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JS INVEST

Active
Private limited companyfounded 20196 yrs activeSmokkelpotstraat(Mar) 20, 8510 Kortrijk, BelgiumKBO/BCE: BE 0737.595.621

JS INVEST has been active since 2019 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags). The 2025 annual accounts show equity of €394k and a net result of €57k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 238 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
62 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+6
Solvency61▼-1
Growth52=
Track record92
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.66 in 2024; short-term debt: 16.4% and cash: 0% of total assets), and 64.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.9%
Return on assets
5.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
22 d early
2024
6 d early
2023
21 d early
2022
9 d late
2021
2 d late
2020
24 d late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address strikeout annulled
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€57k▼ 28.0%
2024 · €79k
2020: €185k 2021: €72k 2022: €45k 2023: €82k 2024: €79k
2020 → 2025
Working capital
€-97k▼ 89.7%
2024 · €-51k
2020: €-162k 2021: €-141k 2022: €-103k 2023: €-118k 2024: €-51k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€262k-€307k▲ 17.2%€318k▲ 3.7%€397k▲ 24.8%€394k▼ 0.8%
Operating result€55k-€-11k€58k€55k▼ 5.0%€108k▲ 96.6%
Net result€72k-€45k▼ 37.3%€82k▲ 81.6%€79k▼ 3.5%€57k▼ 28.0%
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €55k€55kNet result 2021: €72k€72kOperating result 2022: €-11k€-11kNet result 2022: €45k€45kOperating result 2023: €58k€58kNet result 2023: €82k€82kOperating result 2024: €55k€55kNet result 2024: €79k€79kOperating result 2025: €108k€108kNet result 2025: €57k€57k20212022202320242025
The operating result recovers in 2025; 2025 is 97% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets €1.01M▲ 4.5%
Current assets €83k▼ 15.2%
Equity and liabilities €1.10M
Equity €394k▼ 0.8%
Debt €703k▲ 4.7%
The debt ratio rises from 62.8% to 64.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€147k
2024 · €81k
Cash flow
€96k
2024 · €105k
Solvency
35.9%
2024 · 37.2%
Current ratio
0.46
2024 · 0.66
Quick ratio
0.46
2024 · 0.66
Debt / equity
1.78
2024 · 1.69
ROE
14.4%
2024 · 19.9%
ROA
5.2%
2024 · 7.4%
Interest coverage
10.25
2024 · 4.92
Debt
€703k
2024 · €671k
Debt ≤ 1 year
€180k
2024 · €149k
Debt > 1 year
€523k
2024 · €522k
Income taxes
€37k
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.07M€1.10M
Fixed assets21/28€971k€1.01M
Tangible fixed assets22/27€573k€617k
Land and buildings22€561k€539k
Furniture and vehicles24€0€70k
Other tangible fixed assets26€12k€7k
Financial fixed assets28€398k€398k=
Current assets29/58€97k€83k
Amounts receivable within one year40/41€84k€74k
Trade receivables40€18k€20k
Other amounts receivable41€66k€54k
Cash at bank and in hand54/58€1k€159
Deferred charges and accrued income490/1€13k€9k
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.10M
Equity10/15€397k€394k
Contributions10/11€5k€5k=
Reserves13€392k€332k
Distributable reserves133€392k€332k
Profit (loss) carried forward14€0€57k
Amounts payable17/49€671k€703k
Amounts payable after more than one year17€522k€523k
Financial debts170/4€522k€523k
Amounts payable within one year42/48€149k€180k
Current portion of amounts payable after more than one year42€54k€70k
Financial debts43€14k€12k
Credit institutions430/8€14k€12k
Other loans439€0-
Trade debts44€15k€3k
Suppliers440/4€15k€3k
Taxes, remuneration and social security45€6k€23k
Taxes450/3€4k€21k
Remuneration and social security454/9€2k€2k
Other amounts payable47/48€58k€73k
Accrued charges and deferred income492/3€2€0
Income statement Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€39k
Other operating charges640/8€6k€50k
Gross operating margin9900€88k€197k
Operating profit (loss)9901€55k€108k
Financial income75/76B€53k€0
Recurring financial income75€53k€0
Financial charges65/66B€17k€14k
Recurring financial charges65€17k€14k
Profit (loss) for the period before taxes9903€91k€94k
Income taxes67/77€12k€37k
Profit (loss) for the period9904€79k€57k
Profit (loss) for the period to be appropriated9905€79k€57k
Appropriation of the result
Profit (loss) to be appropriated9906€79k€57k
Transfer from equity791/2-€60k
Transfer to equity691/2€79k€0
To other reserves6921€79k€0
Profit to be distributed694/7€0€60k
Return on contributions (dividend)694€0€60k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
09-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
21-03
KBO administration Address strikeout annulled
2024
10-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
09-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 9 days late
2022
31-12
Financial Weakest financial yearnet €45k ▼37.3%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
02-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 2 days late
2021
31-12
Financial Equity above €200kEq €262k ▲37.8%
2 profitable years in a row build equity to €262k.
24-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Smokkelpotstraat(Mar) 208510 Kortrijk
Ground area
1,103 m²
Building footprint
193 m²
Volume, LiDAR
1,191 m³
Parcel 34026B0340/00C000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JS Invest
Smokkelpotstraat(Mar) 20, 8510 KortrijkManufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
since 20192.295.617.044
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34026B0340/00C000 Flanders 1,103 m² 1 · 192 m² 8.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 446 companies in sector 31001 we hold annual accounts for 208. 144 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-11-2019
Fiscal year end31-12
Activities, NACEBEL
31001Manufacture of furniture
16210Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
16230Manufacture of other builders' carpentry and joinery
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
Phone:0478466584
Establishment Kortrijk 2.295.617.044