JS PRO CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of JS PRO CONSTRUCT is 2.3% (moderate). The 2025 annual accounts show equity of €63k and a net result of €41k. Its solvency ranks better than 52% of 27619 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▼-5
Growth78
Track record82
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.79 in 2024; short-term debt: 50.6% and cash: 12.9% of total assets), but 50.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.4%
Return on assets
32%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
45 d early
2024
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 184%
2024 · €22k
2024: €22k
2024 → 2025
Total assets
€128k▲ 210%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€41k▲ 124%
2024 · €18k
2024: €18k
2024 → 2025
Working capital
€55k▲ 267%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€22k-€63k▲ 184%
Operating result€24k-€51k▲ 116%
Net result€18k-€41k▲ 124%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 116% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128k
Fixed assets
€8k▲ 11.9%
Current assets
€119k▲ 252%
Equity and liabilities €128k
Equity
€63k▲ 184%
Debt
€65k▲ 240%
The debt ratio rises from 46.1% to 50.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €28k
Cash flow
€44k▲
2024 · €23k
Solvency
49.4%▼
2024 · 53.9%
Current ratio
1.85▲
2024 · 1.79
Quick ratio
1.85▲
2024 · 1.79
Debt / equity
1.03▲
2024 · 0.86
ROE
64.8%▼
2024 · 82.0%
ROA
32.0%▼
2024 · 44.2%
Interest coverage
723.17▲
2024 · 69.92
Debt
€65k▲
2024 · €19k
Debt ≤ 1 year
€65k▲
2024 · €19k
Income taxes
€11k▲
2024 · €5k
Staff costs
€29k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€128k▲
Fixed assets21/28€7k€8k▲
Tangible fixed assets22/27€7k€8k▲
Plant, machinery and equipment23€5k€7k▲
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€80€80=
Current assets29/58€34k€119k▲
Amounts receivable within one year40/41€29k€102k▲
Trade receivables40€12k€71k▲
Other amounts receivable41€17k€31k▲
Cash at bank and in hand54/58€4k€16k▲
Deferred charges and accrued income490/1€472€1k▲
Equity and liabilities
Total equity and liabilities10/49€41k€128k▲
Equity10/15€22k€63k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€18k€59k▲
Amounts payable17/49€19k€65k▲
Amounts payable within one year42/48€19k€65k▲
Trade debts44€8k€21k▲
Suppliers440/4€8k€21k▲
Advances received on contracts in progress46-€28k
Taxes, remuneration and social security45€11k€15k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€5k€4k▼
Accrued charges and deferred income492/3-€62
Income statement
Code20242025
Remuneration, social security and pensions62€12k€29k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€8k€199▼
Gross operating margin9900€48k€83k▲
Operating profit (loss)9901€24k€51k▲
Financial income75/76B€283€1k▲
Recurring financial income75€283€1k▲
Financial charges65/66B€402€75▼
Recurring financial charges65€402€75▼
Profit (loss) for the period before taxes9903€24k€52k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€18k€41k▲
Profit (loss) for the period to be appropriated9905€18k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€59k▲
Profit (loss) brought forward from the previous period14P-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Manage · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ry de Brabant 917170 ManageGround area
653 m²
Building footprint
66 m²
Volume, LiDAR
359 m³
Parcel 52004A0015/00N002, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JS PRO CONSTRUCT
since 20232.353.465.567
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52004A0015/00N002 | Wallonia | 653 m² | 1 · 66 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,289 companies in sector 43350 we hold annual accounts for 2,361. 2,003 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2023
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.