JS PRODUCTS
ActiveSummary
JS PRODUCTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €387k and a net result of €102k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability80▼-1
Solvency60▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.83 in 2023; short-term debt: 25.7% and cash: 18.3% of total assets), but 65.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
31 d late
2023
30 d late
2022
42 d early
2021
28 d late
2020
30 d late
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€102k▲ 6.7%
2023 · €96k
2018: €2klowest in 7 years
2019: €9k▲ +358% vs 2018
2020: €45k▲ +412% vs 2019
2021: €49k▲ +8.2% vs 2020
2022: €48k▼ -2.3% vs 2021
2023: €96k▲ +99.4% vs 2022
2024: €102k▲ +6.7% vs 2023highest in 7 years
2018 → 2024
Working capital
€275k▲ 39.4%
2023 · €198k
2018: €29k
2019: €25k▼ -13.4% vs 2018lowest in 7 years
2020: €77k▲ +208% vs 2019
2021: €134k▲ +72.8% vs 2020
2022: €309k▲ +131% vs 2021highest in 7 years
2023: €198k▼ -36.0% vs 2022
2024: €275k▲ +39.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€93k-€142k▲ 52.8%€190k▲ 33.7%€285k▲ 50.3%€387k▲ 35.7%
2020: €93klowest in 5 years
2021: €142k▲ +52.8% vs 2020
2022: €190k▲ +33.7% vs 2021
2023: €285k▲ +50.3% vs 2022
2024: €387k▲ +35.7% vs 2023highest in 5 years
Operating result€62k-€65k▲ 4.8%€74k▲ 13.8%€141k▲ 89.4%€162k▲ 15.0%
2020: €62klowest in 5 years
2021: €65k▲ +4.8% vs 2020
2022: €74k▲ +13.8% vs 2021
2023: €141k▲ +89.4% vs 2022
2024: €162k▲ +15.0% vs 2023highest in 5 years
Net result€45k-€49k▲ 8.2%€48k▼ 2.3%€96k▲ 99.4%€102k▲ 6.7%
2020: €45klowest in 5 years
2021: €49k▲ +8.2% vs 2020
2022: €48k▼ -2.3% vs 2021
2023: €96k▲ +99.4% vs 2022
2024: €102k▲ +6.7% vs 2023highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 15% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.12M
Fixed assets
€556k ▼ 3.5%
Current assets
€563k ▲ 29.1%
Equity and liabilities €1.12M
Equity
€387k ▲ 35.7%
Debt
€732k ▲ 0.6%
Debt's share of the balance-sheet total falls from 71.8% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€206k▲
2023 · €165k
Cash flow
€146k▲
2023 · €120k
Current ratio
1.96▲
2023 · 1.83
Quick ratio
0.79▲
2023 · 0.76
Debt to equity
1.89▼
2023 · 2.55
ROE
26.3%▼
2023 · 33.5%
ROA
9.1%▼
2023 · 9.4%
Interest coverage
11.87▲
2023 · 10.93
Debt ≤ 1 year
€287k▲
2023 · €238k
Debt > 1 year
€444k▼
2023 · €489k
Income taxes
€43k▲
2023 · €30k
Staff costs
€109k▲
2023 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.01M€1.12M▲
Fixed assets21/28€576k€556k▼
Tangible fixed assets22/27€576k€556k▼
Land and buildings22€553k€537k▼
Furniture and vehicles24€23k€20k▼
Current assets29/58€436k€563k▲
Stocks and contracts in progress3€255k€337k▲
Stocks30/36€255k€337k▲
Amounts receivable within one year40/41€38k€21k▼
Trade receivables40€38k€21k▼
Cash at bank and in hand54/58€143k€205k▲
Deferred charges and accrued income490/1€110€110=
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.12M▲
Equity10/15€285k€387k▲
Contributions10/11€6k€6k=
Reserves13€142k€239k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€140k€237k▲
Profit (loss) carried forward14€137k€142k▲
Amounts payable17/49€727k€732k▲
Amounts payable after more than one year17€489k€444k▼
Financial debts170/4€489k€444k▼
Amounts payable within one year42/48€238k€287k▲
Current portion of amounts payable after more than one year42€43k€44k▲
