JS Group
ActiveSummary
JS Group has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €350,458 and a net result of €39,571. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 9634 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▲+58
Solvency47▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 0.99 in 2023; short-term debt: 52.4% and cash: 7.7% of total assets), and 77.7% of the assets are financed with debt.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
30 d late
2022
12 d early
2021
31 d late
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
Equity
€350,458▲ 12.7%
2023 · €310,887
Total assets
€1.6m▲ 14.6%
2023 · €1.4m
Net result
€39,571
2023 · -€54,674
Working capital
-€21,642▼ 288%
2023 · -€5,579
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€13,523▲ 236%€11,919▼ 11.9%€12,900▲ 8.2%-€40,923€48,926
Net result€1,483within the sector's middle half▲ 106%€1,497within the sector's middle half▲ 1.0%€516within the sector's middle half▼ 65.5%-€54,674below the sector's middle half€39,571within the sector's middle half
Equity€37,564within the sector's middle half▲ 4.1%€365,044above the sector's middle half▲ 872%€365,561above the sector's middle half▲ 0.1%€310,887above the sector's middle half▼ 15.0%€350,458within the sector's middle half▲ 12.7%
Total assets€684,802above the sector's middle half▲ 6.4%€973,714above the sector's middle half▲ 42.2%€1.3mabove the sector's middle half▲ 36.5%€1.4mabove the sector's middle half▲ 3.2%€1.6mwithin the sector's middle half▲ 14.6%
Debt€647,238▲ 6.6%€608,670▼ 6.0%€963,492▲ 58.3%€1.1m▲ 10.1%€1.2m▲ 15.1%
Working capital-€57,016below the sector's middle half▼ 6.5%-€54,046below the sector's middle half▲ 5.2%€79,385within the sector's middle half-€5,579within the sector's middle half-€21,642below the sector's middle half▼ 288%
Solvency5.5%within the sector's middle half▼ 0.1pp37.5%within the sector's middle half▲ 32.0pp27.5%within the sector's middle half▼ 10.0pp22.7%within the sector's middle half▼ 4.8pp22.3%within the sector's middle half▼ 0.4pp
Current ratio0.66below the sector's middle half▲ 0.080.69below the sector's middle half▲ 0.021.19within the sector's middle half▲ 0.500.99within the sector's middle half▼ 0.200.97below the sector's middle half▼ 0.02
Return on assets (ROA)0.2%within the sector's middle half▲ 0.1pp0.2%within the sector's middle half▼ 0.1pp0.0%within the sector's middle half▼ 0.1pp-4.0%within the sector's middle half▼ 4.0pp2.5%within the sector's middle half▲ 6.5pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €48,926 after a loss of €40,923 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.6m
Fixed assets
€769,016 ▼ 4.1%
Current assets
€801,994 ▲ 41.0%
Equity and liabilities €1.6m
Equity
€350,458 ▲ 12.7%
Debt
€1.2m ▲ 15.1%
Debt's share of the balance-sheet total rises from 77.3% to 77.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87,617▲
2023 · -€431
Cash flow
€78,262▲
2023 · -€14,182
Quick ratio
0.86▼
2023 · 0.87
Debt to equity
3.48▲
2023 · 3.41
ROE
11.3%▲
2023 · -17.6%
Interest coverage
9.36▲
2023 · -0.03
Debt ≤ 1 year
€823,637▲
2023 · €574,565
Debt > 1 year
€396,915▼
2023 · €485,825
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,372 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
1.4%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,372 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2,317 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,859 | €27,953 | €39,220 | €40,491 | €38,691 | ▼ 4.4% |
| Other operating charges640/8 | - | €4,927 | €5,194 | €5,088 | €5,633 | ▲ 10.7% |
| Gross operating margin9900 | €40,000 | €44,799 | €57,313 | €4,657 | €93,250 | ▲ 1,902% |
| Operating profit (loss)9901 | €13,523 | €11,919 | €12,900 | -€40,923 | €48,926 | ▲ 220% |
| Financial income75/76B | - | €0 | €40 | €518 | €1 | ▼ 99.8% |
| Recurring financial income75 | €0 | €0 | €40 | €518 | €1 | ▼ 99.8% |
| Financial charges65/66B | - | €10,422 | €12,423 | €14,269 | €9,356 | ▼ 34.4% |
| Recurring financial charges65 | €12,041 | €10,422 | €12,423 | €14,269 | €9,356 | ▼ 34.4% |
| Profit (loss) for the period before taxes9903 | €1,483 | €1,497 | €516 | -€54,674 | €39,571 | ▲ 172% |
| Profit (loss) for the period9904 | €1,483 | €1,497 | €516 | -€54,674 | €39,571 | ▲ 172% |
| Profit (loss) for the period to be appropriated9905 | €1,483 | €1,497 | €516 | -€54,674 | €39,571 | ▲ 172% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €684,802 | €973,714 | €1.3m | €1.4m | €1.6m | ▲ 14.6% |
| Fixed assets21/28 | €572,968 | €856,104 | €829,224 | €802,290 | €769,016 | ▼ 4.1% |
| Tangible fixed assets22/27 | €572,968 | €856,104 | €829,224 | €802,290 | €769,016 | ▼ 4.1% |
