Skip to content

JS Smile

Active
Private limited companyfounded 2023active for 3 yearsKasterlindenstraat 22, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 1000.598.748
Summary

The computed 12-month bankruptcy probability of JS Smile is 2.6% (moderate). The 2025 annual accounts show equity of €64,926 and a net result of €91,497. The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known1 site
Size
€106,635total assets 2025
Equity
€64,926
Profit
€91,497
Turnover not published (micro format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts 43 days early0 of 1 deed read
Why 53raises riskFounded in 2023Liquidity: current ratio 2.43lowers riskSize: total assets €106,635Equity €64,926 (60.9% of total assets)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 67% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency 86
equity 60.9% of total assets
Liquidity 64
short-term debt 39.1%
Profitability 100
return on assets 85.8%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 2.5%lowest value 12-2024: 2.6%▲ +0.1 percentage points vs 11-2024 01-2025: 3.0%▲ +0.4 percentage points vs 12-2024 02-2025: 3.2%▲ +0.2 percentage points vs 01-2025 03-2025: 3.5%▲ +0.3 percentage points vs 02-2025 04-2025: 3.5%● unchanged vs 03-2025 05-2025: 3.7%▲ +0.2 percentage points vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 3.6%▼ -0.1 percentage points vs 06-2025 08-2025: 3.6%● unchanged vs 07-2025 09-2025: 4.0%▲ +0.4 percentage points vs 08-2025 10-2025: 4.0%● unchanged vs 09-2025 11-2025: 4.8%▲ +0.8 percentage points vs 10-2025highest value 12-2025: 4.8%● unchanged vs 11-2025highest value 01-2026: 2.9%▼ -1.9 percentage points vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 2.9%● unchanged vs 02-2026 04-2026: 2.9%● unchanged vs 03-2026 05-2026: 2.8%▼ -0.1 percentage points vs 04-2026 06-2026: 2.6%▼ -0.2 percentage points vs 05-2026 07-2026: 2.6%● unchanged vs 06-2026 08-2026: 2.6%● unchanged vs 07-2026 09-2026: 2.6%● unchanged vs 08-2026 10-2026: 2.6%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.43; short-term debt: 39.1% of total assets), and 39.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 51% on solvency, 60% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 2.43
NBB · annual accounts
lowers risk · Size: total assets €106,635
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €64,926 (60.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
43 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Total assets 2025first financial year filed €106,635 View
  • Active since 2023founded 02-10-2023 3 years View

By topic

Financials

Financial year
2025
Total assets
€106,635
Profit
€91,497
Solvency
60.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Founded
02-10-2023
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.