Skip to content

JS Training & Solutions

Active
Private limited companyfounded 20241 yr activeHanterstraat 21, 3730 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 1017.506.343

JS Training & Solutions has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €21k. Its solvency ranks better than 52% of 2017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
86 / 100
Excellent
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency91
Growth-
Stability67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.17), but 53.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.4%
Return on assets
41.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
25 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€24k
Total assets
€51k
Net result
€21k
Working capital
€26k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €51k
Fixed assets €2k
Current assets €49k
Equity and liabilities €51k
Equity €24k
Debt €27k
Debt finances 53.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€31k
Cash flow
€21k
Solvency
46.4%
Current ratio
2.17
Quick ratio
2.17
Debt / equity
1.15
ROE
89.4%
ROA
41.5%
Interest coverage
6.93
Debt
€27k
Debt ≤ 1 year
€22k
Debt > 1 year
€5k
Income taxes
€6k
Staff costs
€34k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€51k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Furniture and vehicles24€2k
Current assets29/58€49k
Amounts receivable within one year40/41€28k
Trade receivables40€9k
Other amounts receivable41€18k
Cash at bank and in hand54/58€21k
Equity and liabilities
Total equity and liabilities10/49€51k
Equity10/15€24k
Contributions10/11€3k
Reserves13€21k
Distributable reserves133€21k
Amounts payable17/49€27k
Amounts payable after more than one year17€5k
Financial debts170/4€5k
Amounts payable within one year42/48€22k
Current portion of amounts payable after more than one year42€3k
Trade debts44€308
Suppliers440/4€308
Taxes, remuneration and social security45€19k
Taxes450/3€11k
Remuneration and social security454/9€8k
Income statement Code2025
Remuneration, social security and pensions62€34k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€155
Other operating charges640/8€3k
Gross operating margin9900€68k
Operating profit (loss)9901€31k
Financial income75/76B€505
Recurring financial income75€505
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€27k
Income taxes67/77€6k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
Transfer to equity691/2€21k
To other reserves6921€21k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hanterstraat 213730 Bilzen-Hoeselt
Ground area
5,741 m²
Building footprint
1,977 m²
Volume, LiDAR
1,111 m³
2 parcels, Flanders · tallest building 8.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rijopleiding Asco
Blaarstraat 99, 3700 Tongeren-BorgloonNACE 45111
since 20242.368.702.485
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73348B0223/00F002 Flanders 5,604 m² 1 · 1,728 m² -
73032A0313/00V000 Flanders 137 m² 1 · 249 m² 8.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,034 companies in sector 85531 we hold annual accounts for 345. 262 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL
85531Driving schools for cars and motorcycles
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.