Trade debts44€43k€64k▲
Suppliers440/4€43k€64k▲
Advances received on contracts in progress46-€34k
Taxes, remuneration and social security45€56k€54k▼
Taxes450/3€43k€45k▲
Remuneration and social security454/9€12k€9k▼
Other amounts payable47/48€97k€92k▼
Income statement
Code20232024
Remuneration, social security and pensions62€105k€109k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€44k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k-
Other operating charges640/8€5k€5k▲
Gross operating margin9900€285k€320k▲
Operating profit (loss)9901€141k€162k▲
Financial income75/76B€352€136▼
Recurring financial income75€352€136▼
Financial charges65/66B€15k€17k▲
Recurring financial charges65€15k€17k▲
Profit (loss) for the period before taxes9903€126k€144k▲
Income taxes67/77€30k€43k▲
Profit (loss) for the period9904€96k€102k▲
Profit (loss) for the period to be appropriated9905€96k€102k▲
Appropriation of the result
Profit (loss) to be appropriated9906€177k€239k▲
Profit (loss) brought forward from the previous period14P€82k€137k▲
Transfer to equity691/2€40k€97k▲
To other reserves6921€40k€97k▲
Social balance
Average headcount (FTE)9087-2.0
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €67k | €85k | €105k | €109k | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €7k | €14k | €24k | €44k | ▲ 82.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €11k | - | - |
| Other operating charges640/8 | - | €849 | €55k | €5k | €5k | ▲ 5.1% |
| Gross operating margin9900 | €113k | €141k | €227k | €285k | €320k | ▲ 12.1% |
| Operating profit (loss)9901 | €62k | €65k | €74k | €141k | €162k | ▲ 15.0% |
| Financial income75/76B | - | €31 | €45 | €352 | €136 | ▼ 61.5% |
| Recurring financial income75 | €1k | €31 | €45 | €352 | €136 | ▼ 61.5% |
| Financial charges65/66B | - | €2k | €9k | €15k | €17k | ▲ 15.1% |
| Recurring financial charges65 | €2k | €2k | €9k | €15k | €17k | ▲ 15.1% |
| Profit (loss) for the period before taxes9903 | €62k | €63k | €66k | €126k | €144k | ▲ 14.7% |
| Income taxes67/77 | €17k | €14k | €18k | €30k | €43k | ▲ 40.0% |
| Profit (loss) for the period9904 | €45k | €49k | €48k | €96k | €102k | ▲ 6.7% |
| Profit (loss) for the period to be appropriated9905 | €45k | €49k | €48k | €96k | €102k | ▲ 6.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €252k | €301k | €804k | €1.01M | €1.12M | ▲ 10.5% |
| Fixed assets21/28 | €16k | €8k | €320k | €576k | €556k | ▼ 3.5% |
| Intangible fixed assets21 | €630 | - | - | - | - | - |
| Tangible fixed assets22/27 | €15k | €8k | €320k | €576k | €556k | ▼ 3.5% |
| Land and buildings22 | - | - | €315k | €553k | €537k | ▼ 3.0% |
| Furniture and vehicles24 | - | €8k | €5k | €23k | €20k | ▼ 14.7% |
| Current assets29/58 | €236k | €293k | €484k | €436k | €563k | ▲ 29.1% |
| Stocks and contracts in progress3 | €95k | €147k | €154k | €255k | €337k | ▲ 31.8% |
| Stocks30/36 | - | €147k | €154k | €255k | €337k | ▲ 31.8% |
| Amounts receivable within one year40/41 | €11k | €66k | €22k | €38k | €21k | ▼ 43.5% |
| Trade receivables40 | - | €33k | €22k | €38k | €21k | ▼ 43.5% |
| Other amounts receivable41 | - | €33k | - | - | - | - |
| Cash at bank and in hand54/58 | €130k | €80k | €308k | €143k | €205k | ▲ 43.5% |
