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JS STORE

Active
Private limited companyfounded 20178 yrs activeTourcoingstraat 90, 7700 Mouscron, BelgiumKBO/BCE: BE 0684.952.731

JS STORE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €3k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 75% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
68 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▼-41
Solvency88▼-1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.82 in 2023; short-term debt: 36.3% and cash: 50.6% of total assets), and 36.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
56 d late
2022
57 d late
2021
57 d late
2020
54 d late
2019
69 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€101k▲ 2.6%
2023 · €98k
2018: €18k 2019: €31k 2020: €44k 2021: €58k 2022: €77k 2023: €98k
2018 → 2024
Total assets
€160k▲ 4.5%
2023 · €153k
2018: €43k 2019: €74k 2020: €89k 2021: €90k 2022: €119k 2023: €153k
2018 → 2024
Net result
€3k▼ 88.0%
2023 · €21k
2018: €15k 2019: €13k 2020: €13k 2021: €14k 2022: €18k 2023: €21k
2018 → 2024
Working capital
€101k▲ 2.9%
2023 · €98k
2018: €18k 2019: €39k 2020: €46k 2021: €58k 2022: €77k 2023: €98k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€44k-€58k▲ 32.4%€77k▲ 31.6%€98k▲ 27.8%€101k▲ 2.6%
Operating result€17k-€19k▲ 12.3%€24k▲ 27.6%€27k▲ 16.0%€6k▼ 78.0%
Net result€13k-€14k▲ 12.6%€18k▲ 29.1%€21k▲ 15.7%€3k▼ 88.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2020: €17k€17kNet result 2020: €13k€13kOperating result 2021: €19k€19kNet result 2021: €14k€14kOperating result 2022: €24k€24kNet result 2022: €18k€18kOperating result 2023: €27k€27kNet result 2023: €21k€21kOperating result 2024: €6k€6kNet result 2024: €3k€3k20202021202220232024
The operating result falls in 2024; 2024 is 78% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €160k
Fixed assets €1k▼ 9.0%
Current assets €158k▲ 4.6%
Equity and liabilities €160k
Equity €101k▲ 2.6%
Debt €59k▲ 7.8%
The debt ratio rises from 35.6% to 36.8%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€7k
2023 · €28k
Cash flow
€3k
2023 · €22k
Solvency
63.2%
2023 · 64.4%
Current ratio
2.74
2023 · 2.82
Quick ratio
1.74
2023 · 1.99
Debt / equity
0.58
2023 · 0.55
ROE
2.5%
2023 · 21.7%
ROA
1.6%
2023 · 14.0%
Interest coverage
2.92
2023 · 172.68
Debt
€59k
2023 · €54k
Debt ≤ 1 year
€58k
2023 · €54k
Income taxes
€1k
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€153k€160k
Fixed assets21/28€1k€1k
Tangible fixed assets22/27€1k€1k
Plant, machinery and equipment23€158€56
Furniture and vehicles24€1k€1k
Current assets29/58€152k€158k
Stocks and contracts in progress3€45k€58k
Stocks30/36€45k€58k
Amounts receivable within one year40/41€1k€20k
Trade receivables40-€17k
Other amounts receivable41€1k€3k
Cash at bank and in hand54/58€106k€81k
Deferred charges and accrued income490/1€71€32
Equity and liabilities
Total equity and liabilities10/49€153k€160k
Equity10/15€98k€101k
Contributions10/11€3k€3k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Profit (loss) carried forward14€88k€91k
Amounts payable17/49€54k€59k
Amounts payable within one year42/48€54k€58k
Financial debts43€9€3k
Credit institutions430/8€9€3k
Trade debts44€33k€31k
Suppliers440/4€33k€31k
Taxes, remuneration and social security45€21k€24k
Taxes450/3€21k€24k
Accrued charges and deferred income492/3€717€827
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€182€623
Other operating charges640/8€1k€4k
Gross operating margin9900€29k€11k
Operating profit (loss)9901€27k€6k
Financial income75/76B€36-
Recurring financial income75€36-
Financial charges65/66B€160€2k
Recurring financial charges65€160€2k
Profit (loss) for the period before taxes9903€27k€4k
Income taxes67/77€6k€1k
Profit (loss) for the period9904€21k€3k
Profit (loss) for the period to be appropriated9905€21k€3k
Appropriation of the result
Profit (loss) to be appropriated9906€88k€91k
Profit (loss) brought forward from the previous period14P€67k€88k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
29-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial Weakest financial yearnet €3k ▼88%
Net result drops to €3k, the lowest in the series.
31-12
Financial Equity above €100kEq €101k ▲2.6%
7 profitable years in a row build equity to €101k.
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
2023
31-12
Financial Highest result since 2018net €21k ▲15.7%
Operating result €27k, net result €21k, both a record.
26-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
26-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
23-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 54 days late
2020
08-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
30-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
26-04-2024 Resigned as Managing director
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tourcoingstraat 907700 Mouscron
Ground area
1,747 m²
Building footprint
125 m²
Volume, LiDAR
2,292 m³
Parcel 54433E0625/00L000, Wallonia · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
JS STORE
Tourcoingstraat 90, 7700 MouscronRetail trade
since 20182.271.792.656
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
54433E0625/00L000 Wallonia 1,747 m² 1 · 125 m² 23.4 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Mouscron/Moeskroen2.271.792.656
1 permission
Toelating · Detailhandel · since 31-01-2018

Similar companies · same sector, comparable size

Of 10,527 companies in sector 47110 we hold annual accounts for 5,862. 4,647 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded23-11-2017
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47260Retail trade
61200Telecommunications resale and intermediation services
61900Telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:jawadmaher007@gmail.com
Enterprise
Phone:0466363695
Enterprise