Turnover
The micro format states no turnover.
The micro format states no turnover.
Less equity than 86% of companies in specialised construction. Sector median €57,715 · 35,131 companies.
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 55% of them on solvency, 74% on liquidity, 61% on profitability and 70% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as JRT CONSTRUCT has now. Each dot stands for 99 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JRT CONSTRUCT itself: 1.2% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JRT CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 2 accounts on average 36 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| JRT CONSTRUCT Sint-Gillis (bij-Brussel) | €12,915 | €1,916 | 51.1% | - |
| MAZZINI PROJECTS Molenbeek-Saint-Jean | €15,061 | €2,278 | 18.1% | - |
| JOAQUIM DSS Sint-Pieters-Leeuw | €15,601 | €2,365 | 42.3% | - |
| AVSAR CONSULT Grimbergen | €13,203 | €3,264 | 11.3% | - |
| ERX Company (Signs & Grafics) Juprelle | €13,754 | €2,093 | -219.6% | - |
| A.S.R. RENOVE Molenbeek-Saint-Jean | €14,405 | €2,229 | 21.5% | - |
| JNLD Rénov Molenbeek-Saint-Jean | €16,249 | -€3,217 | 29.8% | - |
These companies have the same main activity as JRT CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €13,200 and €16,200, founded between 2022 and 2024.
JRT CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,593 and a net result of €1,265.
Its solvency ranks better than 55% of 35,119 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €19,000. Estimated: probably between €11,000 and €41,000.
Amounts without an identifiable currency are taken as euros.
Higher than 55% of 35,119 companies in 2025.
Higher than 54% of 34,493 companies in 2025.
Higher than 58% of 34,694 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
12,915 | 5,328 | |
21/28 |
549 | 1,131 | |
22/27 |
549 | 1,131 | |
24 |
549 | 1,131 | |
29/58 |
12,366 | 4,198 | |
40/41 |
6,505 | 3,077 | |
40 |
- | 853 | |
41 |
6,505 | 2,224 | |
54/58 |
5,861 | 935 | |
490/1 |
- | 186 | |
| Balance sheet: equity and liabilities | |||
10/49 |
12,915 | 5,328 | |
10/15 |
6,593 | 5,328 | |
10/11 |
2,000 | 2,000 | |
14 |
4,593 | 3,328 | |
17/49 |
6,322 | - | |
42/48 |
6,322 | - | |
44 |
6,322 | - | |
440/4 |
6,322 | - | |
| Income statement | |||
9900 |
1,916 | 22,962 | |
62 |
- | 19,526 | |
630 |
581 | 32 | |
640/8 |
- | 60 | |
9901 |
1,334 | 3,344 | |
65/66B |
69 | 16 | |
65 |
69 | 16 | |
9903 |
1,265 | 3,328 | |
9904 |
1,265 | 3,328 | |
9905 |
1,265 | 3,328 | |
| Appropriation of the result | |||
9906 |
4,593 | 3,328 | |
14P |
3,328 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-09-2026.
2025 annual accounts filed 59 days after the deadline. Filed on 28 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00527868.
| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 1,916 | 3,376 | ||
| 1,846 | 3,360 | ||
| 0 | 1,163 | ||
| 4,926 | - | ||
| 6,044 | - | ||
| 51.1% | 100.0% | ||
| 1.96 | - | ||
| 0.96 | - | ||
| 19.2% | 62.5% | ||
| 9.8% | 62.5% | ||
| 27.60 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €1,163 |
| €581 | €32 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 60% lower than in 2024.
Debt's share of the balance-sheet total is 48.9%.
JRT CONSTRUCT has no parent and no holdings in its annual accounts. RODRIGUES TORRENTE Jairo is the only director. JRT CONSTRUCT shares no director with another company.
| INGELS GROUP
registered office since 08-05-2019 · founded in 2019 |
total assets €289,459 (2025) 0726.534.849 |
| Zoé Ingels
establishment since 01-09-2025 · founded in 2023 |
total assets €114,058 (2025) 0805.093.664 |
| Ferreira Santos Dos Reis, Michelle (sole trader)
establishment since 01-10-2023 |
founded in 2023 1000.198.375 |
| Cordaro, Laura (sole trader)
establishment since 04-04-2023 |
founded in 2023 0800.617.511 |
| Association des copropriétaires à Saint-Gilles, "Antoine Bréart 42"rue Antoine Bréart 42
registered office since 05-05-2021 |
founded in 2021 0768.342.344 |
| Ciurdea, Camelia (sole trader)
establishment since 01-02-2021 |
founded in 2021 0761.888.082 |
| Teodorescu, Cristian (sole trader)
establishment since 01-01-2020 |
founded in 2019 0738.988.857 |
| Kunsamba-Matoko, Nisha (sole trader)
establishment since 01-10-2015 |
founded in 2015 0639.851.392 |
| LUCA MC
establishment since 14-01-2013 |
founded in 2013 0503.993.687 |
Deadline for the 2026 accounts: 31-07-2027
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
JRT CONSTRUCT was incorporated on 16 April 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Saint-Gilles in 2024.3 RODRIGUES TORRENTE Jairo is director of the company, appointed by deed of 18-04-2024.2
| Establishment | Since | Unit number |
|---|---|---|
| Antoine Bréartstraat 42 registered office 1060 Sint-Gillis (bij-Brussel) | ||
| JRT CONSTRUCT 43211 General electrical installation work | 08-07-2024 | 2.361.148.462 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22004C0007/00G003 | Flanders | 775 m² | 1 · 321 m² | 10.9 m · 1 |
| 21013B0386/00B013 | Brussels | 113 m² | 1 · 101 m² | 17.9 m · 6 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1008.425.856
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