| Deferred charges and accrued income490/1 | - | €110 | €110 | €110 | €110 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €252k | €301k | €804k | €1.01M | €1.12M | ▲ 10.5% |
| Equity10/15 | €93k | €142k | €190k | €285k | €387k | ▲ 35.7% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €42k | €72k | €102k | €142k | €239k | ▲ 68.4% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €70k | €100k | €140k | €237k | ▲ 69.3% |
| Profit (loss) carried forward14 | €45k | €64k | €82k | €137k | €142k | ▲ 3.6% |
| Amounts payable17/49 | €159k | €160k | €615k | €727k | €732k | ▲ 0.6% |
| Amounts payable after more than one year17 | - | - | €439k | €489k | €444k | ▼ 9.1% |
| Financial debts170/4 | - | - | €439k | €489k | €444k | ▼ 9.1% |
| Amounts payable within one year42/48 | €159k | €160k | €175k | €238k | €287k | ▲ 20.5% |
| Current portion of amounts payable after more than one year42 | - | - | €36k | €43k | €44k | ▲ 2.4% |
| Trade debts44 | €33k | €45k | €9k | €43k | €64k | ▲ 50.1% |
| Suppliers440/4 | - | €45k | €9k | €43k | €64k | ▲ 50.1% |
| Advances received on contracts in progress46 | - | - | - | - | €34k | - |
| Taxes, remuneration and social security45 | - | €15k | €31k | €56k | €54k | ▼ 3.7% |
| Taxes450/3 | - | €6k | €22k | €43k | €45k | ▲ 3.2% |
| Remuneration and social security454/9 | - | €9k | €10k | €12k | €9k | ▼ 28.3% |
| Other amounts payable47/48 | - | €99k | €98k | €97k | €92k | ▼ 5.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45k | €49k | €48k | €96k | €102k | ▲ 6.7% |
| + Depreciation and write-downs630 | €10k | €7k | €14k | €24k | €44k | ▲ 82.5% |
| Operating cash flow (approximation) | €56k | €56k | €62k | €120k | €146k | ▲ 22.0% |
| Investment in fixed assets (approximation) | - | €0 | €-326k | €-280k | €-24k | ▲ 91.5% |
| Change in cash | - | €-51k | €229k | €-166k | €62k | ▲ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
21-09
State Gazette act
Resignation: IMBERECHTS Jordan Pierre René Jean Sebastien (manager)Appointment: IMBERECHTS Jordan Pierre René Jean Sebastien (non-statutory director) · Shareholding · Capital conversion22 facts ▸
State Gazette act
Resignation: IMBERECHTS Jordan Pierre René Jean Sebastien (manager)
Appointment: IMBERECHTS Jordan Pierre René Jean Sebastien (non-statutory director) · Shareholding · Capital conversion22 facts ▸
- Shareholding, 15-09-2026, 100
- General meeting, 15-09-2026
- Other statement, Constat de l'application du Code des sociétés et des associations, article 39 de la loi du 23 mars 2019
- Capital conversion, compte de capitaux propres statutairement indisponible
- Reserve release, compte de capitaux propres dénommé apport disponible hors capital
- Purpose change
- Statutes amendment
- Capital
- Power of attorney
- Power of attorney
- Director resignation, IMBERECHTS Jordan Pierre René Jean Sebastien (manager)
- Director appointment, IMBERECHTS Jordan Pierre René Jean Sebastien (non-statutory director)
- +10 further facts in this act
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €102k ▲6.7%
Operating result €162k, net result €102k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €200kEq €285k ▲50.3%
6 profitable years in a row build equity to €285k.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €150kEq €190k ▲33.7%
5 profitable years in a row build equity to €190k.
