016

Articles of association

deed of 19-04-2016 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of May at 13:00

Shareholders

At incorporation deed of 19-04-2016 ↗
  • 250 shares (33.3%)
  • 250 shares (33.3%)
  • 250 shares (33.3%)
  • 250 shares

Network & group

No group

JSG has no parent and no holdings in its annual accounts. is the only director. JSG shares no director with another company.

At the same address

Westkapellesteenweg 8, 8340 Damme · 1 other company
Traiteur Patrick Gobert
registered office since 01-07-2003
founded in 2003
0860.413.952

Timeline

Timeline

18 events since 2016

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Highest result from 2016 to 2025 net €21,130 ▲4% The net result of €21,130 is the highest of those years.
Liquidity more than 5 times current ratio 14.24 The current ratio rises from 2.55 to 14.24. Short-term debt falls from €44,320 to €7,278.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0651722016
Annual accounts 2024 filed PDFmicro format · on the deadline day
2024
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Equity above €100,000 equity €104,354 ▲9.6% With a profit in every financial year since 2016, equity grows to €104,354.
Annual accounts 2022 filed PDFmicro format · on the deadline day
2022
Annual accounts 2021 filed PDFmicro format · 46 days before the deadline
2021
Annual accounts 2020 filed PDFmicro format · 22 days late
2020
Annual accounts 2019 filed PDFmicro format · 31 days late
2019
Weakest financial year net €1,846 ▼42.3% The net result drops to €1,846, the lowest from 2016 to 2025. It recovers the following year.
Annual accounts 2018 filed PDFmicro format · 28 days late
Registered office moved from Knokke-Heist to OostkerkeNew registered office: Westkapellesteenweg 8-8340 Oostkerke · Previous registered office: Dumortierlaan 131-8300 Knokke Heist1 point ▸
  • Registered-office move, Westkapellesteenweg 8-8340 Oostkerke
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2018
Annual accounts 2017 filed PDFmicro format · 13 days late
2017
Annual accounts 2016 filed PDFmicro format · 59 days before the deadline
2016
IncorporationFounding capital of €40,796.91, 750 shares · Demerger: CONDOMINIUM splits off to JSG · Appointment: (manager) · published on 19-04-20168 points ▸
  • General meeting, 22-03-2016
  • Founding capital, €40,796.91, 750 shares
  • holds 250 shares
  • holds 250 shares
  • holds 250 shares
  • Accounting effect, 01-10-2015
  • Capital, €40,796.91, 750 shares
  • Director appointment, (manager (not named in the articles))
  • The deed holds 7 more points.

Open the deed in the Belgian Official Gazette

First establishment Westkapellesteenweg 8, Damme

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 5 April 2016, JSG was incorporated by four natural persons, with a starting capital of €40,797.12 In 2019 the registered office moved to Oostkerke.3 is manager of the company, appointed by deed of 19-04-2016.2 Total assets went from €85,253 in 2018 to €157,678 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-04-2016
  3. 3Belgian Official Gazette, 15-01-2019
  4. 4National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0651.722.016
VAT number
BE 0651.722.016
Peppol ID
0208:0651722016
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
05-04-2016
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Saturday of May at 13:00
deed of 19-04-2016 (in Dutch)
Peppol
Reachable since 10-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
JSG in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-04-2016 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Dumortierlaan 131, 8300 Knokke-Heist”
deed of 19-04-2016 (in Dutch)

