JS ADVICE
ActiveJS ADVICE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €155k and a net result of €-50k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 7974 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
30 d early
2024
28 d early
2023
40 d early
2022
9 d early
2021
40 d early
2020
1 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€155k▼ 44.0%
2024 · €276k
2019: €78k
2020: €111k
2021: €123k
2022: €200k
2023: €268k
2024: €276k
2019 → 2025
Net result
€-50k
2024 · €8k
2019: €72k
2020: €32k
2021: €12k
2022: €77k
2023: €69k
2024: €8k
2019 → 2025
Total assets
€259k▼ 23.4%
2024 · €338k
2019: €144k
2020: €154k
2021: €135k
2022: €213k
2023: €294k
2024: €338k
2019 → 2025
Solvency
59.8%▼ 22.0pp
2024 · 81.7%
2019: 54.4%
2020: 72.0%
2021: 90.7%
2022: 93.5%
2023: 91.2%
2024: 81.7%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€200k▲ 62.8%€268k▲ 34.5%€276k▲ 3.0%€155k▼ 44.0%
Operating result€17k-€108k▲ 549%€102k▼ 5.7%€12k▼ 88.1%€-52k
Net result€12k-€77k▲ 547%€69k▼ 10.7%€8k▼ 88.2%€-50k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €52k after €12k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €259k
Fixed assets
€32k▼ 35.8%
Current assets
€227k▼ 21.2%
Equity and liabilities €259k
Equity
€155k▼ 44.0%
Debt
€104k▲ 68.8%
The debt ratio rises from 18.3% to 40.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
59.8%▼
2024 · 81.7%
ROE
-32.0%▼
2024 · 2.9%
ROA
-19.1%▼
2024 · 2.4%
Debt
€104k▲
2024 · €62k
Debt ≤ 1 year
€87k▲
2024 · €33k
Debt > 1 year
€18k▼
2024 · €29k
Income taxes
€-103▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€259k▼
Fixed assets21/28€50k€32k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€48k€31k▼
Plant, machinery and equipment23€528€656▲
Furniture and vehicles24€47k€30k▼
Current assets29/58€288k€227k▼
Amounts receivable after more than one year29€16k€117k▲
Other amounts receivable291€16k€117k▲
Amounts receivable within one year40/41€107k€8k▼
Trade receivables40€11k€374▼
Other amounts receivable41€95k€8k▼
Cash at bank and in hand54/58€166k€102k▼
Equity and liabilities
Total equity and liabilities10/49€338k€259k▼
Equity10/15€276k€155k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€270k€198k▼
Distributable reserves133€270k€198k▼
Profit (loss) carried forward14-€-50k
Amounts payable17/49€62k€104k▲
Amounts payable after more than one year17€29k€18k▼
Financial debts170/4€29k€18k▼
Amounts payable within one year42/48€33k€87k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€15k€4k▼
Suppliers440/4€15k€4k▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48-€68k
Income statement
Code20242025
Non-recurring operating income76A€4k-
Goods, raw materials, services and sundry goods60/61€43k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€27k€-34k▼
Operating profit (loss)9901€12k€-52k▼
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€982€2k▲
Recurring financial charges65€982€2k▲
Profit (loss) for the period before taxes9903€15k€-50k▼
Income taxes67/77€7k€-103▼
Profit (loss) for the period9904€8k€-50k▼
Profit (loss) for the period to be appropriated9905€8k€-50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-50k▼
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-50k ▼710%
Net result drops to €-50k, the lowest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €200kEq €268k ▲34.5%
5 profitable years in a row build equity to €268k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2019net €77k ▲547%
Net result €77k, the highest in the series.
30-09
Financial
Equity above €150kEq €200k ▲62.8%
4 profitable years in a row build equity to €200k.
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity triplescurrent ratio 10.12
Current ratio from 3.35 to 10.12; short-term debt falls from €43k to €13k.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Equity above €100kEq €111k ▲41.5%
2 profitable years in a row build equity to €111k.
19-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Blauwhuisstraat 398870 IzegemGround area
203 m²
Building footprint
88 m²
Volume, LiDAR
474 m³
Parcel 36493B0471/00S000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JS ADVICE
since 20172.272.021.595
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36493B0471/00S000 | Flanders | 202 m² | 1 · 88 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-12-2017
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.