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JSF

Active
Private limited companyfounded 2014active for 12 yearsGompelbaan 159, 2400 Mol, BelgiumKBO/BCE: BE 0558.973.386
Summary

JSF has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €401,639 and a net result of €173,362. Equity is growing by about 22% per year across the filed financial years. Its solvency ranks better than 30% of 9,615 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Plastering work
NACE 43310
1 site
Size
€1.4mtotal assets 2025
Staff
5.3 FTE
Equity
€401,639
Profit
€173,362
Turnover not published (abbreviated format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 112 days early0 of 3 deeds read
Why 84raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 1.40, cash €583,657Figures for financial year 2025 (filed 08-01-2026)Founded in 2014Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 53-19
equity 28.0% of total assets
Liquidity 78-13
short-term debt 45.4% · cash 40.6%
Profitability 84-2
return on assets 12.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,541 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.3%▲ +0.2 percentage points vs 01-2026highest value 03-2026: 0.3%● unchanged vs 02-2026highest value 04-2026: 0.3%● unchanged vs 03-2026highest value 05-2026: 0.3%● unchanged vs 04-2026highest value 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.4, compared with 2.63 in 2024; short-term debt: 45.4% and cash: 40.6% of total assets), and 72% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 76% on liquidity, 67% on profitability and 11% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.40, cash €583,657
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed 08-01-2026)
NBB · annual accounts
lowers risk · Founded in 2014
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-01-2026, 112 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
112 days early
2024
128 days early
2023
68 days early
2022
25 days early
2021
78 days early
2020
95 days early
2019
97 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 86 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 11 February (4 of the last 5 filed years within 50 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Positive: Among the best 16% on net resultsector median €27,560 · 9,608 companies €173,362 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: Equity fell in 2025from €673,278 to €401,639 ▼ 40.3% View
  • Positive: 7 profitable years in a rowprofit 2025: €173,362 7 years View

By topic

Financials

Financial year
2025
Total assets
€1.4m
Profit
€173,362
Solvency
28.0%
Total assets▼ 0.1%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2016
Next accounts
by 30-04-2027
  1. 30-09-2023Highest result from 2019 to 2025
  2. 30-09-2023Equity above €500,000
  3. 05-04-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Plastering workNACE 43310
Founded
12-08-2014
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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