JSE Consult
ActiveJSE Consult is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5k and a net result of €312. Equity is shrinking by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 486 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
56 d early
2024
66 d early
2023
119 d early
2022
75 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€5k▼ 86.3%
2024 · €39k
2022: €37k
2023: €21k
2024: €39k
2022 → 2025
Net result
€312▼ 99.0%
2024 · €30k
2022: €32k
2023: €26k
2024: €30k
2022 → 2025
Total assets
€19k▼ 57.7%
2024 · €46k
2022: €57k
2023: €59k
2024: €46k
2022 → 2025
Solvency
27.4%▼ 57.3pp
2024 · 84.7%
2022: 64.7%
2023: 36.2%
2024: 84.7%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€37k-€21k▼ 41.7%€39k▲ 81.4%€5k▼ 86.3%
Operating result€41k-€34k▼ 15.9%€39k▲ 13.9%€2k▼ 95.3%
Net result€32k-€26k▼ 18.1%€30k▲ 14.9%€312▼ 99.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€118▼ 92.1%
Current assets
€19k▼ 56.5%
Equity and liabilities €19k
Equity
€5k▼ 86.3%
Debt
€14k▲ 101%
The debt ratio rises from 15.3% to 72.6%: debt grows while equity shrinks.
Key figures and ratios
Solvency
27.4%▼
2024 · 84.7%
ROE
5.9%▼
2024 · 76.8%
ROA
1.6%▼
2024 · 65.1%
Debt
€14k▲
2024 · €7k
Debt ≤ 1 year
€14k▲
2024 · €7k
Income taxes
€1k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€46k€19k▼
Fixed assets21/28€1k€118▼
Tangible fixed assets22/27€1k€118▼
Furniture and vehicles24€1k€118▼
Current assets29/58€44k€19k▼
Amounts receivable within one year40/41€10k-
Other amounts receivable41€10k-
Cash at bank and in hand54/58€34k€19k▼
Equity and liabilities
Total equity and liabilities10/49€46k€19k▼
Equity10/15€39k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€34k€312▼
Amounts payable17/49€7k€14k▲
Amounts payable within one year42/48€7k€14k▲
Current portion of amounts payable after more than one year42€1k-
Trade debts44€412€17▼
Suppliers440/4€412€17▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48-€13k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€794€1k▲
Gross operating margin9900€47k€4k▼
Operating profit (loss)9901€39k€2k▼
Financial charges65/66B€203€148▼
Recurring financial charges65€203€148▼
Profit (loss) for the period before taxes9903€39k€2k▼
Income taxes67/77€9k€1k▼
Profit (loss) for the period9904€30k€312▼
Profit (loss) for the period to be appropriated9905€30k€312▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€34k▼
Profit (loss) brought forward from the previous period14P€16k€34k▲
Profit to be distributed694/7€12k€34k▲
Return on contributions (dividend)694€12k€34k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €312 ▼99%
Net result drops to €312, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity times 5current ratio 6.32
Current ratio from 1.38 to 6.32; short-term debt falls from €36k to €7k.
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hermelijnlaan 71170 Watermaal-BosvoordeGround area
140 m²
Building footprint
61 m²
Volume, LiDAR
541 m³
Parcel 21652E0067/00P006, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JSE Consult
since 20222.328.480.446
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0067/00P006 | Brussels | 140 m² | 1 · 61 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,668 companies in sector 66220 we hold annual accounts for 3,216. 604 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2022
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
66191Agents and brokers in banking services
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.