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
31-12
Financial
Equity above €100kEq €142k ▲52.8%
4 profitable years in a row build equity to €142k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
Show earlier events
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
1 director, last change in 2026
IMBERECHTS Jordan Pierre René Jean Sebastien
CurrentNon-statutory director · since 21-09-2026
21-09-2026
Resigned as Manager
21-09-2026
Appointed as Non-statutory director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2007
Ground area
5,360 m²
Building footprint
364 m²
Volume, LiDAR
441 m³
2 parcels, Wallonia · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JS PRODUCTS
since 20072.166.078.492
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0145/00F000 | Wallonia | 4,205 m² | 1 · 230 m² | - |
| 92123C0124/00E000 | Wallonia | 1,155 m² | 1 · 134 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Who signs
Each director alone
Daily management
The board decides whether the delegates act alone or jointly
Annual meeting
15 June at 18:00
Duration
Unlimited
Purpose
La promotion de la moto en général; L'achat, la vente, l'importation, l'exportation et le commerce de gros et de détail de voitures, motos, motocyclettes, cyclomoteurs, vélos et…
Full purpose (14 activities)
- La promotion de la moto en général
- L'achat, la vente, l'importation, l'exportation et le commerce de gros et de détail de voitures, motos, motocyclettes, cyclomoteurs, vélos et autres véhicules à deux ou quatre roues, motorisés ou non, ainsi que de leurs pièces détachées, accessoires, équipements et pneumatiques
- La location et la location-bail de véhicules automobiles, avec ou sans chauffeur, notamment de voitures particulières, véhicules utilitaires légers, minibus, vans, véhicules de loisirs et véhicules de tourisme
- Le commerce de détail d'articles de sport
- L'exploitation d'une écurie de motos
- Les services d'encadrement, de conseil et de perfectionnement de la conduite de motocyclettes, sur route ouverte ou non
- L'organisation et la promotion de manifestations, meetings, stages, journées, camps d'entraînement et autres événements liés à l'automobile, à la moto, au sport mécanique et aux activités de loisirs
- Les activités de marketing, de management et de publicité, notamment les études de marché, le conseil aux entreprises et l'édition
- L'exercice d'activités d'agent ou d'intermédiaire commercial
- L'acquisition, la vente, la location, la sous-location, la gestion et l'exploitation de biens immobiliers
- La location de logements meublés, notamment de courte durée ou à vocation touristique
- L'exploitation d'une activité centrée sur l'utilisation, l'instruction et le développement dans le secteur aéronautique
- L'organisation d'activités, manifestations, meetings, stages, journées et camps d'entraînement dans le secteur aéronautique
- Toutes opérations administratives et de gestion
Other provisions of the articles (22)
- Legal form clause: JS PRODUCTS
- Registered office clause: Région wallonne, peut établir des sièges administratifs, agences, ateliers, dépôts et succursales par simple décision de l'organe d'administration
- Board rule: lorsque les administrateurs constituent un organe collégial et que la place d'un administrateur devient vacante avant la fin de son mandat, seule l'assemblée gé…
- Board rule: cette rémunération sera portée aux frais généraux, indépendamment des frais éventuels de représentation, voyages et déplacements, si le mandat est rémunéré, l'a…
- Auditor rule: nommés pour trois ans, rééligibles
- Meeting access: toute personne peut renoncer à la convocation, sera considérée comme ayant été régulièrement convoquée si elle est présente ou représentée à l'assemblée
- Remote participation
- Other statement (8)
- Meeting access
- Voting rule
- Profit allocation
- Dissolution rule: dissolution, en tout temps
- Liquidation rule
- Liquidation distribution
- 1 more provision in the deed
Structure & network
Capital and shareholders
Shareholders according to the acts
Stated in the act
act of 21-09-2026 ↗
- IMBERECHTS Jordan Pierre René Jean Sebastien 100 shares · 100%
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 21-09-2026
Converted to unavailable equity
From the act
“compter du 1er janvier 2020 L’actionnaire unique constate qu’en vertu de l’article 39 de la loi du 23 mars 2019 introduisant le Code des sociétés et associations et portant des dispositions diverses, le Code des sociétés et des associations (CSA) est d’application à la société depuis le 1er janvier 2020. L’actionnaire unique constate également qu’à partir du 1er janvier 2020, les dispositions impératives du Code des sociétés et des associations deviennent applicables. Les clauses des statuts contraires aux dispositions impératives du Code des sociétés et des associations sont réputées non écri”
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Of 2,128 companies in sector 46711 we hold annual accounts for 1,127. 699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47812Retail trade
46730Wholesale trade
46720Wholesale of motor vehicle parts and accessories
47830Retail sale of motorcycles and motorcycle parts and accessories
Contact
E-mail
jsproducts@skynet.beNamur
Phone
0474/09.05.05Namur
Fax
010/24.36.11Namur
Scores and ratios are computed by Checked and are not a credit decision.