| Land and buildings22 | - | €847,897 | €824,168 | €798,921 | €763,657 | ▼ 4.4% |
| Plant, machinery and equipment23 | - | €1,060 | €961 | €1,052 | €1,465 | ▲ 39.2% |
| Furniture and vehicles24 | - | €7,147 | €4,095 | €2,316 | €3,893 | ▲ 68.1% |
| Current assets29/58 | €111,833 | €117,610 | €499,829 | €568,986 | €801,994 | ▲ 41.0% |
| Stocks and contracts in progress3 | €54,480 | €75,200 | €74,350 | €67,067 | €96,000 | ▲ 43.1% |
| Stocks30/36 | - | €75,200 | €74,350 | €67,067 | €96,000 | ▲ 43.1% |
| Amounts receivable within one year40/41 | €40,337 | €12,516 | €283,742 | €357,464 | €585,219 | ▲ 63.7% |
| Trade receivables40 | - | €11,930 | €282,120 | €357,464 | €585,219 | ▲ 63.7% |
| Other amounts receivable41 | - | €586 | €1,622 | €0 | - | - |
| Cash at bank and in hand54/58 | €16,268 | €29,645 | €141,520 | €144,362 | €120,636 | ▼ 16.4% |
| Deferred charges and accrued income490/1 | - | €250 | €217 | €94 | €140 | ▲ 48.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €684,802 | €973,714 | €1.3m | €1.4m | €1.6m | ▲ 14.6% |
| Equity10/15 | €37,564 | €365,044 | €365,561 | €310,887 | €350,458 | ▲ 12.7% |
| Contributions10/11 | - | €48,000 | €48,000 | €48,000 | €48,000 | = |
| Revaluation surpluses12 | - | €300,030 | €286,857 | €273,683 | €260,510 | ▼ 4.8% |
| Reserves13 | €12,564 | €15,517 | €30,704 | €43,877 | €57,050 | ▲ 30.0% |
| Non-distributable reserves130/1 | - | €1,080 | €1,080 | €1,080 | €1,080 | = |
| Reserves not available under the articles1311 | - | €1,080 | €1,080 | €1,080 | €1,080 | = |
| Distributable reserves133 | - | €14,437 | €29,624 | €42,797 | €55,970 | ▲ 30.8% |
| Profit (loss) carried forward14 | €9,810 | €1,497 | - | -€54,674 | -€15,103 | ▲ 72.4% |
| Amounts payable17/49 | €647,238 | €608,670 | €963,492 | €1.1m | €1.2m | ▲ 15.1% |
| Amounts payable after more than one year17 | €478,389 | €437,014 | €543,048 | €485,825 | €396,915 | ▼ 18.3% |
| Financial debts170/4 | - | €437,014 | €543,048 | €485,825 | €396,915 | ▼ 18.3% |
| Amounts payable within one year42/48 | €168,849 | €171,656 | €420,444 | €574,565 | €823,637 | ▲ 43.3% |
| Current portion of amounts payable after more than one year42 | - | €51,375 | €97,978 | €83,805 | €87,555 | ▲ 4.5% |
| Financial debts43 | - | €5,000 | - | - | - | - |
| Other loans439 | - | €5,000 | - | - | - | - |
| Trade debts44 | €4,262 | €69,076 | €1,012 | €3,317 | €1,335 | ▼ 59.7% |
| Suppliers440/4 | - | €69,076 | €1,012 | €3,317 | €1,335 | ▼ 59.7% |
| Advances received on contracts in progress46 | - | €10,439 | €284,400 | €416,646 | €691,989 | ▲ 66.1% |
| Taxes, remuneration and social security45 | - | €157 | €315 | €36,300 | €7,448 | ▼ 79.5% |
| Taxes450/3 | - | €157 | €315 | €36,300 | €7,448 | ▼ 79.5% |
| Other amounts payable47/48 | - | €35,609 | €36,738 | €34,496 | €35,310 | ▲ 2.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,483 | €1,497 | €516 | -€54,674 | €39,571 | ▲ 172% |
| + Depreciation and write-downs630 | €22,859 | €27,953 | €39,220 | €40,491 | €38,691 | ▼ 4.4% |
| Operating cash flow (approximation) | €24,343 | €29,450 | €39,736 | -€14,182 | €78,262 | ▲ 652% |
| Investment in fixed assets (approximation) | - | -€311,089 | -€12,339 | -€13,558 | -€5,417 | ▲ 60.0% |
| Change in cash | - | €13,376 | €111,875 | €2,842 | -€23,726 | ▼ 935% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
31-12
Financial
Back to profitnet €39,571
Net result €39,571 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€54,674
Net result drops to -€54,674, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €200,000Eq €365,044 ▲872%
4 profitable years in a row build equity to €365,044.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2017
Ground area
912 m²
Building footprint
170 m²
Volume, LiDAR
1,929 m³
Parcel 11015C0258/00B002, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Drukwerkdeals.be
since 20172.268.372.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11015C0258/00B002 | Flanders | 912 m² | 1 · 170 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,663 companies in sector 47811 we hold annual accounts for 5,225. 3,593 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
13929Manufacture of textiles
18120Other printing
18140Printing and reproduction of recorded media
43350Other building finishing work
47521Retail sale of hardware, building materials, paint and glass (general range)
73110Advertising agencies
81210General cleaning of buildings
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0681868032
Also
9925:BE0681868032
Registered
31-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.