Activities

PurposeThe purpose describes the activities the company may carry out under its articles.
“Onderneming in roerende en onroerende goederen,en het optreden als makelaar of bouw promotor in de meest ruime zin,met uitzondering van de…”
16 activities
  1. Onderneming in roerende en onroerende goederen,en het optreden als makelaar of bouw promotor in de meest ruime zin,met uitzondering van de activiteiten die vallen onder het toepassingsgebied van de kaderwet van één maart 1976 tot reglementering van de beroepstitel en het Koninklijk Besluit van 6 september 1993
  2. Alle bemiddeling,dienstverlening en service bij verrichtingen van roerende en onroerende aard
  3. Agent en/of makelaar in verzekeringen,eveneens voor Belgische en voor buitenlandse vennootschappen
  4. Leasing,financieringen en leningen
  5. Verwerven,bouwen,ruilen,laten bouwen,verbouwen,in huur geven of nemen,onderhuren of -verhuren,verkopen en omvormen,verkavelen en uitbaten,beheren van alle onroerende goederen in de breedste zin,zoals appartementen,kantoren,winkels,woningen,studentenhomes,gronden,wouden,waters en domeinen
  6. Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het oordeelkundig beheer,uitbreiding,verfraaiing en transformatie van een eigen onroerend patrimonium,zoals onroerende goederen verwerven,laten bouwen en verbouwen,laten opschikken,laten uitrusten,ombouwen,verfraaien,in huur geven of nemen,verkavelen,onderhouden,ontwikkelen en uitbaten,urbaniseren,vervreemden en ruilen met het oog op beheer,wederbelegging en opbrengst
  7. Het toestaan van alle waarborgen,het zich borg stellen,het verpanden van alle roerende goederen,het met hypotheek bezwaren van alle onroerende goederen ten voordele van derden,bestuurders,aandeelhouders en vennootschappen,evenals hun leningen,voorschotten en kredieten toestaan,uiteraard behoudens de wettelijke beperkingen en/of uitsluitingen terzake
  8. Het verwerven,opbouwen en beheren van deelnemingen en belangen,in welke vorm ook,in allerlei bestaande of op te richten al dan niet beursgenoteerde vennootschappen,verenigingen en instellingen die industriële,financiële,onroerende,commerciële of burgerlijke activiteiten uitoefenen,die recurrente inkomsten genereren en die tevens gezonde groeiperspectieven op lange termijn bieden
  9. Het beheren en valoriseren van deze deelnemingen en belangen,evenals het verlenen van alle managementbijstand,het waarnemen van mandaten als bestuurder of vereffenaar en het ter beschikking stellen van personen gespecialiseerd in het adviseren en/of besturen van ondernemingen,dit alles in de meest ruime zin
  10. Advies,bijstand en know-how verlenen in alle domeinen waarin zij competent is,zoals marketing,promotie,ontwikkeling,research,design,handel en productie,secretariaat,bedrijfs- en financieel beheer,en al wat daarmede rechtstreeks of onrechtstreeks verband houdt
  11. Advies,bijstand en tussenkomst bij het tot stand brengen en afsluiten,als makelaar of agent van verzekeringscontracten en herverzekeringscontracten,rechtstreeks of onrechtstreeks,zowel in binnen- en buitenland
  12. Land- en tuinbouwgronden verpachten of zelf land- en tuinbouwbedrijven uitbaten
  13. Alle handelsfondsen,met inbegrip van hoteluitbatingen,serviceflats,rusthuizen,winkels,horeca uitbatingen en vakantieoorden,vergunningen,octrooien,licenties en fabrieksmerken aankopen,in huur nemen,verhuren,onderhuren en verhuren,verkopen en ruilen,commercialiseren,exploiteren,in concessie geven en in concessie nemen
  14. De organisatie van business meetings,handelsmissies,professionele contacten,zowel in binnen- als in buitenland,en alles wat daarmede verband houdt,inbegrepen het zorgen voor maaltijden,overnachtingen,vergaderruimten,logistieke en intellectuele bijstand
  15. Trading in de meest ruime zin
  16. De aankoop,verkoop,huur,verhuur,onderhoud,plaatsing,herstelling,fabricatie,invoer,uitvoer,ontwikkeling,conceptie,inplanting en organisatie,financiering en leasing,evenals alle industriële,handels-,financiële,roerende- en onroerende verrichtingen,hoegenaamd ook,die rechtstreeks of onrechtstreeks betrekking hebben op gegevensverwerkende systemen of gedeelten ervan,zowel wat betreft de apparatuur,de programmatie als de benodigdheden in verband ermee,met adviezen en gegevensverwerking en gegevensanalysen
deed of 19-04-2016 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Westkapellesteenweg 8 registered office 8340 Damme 5520301 Holiday cottages, homes and apartments 05-04-2016 2.252.286.946
1 former office
  • Dumortierlaan 131, 8300 Knokke Heist until 01-12-2018 · deed of 15-01-2019

Buildings and parcels at the address

Ground area
259 m²
Buildings
259 m²
Volume, LiDAR
1,314 m³
Tallest building
8.4 m
Buildings to scale, each on its own parcel
259 m², 8.4 m 259 m², 8.4 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
31023A0405/00C000259 m² 1 · 259 m² 8.4 m · 2