JS HEATING
ActiveJS HEATING has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €865k and a net result of €350k. Equity is growing by ~50.6% per year across the filed fiscal years. Its solvency ranks better than 94% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 7.87 in 2024; short-term debt: 8.5% and cash: 6.4% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
36.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
22 d early
2024
34 d early
2023
34 d early
2022
31 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€865k▲ 68.0%
2024 · €515k
2018: €23k
2019: €73k
2020: €143k
2021: €180k
2022: €244k
2023: €369k
2024: €515k
2018 → 2025
Total assets
€948k▲ 69.6%
2024 · €559k
2018: €36k
2019: €117k
2020: €187k
2021: €216k
2022: €262k
2023: €396k
2024: €559k
2018 → 2025
Net result
€350k▲ 114%
2024 · €164k
2018: €11k
2019: €50k
2020: €70k
2021: €38k
2022: €64k
2023: €119k
2024: €164k
2018 → 2025
Working capital
€169k▼ 42.6%
2024 · €295k
2018: €20k
2019: €25k
2020: €109k
2021: €158k
2022: €232k
2023: €365k
2024: €295k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€244k▲ 35.5%€369k▲ 51.2%€515k▲ 39.4%€865k▲ 68.0%
Operating result€50k-€94k▲ 88.7%€172k▲ 83.8%€234k▲ 36.1%€508k▲ 117%
Net result€38k-€64k▲ 70.6%€119k▲ 85.6%€164k▲ 38.0%€350k▲ 114%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 117% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €948k
Fixed assets
€698k▲ 215%
Current assets
€250k▼ 25.8%
Equity and liabilities €948k
Equity
€865k▲ 68.0%
Debt
€83k▲ 88.6%
The debt ratio rises from 7.9% to 8.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€581k▲
2024 · €263k
Cash flow
€424k▲
2024 · €193k
Solvency
91.2%▼
2024 · 92.1%
Current ratio
3.09▼
2024 · 7.87
Quick ratio
3.09▼
2024 · 7.87
Debt / equity
0.10▲
2024 · 0.09
ROE
40.5%▲
2024 · 31.9%
ROA
36.9%▲
2024 · 29.3%
Interest coverage
213.00▲
2024 · 187.39
Debt
€83k▲
2024 · €44k
Debt ≤ 1 year
€81k▲
2024 · €43k
Income taxes
€165k▲
2024 · €79k
Staff costs
€49k▲
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€559k€948k▲
Fixed assets21/28€221k€698k▲
Tangible fixed assets22/27€221k€698k▲
Land and buildings22€216k€659k▲
Furniture and vehicles24€1k€34k▲
Other tangible fixed assets26€5k€5k▲
Current assets29/58€337k€250k▼
Amounts receivable within one year40/41€11k€185k▲
Trade receivables40€371€162k▲
Other amounts receivable41€11k€23k▲
Current investments50/53€160k€0▼
Cash at bank and in hand54/58€161k€61k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€559k€948k▲
Equity10/15€515k€865k▲
Contributions10/11€0-
Reserves13€515k€865k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€515k€865k▲
Amounts payable17/49€44k€83k▲
Amounts payable within one year42/48€43k€81k▲
Trade debts44€2k€45k▲
Suppliers440/4€2k€45k▲
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€9k€4k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48€27k€29k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€45k€49k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€74k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€310k€633k▲
Operating profit (loss)9901€234k€508k▲
Financial income75/76B€10k€10k▲
Recurring financial income75€10k€10k▲
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€243k€515k▲
Income taxes67/77€79k€165k▲
Profit (loss) for the period9904€164k€350k▲
Profit (loss) for the period to be appropriated9905€164k€350k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€350k▲
Transfer to equity691/2€164k€350k▲
To other reserves6921€164k€350k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €350k ▲114%
Operating result €508k, net result €350k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €515k ▲39.4%
7 profitable years in a row build equity to €515k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 14.58
Current ratio from 5.51 to 14.58; short-term debt falls from €35k to €17k.
31-12
Financial
Equity above €200kEq €244k ▲35.5%
5 profitable years in a row build equity to €244k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €180k ▲26.3%
4 profitable years in a row build equity to €180k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.46
Current ratio from 1.57 to 3.46.
31-12
Financial
Equity above €100kEq €143k ▲96.4%
3 profitable years in a row build equity to €143k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mezenstraat 153582 BeringenGround area
1,609 m²
Building footprint
173 m²
Volume, LiDAR
928 m³
Parcel 71029B1505/00T012, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JS HEATING
since 20172.270.718.827
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1505/00T012 | Flanders | 1,608 m² | 1 · 173 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 408 EUR awarded · 408 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 316 EUR | 316 EUR |
| 2022 | 1 | 92 EUR | 92 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 3,319 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2017
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.