JSCOMPTA
ActiveJSCOMPTA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €114k and a net result of €30k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-24
Solvency48▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.6 against 1.49 in 2023; short-term debt: 55.2% and cash: 0.4% of total assets), and 77.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 15368 sector peers (2024).
NBB · sector comparisonPosition among 15368 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-08-2025, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
5 d late
2023
15 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
39 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€114k▲ 7.3%
2023 · €106k
2018: €53k
2019: €75k
2020: €48k
2021: €34k
2022: €52k
2023: €106k
2018 → 2024
Total assets
€504k▲ 93.9%
2023 · €260k
2018: €250k
2019: €300k
2020: €240k
2021: €187k
2022: €233k
2023: €260k
2018 → 2024
Net result
€30k▼ 57.5%
2023 · €72k
2018: €18k
2019: €23k
2020: €-27k
2021: €-14k
2022: €25k
2023: €72k
2018 → 2024
Working capital
€-112k
2023 · €56k
2018: €48k
2019: €95k
2020: €98k
2021: €56k
2022: €59k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€48k-€34k▼ 28.3%€52k▲ 50.6%€106k▲ 105%€114k▲ 7.3%
Operating result€-24k-€-11k▲ 55.4%€38k€53k▲ 38.2%€49k▼ 7.1%
Net result€-27k-€-14k▲ 50.5%€25k€72k▲ 187%€30k▼ 57.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 7% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €504k
Fixed assets
€338k▲ 277%
Current assets
€166k▼ 2.5%
Equity and liabilities €504k
Equity
€114k▲ 7.3%
Debt
€391k▲ 154%
The debt ratio rises from 59.2% to 77.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▼
2023 · €56k
Cash flow
€32k▼
2023 · €75k
Solvency
22.6%▼
2023 · 40.8%
Current ratio
0.60▼
2023 · 1.49
Quick ratio
0.60▼
2023 · 1.49
Debt / equity
3.43▲
2023 · 1.45
ROE
26.8%▼
2023 · 67.7%
ROA
6.0%▼
2023 · 27.6%
Interest coverage
7.73▼
2023 · 9.99
Debt
€391k▲
2023 · €154k
Debt ≤ 1 year
€278k▲
2023 · €114k
Debt > 1 year
€106k▲
2023 · €34k
Income taxes
€18k▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€260k€504k▲
Fixed assets21/28€90k€338k▲
Tangible fixed assets22/27€3k€1k▼
Land and buildings22€236€0▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€87k€337k▲
Current assets29/58€170k€166k▼
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Amounts receivable within one year40/41€60k€60k▼
Trade receivables40€24k€15k▼
Other amounts receivable41€36k€45k▲
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€260k€504k▲
Equity10/15€106k€114k▲
Contributions10/11€6k€6k=
Reserves13€100k€108k▲
Distributable reserves133€100k€108k▲
Amounts payable17/49€154k€391k▲
Amounts payable after more than one year17€34k€106k▲
Financial debts170/4€34k€106k▲
Amounts payable within one year42/48€114k€278k▲
Current portion of amounts payable after more than one year42€18k€22k▲
Financial debts43€5k€179k▲
Credit institutions430/8€5k€179k▲
Trade debts44€22k€3k▼
Suppliers440/4€22k€3k▼
Taxes, remuneration and social security45€41k€38k▼
Taxes450/3€41k€38k▼
Other amounts payable47/48€28k€36k▲
Accrued charges and deferred income492/3€6k€7k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k-
Other operating charges640/8€15k€6k▼
Gross operating margin9900€61k€56k▼
Operating profit (loss)9901€53k€49k▼
Financial income75/76B€47k€5k▼
Recurring financial income75€47k€5k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€94k€48k▼
Income taxes67/77€22k€18k▼
Profit (loss) for the period9904€72k€30k▼
Profit (loss) for the period to be appropriated9905€72k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€30k▼
Transfer from equity791/2€18k€23k▲
Transfer to equity691/2€72k€30k▼
To other reserves6921€72k€30k▼
Profit to be distributed694/7€18k€23k▲
Return on contributions (dividend)694€18k€23k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 15 days late
2023
31-12
Financial
Highest result since 2018net €72k ▲187%
Operating result €53k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €106k ▲105%
2 profitable years in a row build equity to €106k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-27k ▼221%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 16 days late
2016
15-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2015
Ground area
624 m²
Building footprint
226 m²
Volume, LiDAR
3,015 m³
2 parcels, Wallonia · tallest building 16.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JSCOMPTA
since 20152.238.592.823
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62806C0578/00Y002 | Wallonia | 494 m² | 1 · 158 m² | 14.4 m · 5 fl. |
| 62806C0642/00Y007 | Wallonia | 130 m² | 1 · 67 m² | 16.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,172 companies in sector 69201 we hold annual accounts for 7,638. 6,512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2008
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.